Imofolio

Local authority · data to August 2026

House prices in Cardiff

Homes in Cardiff sold for an average £272,443, up 2.1% on a year ago. That is more than in 49% of UK councils. Over the last six months prices moved at +0.8% a year, about the same as the +1.4% a year of the past two years.

Average sale price
£272,443
Change in a year
+2.1%
−1.3% after inflation
Pricier than
49%
of UK councils

Cardiff: +15.8% in 5 years

Average sale price per home, £, monthly, with the next 12 months' expected path

  • Cardiff
  • Wales
  • United Kingdom
  • Expected path
  • 80% range
Show the numbers
MonthCardiffWalesUnited Kingdom
Aug 2027 · Expected path£275,767 (£265,827–£285,707)£224,653£280,154
Jul 2027 · Expected path£275,490 (£266,259–£284,721)£223,962£279,560
Jun 2027 · Expected path£275,213 (£266,693–£283,733)£223,271£278,967
May 2027 · Expected path£274,936 (£267,130–£282,743)£222,581£278,374
Apr 2027 · Expected path£274,659 (£267,569–£281,749)£221,890£277,781
Mar 2027 · Expected path£274,382 (£268,012–£280,752)£221,199£277,188
Feb 2027 · Expected path£274,105 (£268,461–£279,749)£220,508£276,595
Jan 2027 · Expected path£273,828 (£268,919–£278,738)£219,817£276,002
Dec 2026 · Expected path£273,551 (£269,388–£277,714)£219,126£275,409
Nov 2026 · Expected path£273,274 (£269,878–£276,671)£218,436£274,816
Oct 2026 · Expected path£272,997 (£270,406–£275,588)£217,745£274,223
Sep 2026 · Expected path£272,720 (£271,026–£274,414)£217,054£273,630
Aug 2026£272,443£216,363£273,037
Jul 2026£271,339£214,167£272,146
Jun 2026£271,437£212,315£270,690
May 2026£273,095£215,787£272,221
Apr 2026£271,042£213,662£270,966
Mar 2026£271,923£214,009£268,631
Feb 2026£271,394£212,147£269,423
Jan 2026£270,498£210,347£268,814
Dec 2025£269,140£212,902£268,002
Nov 2025£268,586£210,567£270,472
Oct 2025£268,978£211,527£269,819
Sep 2025£268,163£211,004£269,556
Aug 2025£266,750£209,851£270,575
Jul 2025£265,146£209,546£268,843
Jun 2025£264,603£209,486£266,796
May 2025£265,188£206,642£264,078
Apr 2025£266,338£205,275£260,162
Mar 2025£267,765£207,151£268,019
Feb 2025£265,214£205,266£264,771
Jan 2025£265,913£206,010£264,936
Dec 2024£264,868£204,641£263,991
Nov 2024£266,414£207,435£264,515
Oct 2024£265,928£207,454£265,252
Sep 2024£266,508£203,822£264,750
Aug 2024£265,159£207,156£265,085
Jul 2024£262,143£204,982£262,479
Jun 2024£260,080£204,368£259,585
May 2024£259,855£199,330£258,565
Apr 2024£260,837£199,545£256,478
Mar 2024£258,949£200,795£255,082
Feb 2024£260,041£199,272£254,633
Jan 2024£258,663£197,808£255,972
Dec 2023£261,221£202,077£256,177
Nov 2023£260,774£201,778£258,368
Oct 2023£263,364£202,477£260,129
Sep 2023£262,796£204,460£261,318
Aug 2023£261,807£203,852£262,602
Jul 2023£261,359£202,620£261,182
Jun 2023£259,538£200,183£258,275
May 2023£260,962£199,616£257,330
Apr 2023£260,380£195,717£256,479
Mar 2023£263,948£199,167£255,885
Feb 2023£264,072£200,870£258,788
Jan 2023£265,280£201,853£260,941
Dec 2022£266,773£206,563£263,190
Nov 2022£267,875£205,941£265,299
Oct 2022£265,774£208,209£265,693
Sep 2022£261,646£207,696£265,727
Aug 2022£256,581£204,218£265,124
Jul 2022£255,778£203,313£262,904
Jun 2022£253,660£200,277£258,118
May 2022£252,021£196,682£255,040
Apr 2022£247,916£195,875£252,167
Mar 2022£245,522£191,471£249,232
Feb 2022£244,606£189,656£248,309
Jan 2022£241,400£191,552£248,031
Dec 2021£239,467£189,741£245,189
Nov 2021£237,134£186,520£243,930
Oct 2021£237,302£186,951£239,236
Sep 2021£235,221£185,561£245,371

Reports for Cardiff

Each report opens the full series and the assumptions behind these figures.

Sale prices have an 80% chance of landing between £265,827 and £285,707 by August 2027.

Expected, August 2027
£275,767
Chance of a rise
67%

At the average sale price, a home costs £272,443. With 10% down and a 30-year mortgage, the payment is £1,257 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
20%
Payment, one income
41%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,179
Owning per month
£1,283

6.8% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
634
Per 1,000 residents
1.7

Figures for United Kingdom: Cardiff has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Sale prices have fallen by 3% or more 4 times since 1995. The deepest began in September 2007.

Deepest fall
−18.1%
Recovery from the low
63 months

In 2025 the population fell by 558 while 1,091 homes were finished.

Homes finished, 2025
1,091
Population change, 2025
−558

4.8% of the 155,939 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
4.8%
Empty homes
7,525