House prices in Saint-Étienne

At the median sale price, a 90 m² home costs €111,690. With 10% down and a 30-year mortgage, the payment is €435 a month. The HCSF caps it at 35% of a household's income.

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Figures for Loire: Saint-Étienne has no reliable figures of its own.

26.0% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

In 2022 the population grew by 567 while 654 homes were started: 0.9 new residents for every new home.

12.0% of the 101,341 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

In 2025, 47% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Public bodies signed €1.1M of housing works here in 2025, and €1.1M since 2024.