Imofolio

Sefton · report

Past price cycles in Sefton

Sale prices have fallen by 3% or more 8 times since 1995. The deepest began in July 2007.

Deepest fall
−18.3%
Recovery from the low
53 months

Prices in Sefton and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Sefton
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodSeftonUnited Kingdom
Aug 2026480.6534.7
Jul 2026486.6532.9
Jun 2026490.2530.1
May 2026484.8533.1
Apr 2026476.6530.6
Mar 2026475.1526.0
Feb 2026480.8527.6
Jan 2026483.1526.4
Dec 2025473.9524.8
Nov 2025468.1529.6
Oct 2025465.5528.4
Sep 2025470.1527.8
Aug 2025471.2529.8
Jul 2025470.4526.5
Jun 2025465.7522.4
May 2025467.1517.1
Apr 2025462.3509.5
Mar 2025461.9524.8
Feb 2025461.1518.5
Jan 2025466.0518.8
Dec 2024467.2517.0
Nov 2024463.4518.0
Oct 2024463.6519.4
Sep 2024458.7518.4
Aug 2024449.7519.1
Jul 2024440.4514.0
Jun 2024435.1508.3
May 2024434.5506.3
Apr 2024432.9502.2
Mar 2024431.6499.5
Feb 2024433.4498.6
Jan 2024432.4501.2
Dec 2023434.8501.6
Nov 2023437.6505.9
Oct 2023439.9509.4
Sep 2023444.0511.7
Aug 2023437.6514.2
Jul 2023439.2511.4
Jun 2023437.1505.8
May 2023436.5503.9
Apr 2023429.4502.2
Mar 2023429.6501.1
Feb 2023436.0506.8
Jan 2023440.3511.0
Dec 2022442.4515.4
Nov 2022439.6519.5
Oct 2022443.1520.3
Sep 2022442.6520.3
Aug 2022438.7519.2
Jul 2022431.4514.8
Jun 2022420.9505.4
May 2022421.5499.4
Apr 2022418.1493.8
Mar 2022415.6488.0
Feb 2022411.1486.2
Jan 2022405.9485.7
Dec 2021398.8480.1
Nov 2021399.8477.7
Oct 2021397.9468.5
Sep 2021391.8480.5
Aug 2021391.6466.8
Jul 2021387.7453.1
Jun 2021390.2475.4
May 2021381.6451.4
Apr 2021383.1448.4
Mar 2021385.2455.2
Feb 2021384.7448.6
Jan 2021380.0447.3
Dec 2020375.8447.3
Nov 2020365.4443.9
Oct 2020361.4439.4
Sep 2020353.1435.7
Aug 2020351.2431.1
Jul 2020344.8426.9
Jun 2020341.8423.4
May 2020338.8417.6
Apr 2020340.1415.5
Mar 2020340.5419.7
Feb 2020342.1416.0
Jan 2020341.8418.4
Dec 2019349.1418.1
Nov 2019353.2418.7
Oct 2019358.1420.2
Sep 2019352.7421.3
Aug 2019349.7421.0
Jul 2019347.0419.6
Jun 2019342.5415.0
May 2019343.7413.2
Apr 2019340.9412.6
Mar 2019344.9409.7
Feb 2019338.0410.8
Jan 2019342.7411.8
Dec 2018342.3414.4
Nov 2018347.7415.3
Oct 2018341.9417.1
Sep 2018339.1417.5
Aug 2018332.4418.3
Jul 2018330.7417.0
Jun 2018330.3411.9
May 2018326.8409.2
Apr 2018323.8407.5
Mar 2018323.7403.7
Feb 2018335.3406.1
Jan 2018339.6405.0
Dec 2017344.4406.5
Nov 2017336.3404.9
Oct 2017336.7406.0
Sep 2017332.1405.7
Aug 2017332.4407.2
Jul 2017328.0405.4
Jun 2017324.2400.2
May 2017321.4396.8
Apr 2017316.6394.4
Mar 2017312.0388.3
Feb 2017309.8389.1
Jan 2017310.4388.3
Dec 2016313.6388.7
Nov 2016313.7388.0
Oct 2016318.6386.2
Sep 2016322.1387.5
Aug 2016320.6388.1
Jul 2016318.1388.1
Jun 2016310.7384.0
May 2016305.7380.4
Apr 2016303.8376.0
Mar 2016302.0374.6
Feb 2016306.7370.8
Jan 2016306.2370.6
Dec 2015305.3369.6
Nov 2015301.8368.4
Oct 2015299.7365.6
Sep 2015298.8365.1
Aug 2015296.2364.3
Jul 2015293.6361.0
Jun 2015291.6355.0
May 2015288.7352.3
Apr 2015285.9348.5
Mar 2015285.6345.5
Feb 2015287.4344.2
Jan 2015285.8343.9
Dec 2014289.0345.7
Nov 2014292.4344.9
Oct 2014296.2346.1
Sep 2014294.7346.6
Aug 2014294.3346.2
Jul 2014293.6342.2
Jun 2014294.5337.5
May 2014285.2334.6
Apr 2014280.2331.1
Mar 2014274.5323.9
Feb 2014280.4322.7
Jan 2014281.3321.4
Dec 2013281.4321.0
Nov 2013283.2318.1
Oct 2013283.6316.4
Sep 2013284.9317.7
Aug 2013281.8317.4
Jul 2013276.1314.9
Jun 2013274.8311.4
May 2013273.2308.9
Apr 2013279.4307.3
Mar 2013281.5304.3
Feb 2013281.5302.5
Jan 2013281.8302.5
Dec 2012280.6304.6
Nov 2012288.8305.3
Oct 2012288.2305.0
Sep 2012289.8307.2
Aug 2012281.2308.3
Jul 2012283.3307.9
Jun 2012284.0306.7
May 2012285.5303.8
Apr 2012281.9302.8
Mar 2012282.4299.3
Feb 2012284.5298.5
Jan 2012283.1299.3
Dec 2011282.2301.3
Nov 2011285.2302.6
Oct 2011290.4302.5
Sep 2011290.1305.8
Aug 2011289.2306.6
Jul 2011286.5306.4
Jun 2011287.1302.6
May 2011283.1302.1
Apr 2011284.1303.4
Mar 2011287.8298.8
Feb 2011291.2300.2
Jan 2011294.3301.8
Dec 2010296.9304.3
Nov 2010301.9304.9
Oct 2010303.2308.5
Sep 2010301.3312.0
Aug 2010303.4312.8
Jul 2010302.2312.8
Jun 2010304.1309.7
May 2010300.4308.2
Apr 2010304.5306.7
Mar 2010304.2302.8
Feb 2010307.7302.8
Jan 2010311.3302.1
Dec 2009312.0303.2
Nov 2009310.5301.2
Oct 2009303.4300.2
Sep 2009302.1298.2
Aug 2009295.3295.9
Jul 2009292.4293.0
Jun 2009290.4287.8
May 2009291.6285.0
Apr 2009293.3281.1
Mar 2009294.6278.6
Feb 2009294.7280.3
Jan 2009291.7283.6
Dec 2008295.0290.3
Nov 2008298.6294.8
Oct 2008308.3303.4
Sep 2008313.5309.6
Aug 2008320.3317.6
Jul 2008321.9324.4
Jun 2008320.7328.0
May 2008321.4332.4
Apr 2008325.1330.4
Mar 2008328.5329.8
Feb 2008332.2332.2
Jan 2008329.0335.1
Dec 2007326.2341.3
Nov 2007325.4341.8
Oct 2007328.6342.0
Sep 2007330.5342.8
Aug 2007331.1342.3
Jul 2007334.5340.4
Jun 2007333.5336.1
May 2007331.5332.5
Apr 2007325.0328.7
Mar 2007324.3322.2
Feb 2007320.4319.8
Jan 2007321.0318.8
Dec 2006321.6319.0
Nov 2006321.9315.0
Oct 2006322.5313.4
Sep 2006317.1311.6
Aug 2006316.4310.3
Jul 2006313.3307.7
Jun 2006313.1303.4
May 2006307.6300.5
Apr 2006300.4297.7
Mar 2006297.8291.4
Feb 2006299.7289.0
Jan 2006298.5288.6
Dec 2005297.9289.0
Nov 2005291.3287.4
Oct 2005292.0286.6
Sep 2005294.2287.1
Aug 2005304.0287.6
Jul 2005306.5286.4
Jun 2005303.5282.8
May 2005291.6280.6
Apr 2005281.3277.6
Mar 2005276.2273.7
Feb 2005273.5271.5
Jan 2005277.9271.7
Dec 2004273.1271.9
Nov 2004279.0273.9
Oct 2004279.8274.3
Sep 2004281.6272.3
Aug 2004271.5272.8
Jul 2004263.5269.7
Jun 2004251.0264.1
May 2004242.0259.5
Apr 2004230.7256.4
Mar 2004228.1245.3
Feb 2004226.4244.7
Jan 2004224.5247.1
Dec 2003218.2245.6
Nov 2003212.5240.9
Oct 2003210.2243.6
Sep 2003206.7239.4
Aug 2003203.5240.2
Jul 2003198.5236.0
Jun 2003196.8231.9
May 2003192.0231.4
Apr 2003190.7233.0
Mar 2003185.3227.6
Feb 2003185.1222.8
Jan 2003178.7225.2
Dec 2002179.3226.8
Nov 2002177.7219.5
Oct 2002175.1217.3
Sep 2002173.3215.7
Aug 2002167.3210.6
Jul 2002164.5206.0
Jun 2002156.7204.4
May 2002154.9196.4
Apr 2002151.2191.4
Mar 2002148.7188.9
Feb 2002146.8182.5
Jan 2002148.5176.1
Dec 2001151.1176.7
Nov 2001148.5176.7
Oct 2001146.5176.7
Sep 2001143.7180.3
Aug 2001143.2180.3
Jul 2001138.1180.3
Jun 2001135.2174.1
May 2001131.5174.1
Apr 2001132.0174.1
Mar 2001130.1168.0
Feb 2001130.1168.0
Jan 2001127.9168.0
Dec 2000127.1168.9
Nov 2000125.8168.9
Oct 2000125.4168.9
Sep 2000126.3164.0
Aug 2000126.3164.0
Jul 2000126.6164.0
Jun 2000125.1161.0
May 2000123.5161.0
Apr 2000120.6161.0
Mar 2000118.4152.6
Feb 2000117.7152.6
Jan 2000118.4152.6
Dec 1999120.5148.8
Nov 1999120.3148.8
Oct 1999119.9148.8
Sep 1999117.7145.1
Aug 1999117.3145.1
Jul 1999116.8145.1
Jun 1999116.9137.1
May 1999116.0137.1
Apr 1999116.0137.1
Mar 1999113.3131.5
Feb 1999111.6131.5
Jan 1999110.1131.5
Dec 1998110.0130.7
Nov 1998109.9130.7
Oct 1998109.1130.7
Sep 1998108.4131.3
Aug 1998109.4131.3
Jul 1998109.8131.3
Jun 1998110.6125.8
May 1998109.2125.8
Apr 1998107.3125.8
Mar 1998107.3119.5
Feb 1998107.8119.5
Jan 1998108.9119.5
Dec 1997107.8116.5
Nov 1997107.2116.5
Oct 1997105.8116.5
Sep 1997105.1117.4
Aug 1997105.9117.4
Jul 1997107.2117.4
Jun 1997108.6111.7
May 1997106.0111.7
Apr 1997105.3111.7
Mar 1997103.9109.5
Feb 1997104.1109.5
Jan 1997102.9109.5
Dec 1996103.7108.0
Nov 1996103.3108.0
Oct 1996104.0108.0
Sep 1996102.3106.2
Aug 1996102.1106.2
Jul 1996100.2106.2
Jun 1996100.0102.2
May 199699.8102.2
Apr 199699.3102.2
Mar 199699.6102.1
Feb 1996101.0102.1
Jan 1996102.6102.1
Dec 1995102.9100.6
Nov 1995102.8100.6
Oct 1995103.1100.6
Sep 1995103.1102.0
Aug 1995102.2102.0
Jul 1995101.6102.0
Jun 1995100.5101.1
May 1995101.2101.1
Apr 1995102.4101.1
Mar 1995102.7100.0
Feb 1995102.5100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
September 1995April 1996−3.7%76
June 1997September 1997−3.3%34
September 2004December 2004−3.0%35
July 2005November 2005−5.0%46
July 2007May 2013−18.3%7053
December 2017March 2018−6.0%38
October 2019May 2020−5.4%75
October 2022April 2023−3.1%65

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Sefton

Sale prices have an 80% chance of landing between £209,581 and £236,703 by August 2027.

Expected, August 2027
£223,142
Chance of a rise
58%

At the average sale price, a home costs £221,105. With 10% down and a 30-year mortgage, the payment is £1,020 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
17%
Payment, one income
33%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£940
Owning per month
£1,041

18.3% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
450
Per 1,000 residents
1.6

Figures for United Kingdom: Sefton has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population grew by 2,259 while 660 homes were finished: 3.4 new residents for every new home.

New residents per new home, 2025
3.4
Population change, 2025
+2,259

5.3% of the 130,146 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
5.3%
Empty homes
6,880

In 2025, 7% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
7%