Imofolio

Hyndburn · report

Buy or rent in Hyndburn

Owning and renting the average home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£650
Owning per month
£673

Try your own numbers

Starting from the average sale price of £142,964 and the average private rent of £650 a month in Hyndburn, and a mortgage rate of 4.6%.

Assumptions
4.6
1
Buildings insurance, maintenance, and any service charge and ground rent. Council tax is paid by tenants too, so it is left out.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (land transaction tax in Wales, LBTT in Scotland), conveyancing, survey and lender's fees, paid once.

Owning and renting cost about the same each month.

Rent a month
£650
Owning a month, not recovered
£673
Interest
£493
Running costs
£119
Return given up
£61
Cash out a month, if buying
£779

Gross rental yield in Hyndburn

A year's rent as a share of the average sale price, month by month. Higher means rent is dear compared with buying.

Show the numbers
PeriodHyndburn
Aug 20265.4%
Jul 20265.4%
Jun 20265.4%
May 20265.5%
Apr 20265.5%
Mar 20265.5%
Feb 20265.4%
Jan 20265.5%
Dec 20255.5%
Nov 20255.6%
Oct 20255.6%
Sep 20255.6%
Aug 20255.6%
Jul 20255.7%
Jun 20255.9%
May 20255.8%
Apr 20255.7%
Mar 20255.5%
Feb 20255.6%
Jan 20255.6%
Dec 20245.6%
Nov 20245.6%
Oct 20245.5%
Sep 20245.6%
Aug 20245.5%
Jul 20245.6%
Jun 20245.4%
May 20245.5%
Apr 20245.5%
Mar 20245.5%
Feb 20245.3%
Jan 20245.3%
Dec 20235.2%
Nov 20235.2%
Oct 20235.1%
Sep 20235.1%
Aug 20234.9%
Jul 20235.0%
Jun 20235.1%
May 20235.2%
Apr 20235.2%
Mar 20235.0%
Feb 20234.9%
Jan 20234.8%
Dec 20224.7%
Nov 20224.7%
Oct 20224.6%
Sep 20224.7%
Aug 20224.7%
Jul 20224.7%
Jun 20224.9%
May 20225.0%
Apr 20225.0%
Mar 20224.8%
Feb 20224.9%
Jan 20225.0%
Dec 20215.1%
Nov 20215.0%
Oct 20214.8%
Sep 20214.9%
Aug 20214.9%
Jul 20215.2%
Jun 20215.3%
May 20215.5%
Apr 20215.6%
Mar 20215.6%
Feb 20215.7%
Jan 20215.8%
Dec 20205.8%
Nov 20205.8%
Oct 20206.0%
Sep 20206.0%
Aug 20206.0%
Jul 20205.9%
Jun 20206.0%
May 20205.9%
Apr 20205.9%
Mar 20205.7%
Feb 20206.0%
Jan 20205.9%
Dec 20195.9%
Nov 20195.9%
Oct 20195.8%
Sep 20195.8%
Aug 20195.9%
Jul 20196.0%
Jun 20196.1%
May 20196.2%
Apr 20196.3%
Mar 20196.3%
Feb 20196.1%
Jan 20196.0%
Dec 20186.1%
Nov 20186.1%
Oct 20186.1%
Sep 20185.9%
Aug 20185.8%
Jul 20185.9%
Jun 20186.0%
May 20186.1%
Apr 20186.2%
Mar 20186.3%
Feb 20186.2%
Jan 20186.1%
Dec 20176.0%
Nov 20176.1%
Oct 20176.0%
Sep 20176.1%
Aug 20176.0%
Jul 20176.0%
Jun 20176.1%
May 20176.2%
Apr 20176.3%
Mar 20176.3%
Feb 20176.1%
Jan 20176.1%
Dec 20166.0%
Nov 20166.2%
Oct 20165.9%
Sep 20165.9%
Aug 20165.7%
Jul 20165.9%
Jun 20165.9%
May 20166.2%
Apr 20166.1%
Mar 20166.1%
Feb 20165.8%
Jan 20166.0%
Dec 20156.1%
Nov 20156.2%
Oct 20156.3%
Sep 20156.2%
Aug 20156.0%
Jul 20155.9%
Jun 20156.1%
May 20156.3%
Apr 20156.5%
Mar 20156.6%
Feb 20156.6%
Jan 20156.4%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are ONS's average of all private tenancies, new and continuing, which runs below what a new tenant pays; Scotland's are mostly advertised new lets, and its councils and Northern Ireland's take their nation's figure.

Other reports for Hyndburn

Sale prices have an 80% chance of landing between £139,070 and £160,200 by August 2027.

Expected, August 2027
£149,635
Chance of a rise
79%

At the average sale price, a home costs £142,964. With 10% down and a 30-year mortgage, the payment is £660 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
11%
Payment, one income
23%

31.3% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
90
Per 1,000 residents
1.0

Figures for United Kingdom: Hyndburn has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Sale prices have fallen by 3% or more 11 times since 1995. The deepest began in May 2008.

Deepest fall
−33.6%
Recovery from the low
87 months

In 2025 the population grew by 1,012 while 130 homes were finished: 7.8 new residents for every new home.

New residents per new home, 2025
7.8
Population change, 2025
+1,012

6.4% of the 37,207 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
6.4%
Empty homes
2,375

In 2025, 29% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
29%