Local authority · data to August 2026
House prices in Cumberland
Homes in Cumberland sold for an average £172,654, up 4.1% on a year ago. That is more than in 9% of UK councils. Over the last six months prices moved at +2.1% a year, slower than the +3.8% a year of the past two years.
- Average sale price
- £172,654
- Change in a year
- +4.1%
- +0.6% after inflation
- Pricier than
- 9%
- of UK councils
Cumberland: +22.2% in 5 years
Average sale price per home, £, monthly, with the next 12 months' expected path
- Cumberland
- North West
- United Kingdom
- Expected path
- 80% range
Show the numbers
| Month | Cumberland | North West | United Kingdom |
|---|---|---|---|
| Aug 2027 · Expected path | £177,190 (£167,347–£187,032) | £229,332 | £280,154 |
| Jul 2027 · Expected path | £176,812 (£167,503–£186,120) | £228,587 | £279,560 |
| Jun 2027 · Expected path | £176,434 (£167,669–£185,198) | £227,842 | £278,967 |
| May 2027 · Expected path | £176,056 (£167,848–£184,264) | £227,097 | £278,374 |
| Apr 2027 · Expected path | £175,678 (£168,041–£183,314) | £226,352 | £277,781 |
| Mar 2027 · Expected path | £175,300 (£168,253–£182,347) | £225,607 | £277,188 |
| Feb 2027 · Expected path | £174,922 (£168,488–£181,355) | £224,862 | £276,595 |
| Jan 2027 · Expected path | £174,544 (£168,755–£180,333) | £224,117 | £276,002 |
| Dec 2026 · Expected path | £174,166 (£169,064–£179,267) | £223,373 | £275,409 |
| Nov 2026 · Expected path | £173,788 (£169,437–£178,139) | £222,628 | £274,816 |
| Oct 2026 · Expected path | £173,410 (£169,913–£176,907) | £221,883 | £274,223 |
| Sep 2026 · Expected path | £173,032 (£170,599–£175,465) | £221,138 | £273,630 |
| Aug 2026 | £172,654 | £220,393 | £273,037 |
| Jul 2026 | £170,156 | £220,420 | £272,146 |
| Jun 2026 | £171,947 | £219,258 | £270,690 |
| May 2026 | £171,445 | £219,184 | £272,221 |
| Apr 2026 | £173,119 | £216,706 | £270,966 |
| Mar 2026 | £171,207 | £215,750 | £268,631 |
| Feb 2026 | £170,900 | £216,160 | £269,423 |
| Jan 2026 | £170,899 | £215,288 | £268,814 |
| Dec 2025 | £170,561 | £215,540 | £268,002 |
| Nov 2025 | £169,667 | £217,453 | £270,472 |
| Oct 2025 | £166,045 | £214,098 | £269,819 |
| Sep 2025 | £165,853 | £213,696 | £269,556 |
| Aug 2025 | £165,792 | £215,583 | £270,575 |
| Jul 2025 | £165,536 | £212,124 | £268,843 |
| Jun 2025 | £160,911 | £210,074 | £266,796 |
| May 2025 | £163,032 | £207,564 | £264,078 |
| Apr 2025 | £164,290 | £201,694 | £260,162 |
| Mar 2025 | £167,280 | £216,425 | £268,019 |
| Feb 2025 | £165,473 | £209,139 | £264,771 |
| Jan 2025 | £163,984 | £207,957 | £264,936 |
| Dec 2024 | £165,028 | £207,967 | £263,991 |
| Nov 2024 | £163,047 | £208,283 | £264,515 |
| Oct 2024 | £161,891 | £207,841 | £265,252 |
| Sep 2024 | £161,066 | £207,922 | £264,750 |
| Aug 2024 | £160,346 | £207,404 | £265,085 |
| Jul 2024 | £158,988 | £203,585 | £262,479 |
| Jun 2024 | £155,979 | £201,998 | £259,585 |
| May 2024 | £153,345 | £202,747 | £258,565 |
| Apr 2024 | £152,298 | £198,529 | £256,478 |
| Mar 2024 | £154,082 | £198,378 | £255,082 |
| Feb 2024 | £156,727 | £196,304 | £254,633 |
| Jan 2024 | £158,798 | £196,802 | £255,972 |
| Dec 2023 | £159,694 | £200,245 | £256,177 |
| Nov 2023 | £156,874 | £199,536 | £258,368 |
| Oct 2023 | £156,499 | £200,939 | £260,129 |
| Sep 2023 | £153,932 | £200,657 | £261,318 |
| Aug 2023 | £155,001 | £200,408 | £262,602 |
| Jul 2023 | £153,868 | £199,014 | £261,182 |
| Jun 2023 | £151,139 | £197,880 | £258,275 |
| May 2023 | £149,769 | £196,419 | £257,330 |
| Apr 2023 | £150,586 | £194,385 | £256,479 |
| Mar 2023 | £152,062 | £194,453 | £255,885 |
| Feb 2023 | £154,065 | £196,497 | £258,788 |
| Jan 2023 | £154,701 | £197,527 | £260,941 |
| Dec 2022 | £158,097 | £200,795 | £263,190 |
| Nov 2022 | £158,309 | £202,872 | £265,299 |
| Oct 2022 | £158,057 | £202,008 | £265,693 |
| Sep 2022 | £157,400 | £202,921 | £265,727 |
| Aug 2022 | £156,512 | £200,868 | £265,124 |
| Jul 2022 | £155,279 | £199,323 | £262,904 |
| Jun 2022 | £150,752 | £194,417 | £258,118 |
| May 2022 | £148,474 | £192,942 | £255,040 |
| Apr 2022 | £146,918 | £191,021 | £252,167 |
| Mar 2022 | £147,202 | £187,958 | £249,232 |
| Feb 2022 | £146,264 | £187,066 | £248,309 |
| Jan 2022 | £144,482 | £186,704 | £248,031 |
| Dec 2021 | £141,339 | £185,573 | £245,189 |
| Nov 2021 | £142,518 | £182,712 | £243,930 |
| Oct 2021 | £141,784 | £177,157 | £239,236 |
| Sep 2021 | £141,345 | £187,266 | £245,371 |
Reports for Cumberland
Each report opens the full series and the assumptions behind these figures.
Sale prices have an 80% chance of landing between £167,347 and £187,032 by August 2027.
- Expected, August 2027
- £177,190
- Chance of a rise
- 72%
At the average sale price, a home costs £172,654. With 10% down and a 30-year mortgage, the payment is £797 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 11%
- Payment, one income
- 23%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £687
- Owning per month
- £813
10.2% fewer homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 730
- Per 1,000 residents
- 2.6
Figures for United Kingdom: Cumberland has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Sale prices have fallen by 3% or more 7 times since 1995. The deepest began in October 2007.
- Deepest fall
- −15.7%
- Recovery from the low
- 138 months
In 2025 the population grew by 2,314 while 780 homes were finished: 3.0 new residents for every new home.
- New residents per new home, 2025
- 3.0
- Population change, 2025
- +2,314
6.9% of the 136,385 homes counted in the 2021 census had nobody usually living in them.
- Empty, 2021 census
- 6.9%
- Empty homes
- 9,430
In 2025, 5% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2025
- 5%
Other councils in North West
Average price
- £400,000 and over
- £300,000 to £400,000
- £250,000 to £300,000
- £200,000 to £250,000
- £150,000 to £200,000
- Under £150,000
- No published price
| Local authority | Average price | In a year |
|---|---|---|
| Trafford | £393,897 | +6.4% |
| Stockport | £319,016 | +3.9% |
| Cheshire East | £311,897 | +4.5% |
| Ribble Valley | £284,529 | +1.6% |
| Cheshire West and Chester | £270,534 | +3.7% |
| Warrington | £259,224 | +2.8% |
| Manchester | £256,760 | +2.1% |
| Bury | £243,107 | +2.8% |
| West Lancashire | £240,850 | +5.6% |
| Westmorland and Furness | £231,161 | +5.1% |
| Fylde | £230,340 | +0.9% |
| Salford | £223,323 | −1.7% |
| Wirral | £221,673 | +5.8% |
| Sefton | £221,105 | +2.0% |
| Oldham | £217,214 | +4.6% |
| Chorley | £216,624 | +4.2% |
| Tameside | £213,026 | +1.4% |
| South Ribble | £212,563 | +2.6% |
| Rochdale | £211,022 | +3.3% |
| Bolton | £203,951 | +4.8% |
| Lancaster | £203,781 | +4.6% |
| Rossendale | £201,483 | +4.9% |
| Wigan | £194,393 | +2.8% |
| Knowsley | £191,550 | +1.6% |
| Halton | £189,435 | −2.3% |
| Wyre | £188,833 | +1.8% |
| Liverpool | £188,427 | +4.7% |
| Preston | £188,103 | +3.6% |
| St. Helens | £186,445 | +5.1% |
| Cumberland | £172,654 | +4.1% |
| Blackburn with Darwen | £160,727 | −0.2% |
| Pendle | £156,011 | +9.0% |
| Hyndburn | £142,964 | +7.6% |
| Blackpool | £138,065 | +5.5% |
| Burnley | £136,703 | +6.0% |