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Santa Perpètua de Mogoda · report

Buy or rent in Santa Perpètua de Mogoda

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the appraised value; rent is the mean of new leases. Repaying the loan is saving, so it is left out.

Rent per month
€842
Owning per month
€762

Try your own numbers

Starting from the average appraised value of €2,393/m², and the mean rent of leases signed in 2024, €9.4/m² a month, in Santa Perpètua de Mogoda, and a mortgage rate of 3.0%.

Assumptions
90
3
1
Property tax (IBI), insurance, maintenance and the community of owners.
3
What the deposit and purchase costs could earn if invested instead.
7
Transfer tax or VAT, stamp duty, notary and land registry, paid once.

Owning costs less each month than renting.

Rent a month
€842
Owning a month, not recovered
€755
Interest
€485
Running costs
€179
Return given up
€92
Cash out a month, if buying
€997

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the mean rent of leases signed in the year, from landlords' income tax returns (AEAT); prices are appraised values, not sale prices.

Other reports for Santa Perpètua de Mogoda

At the average appraised value, a 90 m² home costs €215,334. With 10% down and a 30-year mortgage, the payment is €821 a month. Spain sets no cap on the payment; lenders must assess each borrower's solvency.

Payment, two incomes
21%
Payment, one income
42%

Figures for Barcelona province: Santa Perpètua de Mogoda has no reliable figures of its own.

16.6% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,400

Figures for Barcelona province: Santa Perpètua de Mogoda has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q2 2026.

Bought by buyers abroad, 12 months
1.8%

Appraised values have fallen by 3% or more 4 times since 2020. The deepest began in Q1 2025.

Deepest fall
−6.3%
Recovery from the low
6 months

5.2% of the 10,045 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
5.2%
Empty homes
526