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Sant Boi de Llobregat · report

Buy or rent in Sant Boi de Llobregat

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the appraised value; rent is the mean of new leases. Repaying the loan is saving, so it is left out.

Rent per month
€1,029
Owning per month
€892

Try your own numbers

Starting from the average appraised value of €2,801/m², and the mean rent of leases signed in 2024, €11.4/m² a month, in Sant Boi de Llobregat, and a mortgage rate of 3.0%.

Assumptions
90
3
1
Property tax (IBI), insurance, maintenance and the community of owners.
3
What the deposit and purchase costs could earn if invested instead.
7
Transfer tax or VAT, stamp duty, notary and land registry, paid once.

Owning costs less each month than renting.

Rent a month
€1,029
Owning a month, not recovered
€884
Interest
€567
Running costs
€210
Return given up
€107
Cash out a month, if buying
€1,166

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the mean rent of leases signed in the year, from landlords' income tax returns (AEAT); prices are appraised values, not sale prices.

Other reports for Sant Boi de Llobregat

At the average appraised value, a 90 m² home costs €252,054. With 10% down and a 30-year mortgage, the payment is €961 a month. Spain sets no cap on the payment; lenders must assess each borrower's solvency.

Payment, two incomes
25%
Payment, one income
51%

Figures for Barcelona province: Sant Boi de Llobregat has no reliable figures of its own.

16.6% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,400

Figures for Barcelona province: Sant Boi de Llobregat has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q2 2026.

Bought by buyers abroad, 12 months
1.8%

Appraised values have fallen by 3% or more once since 2005. That fall began in Q1 2007.

Deepest fall
−53.1%
Recovery from the low
Not yet

4.4% of the 33,904 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
4.4%
Empty homes
1,497