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Cornellà de Llobregat · report

Buy or rent in Cornellà de Llobregat

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the appraised value; rent is the mean of new leases. Repaying the loan is saving, so it is left out.

Rent per month
€1,080
Owning per month
€1,001

Try your own numbers

Starting from the average appraised value of €3,142/m², and the mean rent of leases signed in 2024, €12.0/m² a month, in Cornellà de Llobregat, and a mortgage rate of 3.0%.

Assumptions
90
3
1
Property tax (IBI), insurance, maintenance and the community of owners.
3
What the deposit and purchase costs could earn if invested instead.
7
Transfer tax or VAT, stamp duty, notary and land registry, paid once.

Owning costs less each month than renting.

Rent a month
€1,080
Owning a month, not recovered
€992
Interest
€636
Running costs
€236
Return given up
€120
Cash out a month, if buying
€1,309

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are the mean rent of leases signed in the year, from landlords' income tax returns (AEAT); prices are appraised values, not sale prices.

Other reports for Cornellà de Llobregat

At the average appraised value, a 90 m² home costs €282,789. With 10% down and a 30-year mortgage, the payment is €1,079 a month. Spain sets no cap on the payment; lenders must assess each borrower's solvency.

Payment, two incomes
30%
Payment, one income
61%

Figures for Barcelona province: Cornellà de Llobregat has no reliable figures of its own.

16.6% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
12,400

Figures for Barcelona province: Cornellà de Llobregat has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q2 2026.

Bought by buyers abroad, 12 months
1.8%

Appraised values have fallen by 3% or more 2 times since 2005. The deepest began in Q2 2007.

Deepest fall
−54.1%
Recovery from the low
Not yet

4.7% of the 37,034 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
4.7%
Empty homes
1,747