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Marco de Canaveses · report

Asking prices against bank valuations in Marco de Canaveses

Sellers ask 2.0% more than banks value homes at. A year ago the gap was +3.0%.

Gap today
+2.0%
Change in a year
−1.0 pp

How far apart the three prices are in Marco de Canaveses

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 20262.0%——
Aug 2026-2.0%——
Jul 2026-0.6%——
Jun 2026-1.9%-2.8%-3.5%
May 20262.3%——
Apr 20264.0%——
Mar 20266.3%-7.4%-7.3%
Feb 2026-0.3%——
Jan 2026-4.3%——
Dec 2025-4.8%-4.5%-5.3%
Nov 20251.8%——
Oct 20251.6%——
Sep 20253.0%-2.5%-5.3%
Aug 20250.3%——
Jul 20251.9%——
Jun 2025-1.9%1.3%-4.7%
May 2025-2.9%——
Apr 2025-0.5%——
Mar 20252.2%15.1%5.0%
Feb 20255.4%——
Jan 20255.9%——
Dec 20245.4%17.1%5.0%
Nov 202410.1%——
Oct 20249.3%——
Sep 202415.4%20.5%8.5%
Aug 202415.3%——
Jul 202413.9%——
Jun 20249.3%13.6%6.0%
May 202412.3%——
Apr 202411.1%——
Mar 202412.9%6.1%2.2%
Feb 202412.4%——
Jan 202411.7%——
Dec 20235.8%6.2%5.5%
Nov 20234.1%——
Oct 20236.9%——
Sep 20230.0%3.7%3.4%
Aug 2023-1.8%——
Jul 20231.1%——
Jun 2023-0.4%6.0%5.5%
May 2023-3.8%——
Apr 2023-4.4%——
Mar 2023-3.3%6.2%3.6%
Feb 20230.9%——
Jan 20233.2%——
Dec 20226.4%4.6%0.7%
Nov 20223.5%——
Oct 20223.7%——
Sep 20222.3%6.6%1.9%
Aug 20220.9%——
Jul 2022-2.9%——
Jun 20221.9%6.3%-0.2%
May 20227.6%——
Apr 20227.3%——
Mar 20223.3%8.5%0.8%
Feb 20227.1%——
Jan 20227.0%——
Dec 20219.2%8.7%1.2%
Nov 20215.4%——
Oct 20218.4%——
Sep 20219.4%10.3%1.2%
Aug 20218.1%——
Jul 20214.3%——
Jun 20216.9%10.6%-0.6%
May 202112.0%——
Apr 202112.2%——
Mar 20213.0%9.7%-1.0%
Feb 2021-0.4%——
Jan 202110.5%——
Dec 202013.3%10.4%-1.8%
Nov 202014.1%——
Oct 202015.9%——
Sep 202017.6%13.6%2.3%
Aug 202017.3%——
Jul 202015.0%——
Jun 202010.5%11.6%3.4%
May 20209.2%——
Apr 20206.0%——
Mar 20207.4%12.4%3.6%
Feb 202012.7%——
Jan 202011.0%——
Dec 20198.4%10.4%2.5%
Nov 201910.5%——
Oct 20197.1%——
Sep 20193.9%——
Aug 20194.4%——
Jul 20195.2%——
Jun 201914.1%——
May 20199.2%——
Apr 20198.8%——
Mar 20199.0%——
Feb 20198.6%——
Jan 20194.7%——
Dec 20183.6%——
Nov 20185.0%——
Oct 20181.8%——
Sep 2018-1.4%——
Aug 20184.5%——
Jul 20187.1%——
Jun 20187.8%——
May 20189.9%——
Apr 201811.1%——
Mar 201810.7%——
Feb 20187.0%——
Jan 201812.7%——
Dec 20178.6%——
Nov 20178.3%——
Oct 20177.2%——
Sep 201715.5%——
Aug 201718.1%——
Jul 201710.9%——
Jun 201711.1%——
May 201713.3%——
Apr 201724.8%——
Mar 201724.7%——
Feb 201724.7%——
Jan 201714.4%——
Dec 201614.8%——
Nov 201619.0%——
Oct 201624.0%——
Sep 201629.3%——
Aug 201631.8%——
Jul 201628.3%——
Jun 201626.7%——
May 201628.2%——
Apr 201623.8%——
Mar 201626.4%——
Feb 201612.4%——
Jan 201613.3%——
Dec 201516.3%——
Nov 201518.4%——
Oct 201521.9%——
Sep 201520.6%——
Aug 201523.2%——
Jul 201519.2%——
Jun 201526.9%——
May 201520.9%——
Apr 201518.2%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Marco de Canaveses

Asking prices have an 80% chance of landing between €1,469/m² and €1,805/m² by September 2027.

Expected, September 2027
€1,637/m²
Chance of a rise
89%

At the bank valuation, a 90 m² home costs €130,230. With 10% down and a 30-year mortgage, the payment is €494 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
24%
Payment, one income
47%

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€439
Owning per month
€433

189.5% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
462
Per 1,000 residents
9.1

Figures for Tâmega e Sousa: Marco de Canaveses has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 17.8% less per m² than buyers living in Portugal.

Abroad against residents
−17.8%

Bank valuations have fallen by 3% or more 14 times since 2015. The deepest began in January 2017.

Deepest fall
−11.6%
Recovery from the low
7 months

In 2025 the population grew by 231 while 130 homes were finished: 1.8 new residents for every new home.

New residents per new home, 2025
1.8
Population change, 2025
+231

12.0% of the 25,058 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
12.0%
Empty homes
3,016

In 2025, 8% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
8%
Reconstructions per 100 new buildings
0.0

Public bodies signed €295.1K of housing works here in 2025, and €11.6M since 2012.

Signed in 2025
€295.1K
Per resident, 2025
€6

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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