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Aveiro · report

Asking prices against bank valuations in Aveiro

Sellers ask 35.7% more than banks value homes at. A year ago the gap was +39.5%.

Gap today
+35.7%
Change in a year
−3.8 pp

How far apart the three prices are in Aveiro

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 202635.7%——
Aug 202638.1%——
Jul 202640.8%——
Jun 202640.0%14.8%-19.1%
May 202643.7%——
Apr 202639.9%——
Mar 202637.1%13.6%-19.2%
Feb 202650.9%——
Jan 202649.8%——
Dec 202547.3%7.9%-22.8%
Nov 202542.0%——
Oct 202535.4%——
Sep 202539.5%2.4%-26.5%
Aug 202538.1%——
Jul 202539.8%——
Jun 202532.9%5.2%-25.6%
May 202538.2%——
Apr 202536.1%——
Mar 202538.1%3.8%-27.7%
Feb 202544.0%——
Jan 202546.5%——
Dec 202439.9%8.4%-26.4%
Nov 202440.1%——
Oct 202439.9%——
Sep 202448.0%15.9%-23.3%
Aug 202447.8%——
Jul 202448.2%——
Jun 202444.6%13.5%-25.8%
May 202440.8%——
Apr 202447.1%——
Mar 202450.5%16.8%-25.9%
Feb 202461.5%——
Jan 202464.3%——
Dec 202359.3%16.7%-25.4%
Nov 202356.3%——
Oct 202347.9%——
Sep 202345.4%12.9%-27.9%
Aug 202357.0%——
Jul 202364.3%——
Jun 202364.9%22.5%-21.7%
May 202362.6%——
Apr 202359.8%——
Mar 202355.1%23.8%-19.9%
Feb 202352.2%——
Jan 202353.9%——
Dec 202252.6%33.1%-15.5%
Nov 202257.4%——
Oct 202256.3%——
Sep 202260.6%38.3%-12.5%
Aug 202251.2%——
Jul 202252.4%——
Jun 202249.2%36.8%-14.0%
May 202255.3%——
Apr 202258.9%——
Mar 202266.0%34.0%-15.5%
Feb 202266.8%——
Jan 202267.9%——
Dec 202159.6%26.4%-18.2%
Nov 202156.9%——
Oct 202155.3%——
Sep 202154.2%22.3%-21.4%
Aug 202160.9%——
Jul 202158.6%——
Jun 202157.3%24.4%-18.7%
May 202151.4%——
Apr 202146.3%——
Mar 202148.5%24.0%-18.2%
Feb 202151.5%——
Jan 202154.5%——
Dec 202062.9%27.0%-17.0%
Nov 202062.8%——
Oct 202059.3%——
Sep 202048.9%27.7%-14.9%
Aug 202047.0%——
Jul 202048.0%——
Jun 202042.9%27.9%-15.3%
May 202044.3%——
Apr 202050.0%——
Mar 202059.7%27.5%-16.3%
Feb 202055.9%——
Jan 202055.2%——
Dec 201948.1%20.4%-18.7%
Nov 201953.3%——
Oct 201950.9%——
Sep 201951.1%——
Aug 201950.1%——
Jul 201953.0%——
Jun 201951.4%——
May 201954.4%——
Apr 201944.0%——
Mar 201941.4%——
Feb 201940.4%——
Jan 201939.7%——
Dec 201832.3%——
Nov 201834.7%——
Oct 201831.8%——
Sep 201838.7%——
Aug 201834.8%——
Jul 201833.4%——
Jun 201826.9%——
May 201825.2%——
Apr 201826.5%——
Mar 201827.1%——
Feb 201829.0%——
Jan 201836.6%——
Dec 201736.8%——
Nov 201731.8%——
Oct 201726.9%——
Sep 201723.2%——
Aug 201725.4%——
Jul 201729.0%——
Jun 201725.8%——
May 201727.0%——
Apr 201721.4%——
Mar 201722.7%——
Feb 201719.7%——
Jan 201727.5%——
Dec 201632.9%——
Nov 201634.3%——
Oct 201633.5%——
Sep 201629.1%——
Aug 201621.0%——
Jul 201624.7%——
Jun 201625.7%——
May 201626.0%——
Apr 201623.8%——
Mar 201625.8%——
Feb 201624.3%——
Jan 201625.8%——
Dec 201530.2%——
Nov 201533.2%——
Oct 201536.6%——
Sep 201532.2%——
Aug 201531.0%——
Jul 201522.0%——
Jun 201510.0%——
May 201515.6%——
Apr 201521.7%——
Mar 201525.4%——
Feb 201527.4%——
Jan 201531.5%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Aveiro

Asking prices have an 80% chance of landing between €2,671/m² and €3,139/m² by September 2027.

Expected, September 2027
€2,905/m²
Chance of a rise
67%

At the bank valuation, a 90 m² home costs €187,470. With 10% down and a 30-year mortgage, the payment is €711 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
25%
Payment, one income
51%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€878
Owning per month
€755

16.7% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
396
Per 1,000 residents
4.3

Over the last 12 months, buyers domiciled abroad paid 25.6% more per m² than buyers living in Portugal.

Abroad against residents
+25.6%

Bank valuations have fallen by 3% or more 10 times since 2011. The deepest began in April 2011.

Deepest fall
−23.4%
Recovery from the low
40 months

In 2025 the population grew by 455 while 427 homes were finished: 1.1 new residents for every new home.

New residents per new home, 2025
1.1
Population change, 2025
+455

10.9% of the 42,182 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
10.9%
Empty homes
4,616

In 2025, 8% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
8%
Reconstructions per 100 new buildings
0.0

Public bodies signed €694.2K of housing works here in 2025, and €32.8M since 2012.

Signed in 2025
€694.2K
Per resident, 2025
€8

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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