Imofolio

Almeirim · report

Asking prices against bank valuations in Almeirim

Sellers ask 1.7% less than banks value homes at. A year ago the gap was +6.8%.

Gap today
−1.7%
Change in a year
−8.6 pp

How far apart the three prices are in Almeirim

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 2026-1.7%——
Aug 20262.1%——
Jul 2026-0.3%——
Jun 2026-1.7%-1.1%-2.8%
May 2026-6.5%——
Apr 2026-6.9%——
Mar 2026-4.5%-1.9%-6.3%
Feb 2026-1.7%——
Jan 20262.3%——
Dec 20254.4%-4.6%-9.8%
Nov 20258.9%——
Oct 202511.3%——
Sep 20256.8%-1.3%-6.1%
Aug 20258.9%——
Jul 20257.5%——
Jun 20256.3%0.1%-3.5%
May 20256.2%——
Apr 20254.0%——
Mar 20252.0%-0.9%-3.6%
Feb 20250.1%——
Jan 20251.1%——
Dec 20245.4%3.3%0.8%
Nov 20247.3%——
Oct 20244.7%——
Sep 20244.0%3.6%1.1%
Aug 20242.8%——
Jul 20241.9%——
Jun 20243.5%8.9%6.4%
May 20240.3%——
Apr 20240.4%——
Mar 2024-2.3%9.4%7.3%
Feb 2024-1.4%——
Jan 20243.7%——
Dec 20239.3%11.5%9.2%
Nov 20235.6%——
Oct 20232.1%——
Sep 20234.8%11.1%9.5%
Aug 20232.9%——
Jul 20230.2%——
Jun 2023-1.5%5.6%1.7%
May 2023-4.5%——
Apr 20235.4%——
Mar 20232.2%9.5%3.3%
Feb 20232.3%——
Jan 2023-3.4%——
Dec 2022-1.8%6.3%-0.4%
Nov 20225.0%——
Oct 20227.8%——
Sep 202213.0%4.3%-2.5%
Aug 202213.1%——
Jul 202213.6%——
Jun 202210.8%4.5%-0.5%
May 20229.8%——
Apr 20224.4%——
Mar 20224.5%5.9%1.4%
Feb 20220.9%——
Jan 20221.1%——
Dec 20213.9%3.6%-0.6%
Nov 20216.3%——
Oct 20211.3%——
Sep 20218.8%3.4%-0.1%
Aug 20213.9%——
Jul 20215.3%——
Jun 20213.8%1.2%-0.4%
May 20219.4%——
Apr 20215.3%——
Mar 20215.0%3.2%—
Feb 2021-0.9%——
Jan 20210.1%——
Dec 20201.8%3.5%—
Nov 2020-0.5%——
Oct 20200.3%——
Sep 2020-0.4%10.1%—
Aug 2020-0.3%——
Jul 2020-2.9%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Almeirim

Asking prices have an 80% chance of landing between €1,710/m² and €2,024/m² by September 2027.

Expected, September 2027
€1,867/m²
Chance of a rise
89%

At the bank valuation, a 90 m² home costs €156,960. With 10% down and a 30-year mortgage, the payment is €596 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
25%
Payment, one income
50%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€629
Owning per month
€502

95.9% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
63
Per 1,000 residents
2.6

Figures for Lezíria do Tejo: Almeirim has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 7.0% more per m² than buyers living in Portugal.

Abroad against residents
+7.0%

Bank valuations have fallen by 3% or more 6 times since 2020. The deepest began in February 2021.

Deepest fall
−8.6%
Recovery from the low
7 months

In 2025 the population grew by 217 while 52 homes were finished: 4.2 new residents for every new home.

New residents per new home, 2025
4.2
Population change, 2025
+217

18.2% of the 12,139 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
18.2%
Empty homes
2,215

In 2025, 0% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
0%
Reconstructions per 100 new buildings
0.0

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

Made with Imofolio · imofolio.com/en/market/portugal/almeirim/gaps

Selling homes in Portugal? Keep the whole sale in one place.

Imofolio is the CRM for estate agents and agencies: properties, buyers, viewings, proposals and your own website, from the first enquiry to the closing.