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Viviers (07) · report

Buy or rent in Viviers (07)

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€871
Owning per month
€481

Try your own numbers

Starting from the median sale price of apartments, €1,462/m², and the asking rent of an apartment, €9.7/m² a month with charges (2025), in Viviers (07), and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning costs less each month than renting.

Rent a month
€871
Owning a month, not recovered
€481
Interest
€316
Running costs
€110
Return given up
€56
Cash out a month, if buying
€622

Gross rental yield in Viviers (07)

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodViviers (07)
20257.9%
20238.1%
20227.9%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Viviers (07)

At the median sale price, a 90 m² home costs €183,420. With 10% down and a 30-year mortgage, the payment is €714 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
17%
Payment, one income
35%

Figures for Ardèche: Viviers (07) has no reliable figures of its own.

23.8% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
1,632

In 2022 the population fell by 26 while 22 homes were started.

Homes started, 2022
22
Population change, 2022
−26

12.5% of the 1,950 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
12.5%
Empty homes
243

In 2025, 4% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
4%