Imofolio

Vitry-le-François · report

Buy or rent in Vitry-le-François

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€806
Owning per month
€332

Try your own numbers

Starting from the median sale price of apartments, €1,008/m², and the asking rent of an apartment, €9.0/m² a month with charges (2025), in Vitry-le-François, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning costs less each month than renting.

Rent a month
€806
Owning a month, not recovered
€332
Interest
€218
Running costs
€76
Return given up
€39
Cash out a month, if buying
€429

Gross rental yield in Vitry-le-François

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodVitry-le-François
202510.6%
20249.9%
202310.0%
202210.1%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Vitry-le-François

At the median sale price, a 90 m² home costs €95,940. With 10% down and a 30-year mortgage, the payment is €373 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
11%
Payment, one income
23%

Figures for Marne: Vitry-le-François has no reliable figures of its own.

28.0% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
1,934

In 2022 the population fell by 353 while 74 homes were started.

Homes started, 2022
74
Population change, 2022
−353

14.2% of the 6,586 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
14.2%
Empty homes
933

In 2024, 20% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2024
20%