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Villeneuve-la-Guyard · report

Affordability in Villeneuve-la-Guyard

At the median sale price, a 90 m² home costs €171,810. With 10% down and a 30-year mortgage, the payment is €669 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
16%
Payment, one income
32%

Try your own numbers

Starting from the median sale price of €1,909/m² in Villeneuve-la-Guyard, a median standard of living of €24,890 a year (disposable income per consumption unit, 2023, Villeneuve-la-Guyard) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 16% of income, within the HCSF's 35% limit.

Home price
€171,810
Monthly payment
€669
Share of net income
16%
Highest price within 35%
€373,032

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Villeneuve-la-Guyard

Figures for Yonne: Villeneuve-la-Guyard has no reliable figures of its own.

24.3% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
955

In 2022 the population fell by 15 while 4 homes were started.

Homes started, 2022
4
Population change, 2022
−15

7.9% of the 1,687 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
7.9%
Empty homes
134

In 2025, 31% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
31%