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Saint-Savin (38) · report

Affordability in Saint-Savin (38)

At the median sale price, a 90 m² home costs €242,730. With 10% down and a 30-year mortgage, the payment is €945 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
19%
Payment, one income
38%

Try your own numbers

Starting from the median sale price of €2,697/m² in Saint-Savin (38), a median standard of living of €29,730 a year (disposable income per consumption unit, 2023, Saint-Savin (38)) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 19% of income, within the HCSF's 35% limit.

Home price
€242,730
Monthly payment
€945
Share of net income
19%
Highest price within 35%
€445,570

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Saint-Savin (38)

Figures for Isère: Saint-Savin (38) has no reliable figures of its own.

31.7% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
6,432

In 2022 the population grew by 26 while 17 homes were started: 1.5 new residents for every new home.

New residents per new home, 2022
1.5
Population change, 2022
+26

4.8% of the 1,859 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
4.8%
Empty homes
89

In 2025, 25% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
25%

Public bodies signed €111.2K of housing works here in 2025, and €111.2K since 2024.

Signed in 2025
€111.2K
Per resident, 2025
€26