Imofolio

Paris 12e Arrondissement · report

Buy or rent in Paris 12e Arrondissement

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€2,723
Owning per month
€2,988

Try your own numbers

Starting from the median sale price of apartments, €9,075/m², and the asking rent of an apartment, €30.3/m² a month with charges (2025), in Paris 12e Arrondissement, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€2,723
Owning a month, not recovered
€2,988
Interest
€1,960
Running costs
€681
Return given up
€347
Cash out a month, if buying
€3,860

Gross rental yield in Paris 12e Arrondissement

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodParis 12e Arrondissement
20254.0%
20244.0%
20233.5%
20223.2%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Paris 12e Arrondissement

At the median sale price, a 90 m² home costs €816,660. With 10% down and a 30-year mortgage, the payment is €3,179 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
57%
Payment, one income
113%

Figures for Paris: Paris 12e Arrondissement has no reliable figures of its own.

53.8% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
1,342

In 2022 the population fell by 1,764 while 43 homes were started.

Homes started, 2022
43
Population change, 2022
−1,764

8.0% of the 88,222 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
8.0%
Empty homes
7,040

Public bodies signed €4.3M of housing works here in 2024, and €4.3M since 2024.

Signed in 2024
€4.3M
Per resident, 2024
€31