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Merville-Franceville-Plage · report

Buy or rent in Merville-Franceville-Plage

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,274
Owning per month
€1,517

Try your own numbers

Starting from the median sale price of apartments, €4,608/m², and the asking rent of an apartment, €14.2/m² a month with charges (2025), in Merville-Franceville-Plage, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,274
Owning a month, not recovered
€1,517
Interest
€995
Running costs
€346
Return given up
€176
Cash out a month, if buying
€1,960

Gross rental yield in Merville-Franceville-Plage

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodMerville-Franceville-Plage
20253.7%
20243.6%
20233.7%
20223.4%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Merville-Franceville-Plage

At the median sale price, a 90 m² home costs €385,110. With 10% down and a 30-year mortgage, the payment is €1,499 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
31%
Payment, one income
63%

Figures for Calvados: Merville-Franceville-Plage has no reliable figures of its own.

8.4% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
5,026

In 2022 the population grew by 9 while 56 homes were started: 0.2 new residents for every new home.

New residents per new home, 2022
0.2
Population change, 2022
+9

3.8% of the 2,964 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
3.8%
Empty homes
113

In 2025, 9% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
9%