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Les Ponts-de-Cé · report

Buy or rent in Les Ponts-de-Cé

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,225
Owning per month
€937

Try your own numbers

Starting from the median sale price of apartments, €2,847/m², and the asking rent of an apartment, €13.6/m² a month with charges (2025), in Les Ponts-de-Cé, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning costs less each month than renting.

Rent a month
€1,225
Owning a month, not recovered
€937
Interest
€615
Running costs
€214
Return given up
€109
Cash out a month, if buying
€1,211

Gross rental yield in Les Ponts-de-Cé

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodLes Ponts-de-Cé
20255.9%
20246.2%
20235.8%
20225.0%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Les Ponts-de-Cé

At the median sale price, a 90 m² home costs €251,640. With 10% down and a 30-year mortgage, the payment is €979 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
22%
Payment, one income
44%

Figures for Maine-et-Loire: Les Ponts-de-Cé has no reliable figures of its own.

5.5% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
4,852

In 2022 the population grew by 286 while 122 homes were started: 2.3 new residents for every new home.

New residents per new home, 2022
2.3
Population change, 2022
+286

4.5% of the 6,730 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
4.5%
Empty homes
305

In 2025, 69% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
69%