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Fitou · report

Buy or rent in Fitou

Owning and renting a 90 m² apartment cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€886
Owning per month
€905

Try your own numbers

Starting from the median sale price of apartments, €2,750/m², and the asking rent of an apartment, €9.8/m² a month with charges (2025), in Fitou, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning and renting cost about the same each month.

Rent a month
€886
Owning a month, not recovered
€905
Interest
€594
Running costs
€206
Return given up
€105
Cash out a month, if buying
€1,170

Gross rental yield in Fitou

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodFitou
20254.5%
20246.5%
20236.1%
20226.4%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Fitou

At the median sale price, a 90 m² home costs €248,220. With 10% down and a 30-year mortgage, the payment is €966 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
26%
Payment, one income
51%

Figures for Aude: Fitou has no reliable figures of its own.

1.1% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
2,163

In 2022 the population grew by 11 while 15 homes were started: 0.7 new residents for every new home.

New residents per new home, 2022
0.7
Population change, 2022
+11

6.8% of the 1,190 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
6.8%
Empty homes
81

In 2025, 75% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
75%