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Créon · report

Affordability in Créon

At the median sale price, a 90 m² home costs €237,780. With 10% down and a 30-year mortgage, the payment is €925 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
22%
Payment, one income
44%

Try your own numbers

Starting from the median sale price of €2,642/m² in Créon, a median standard of living of €25,020 a year (disposable income per consumption unit, 2023, Créon) and a mortgage rate of 3.2% (August 2026).

Assumptions
90
INSEE's median is per consumption unit: one income is a single adult's, and a couple counts as 1.5 units, so two incomes is generous for a couple.
3.2

The payment takes 22% of income, within the HCSF's 35% limit.

Home price
€237,780
Monthly payment
€925
Share of net income
22%
Highest price within 35%
€374,981

France against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • France
  • EU
Show the numbers
YearFranceEU
20256.4%7.7%
20247.0%8.2%
20236.5%8.8%
20226.5%8.7%
20205.6%7.8%
20195.5%9.4%
20184.7%9.6%
20175.0%10.1%
20165.2%10.9%
20155.7%11.2%
20145.1%11.5%
20135.2%11.6%
20125.2%11.5%
20115.2%10.6%
20105.1%10.0%
Share of people whoFranceEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is INSEE's median standard of living: a household's disposable income after taxes and benefits, divided by its consumption units, so one income is a single adult's. It is published about two years late, so today's price is set against the latest year. The HCSF caps the payment, insurance included, at 35% of income for most new loans, and banks may lend less.

Other reports for Créon

Owning a 90 m² apartment costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,186
Owning per month
€761

Figures for Gironde: Créon has no reliable figures of its own.

27.8% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
11,095

In 2022 the population grew by 87 while 30 homes were started: 2.9 new residents for every new home.

New residents per new home, 2022
2.9
Population change, 2022
+87

5.1% of the 2,484 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
5.1%
Empty homes
127

In 2025, 1% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
1%