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Biarritz · report

Buy or rent in Biarritz

Renting a 90 m² apartment costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,475
Owning per month
€2,279

Try your own numbers

Starting from the median sale price of apartments, €6,922/m², and the asking rent of an apartment, €16.4/m² a month with charges (2025), in Biarritz, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Renting costs less each month than owning.

Rent a month
€1,475
Owning a month, not recovered
€2,279
Interest
€1,495
Running costs
€519
Return given up
€265
Cash out a month, if buying
€2,944

Gross rental yield in Biarritz

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodBiarritz
20252.8%
20242.7%
20232.4%
20222.7%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Biarritz

At the median sale price, a 90 m² home costs €630,000. With 10% down and a 30-year mortgage, the payment is €2,452 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
50%
Payment, one income
101%

Figures for Pyrénées-Atlantiques: Biarritz has no reliable figures of its own.

11.9% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
4,512

In 2022 the population grew by 396 while 17 homes were started: 23.3 new residents for every new home.

New residents per new home, 2022
23.3
Population change, 2022
+396

2.1% of the 26,457 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
2.1%
Empty homes
559

In 2025, 8% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
8%

Public bodies signed €624.9K of housing works here in 2024, and €624.9K since 2024.

Signed in 2024
€624.9K
Per resident, 2024
€24