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Bernières-sur-Mer · report

Buy or rent in Bernières-sur-Mer

Owning and renting a 90 m² apartment cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at apartments' median sale price; rent is the asking rent. Repaying the loan is saving, so it is left out.

Rent per month
€1,131
Owning per month
€1,092

Try your own numbers

Starting from the median sale price of apartments, €3,316/m², and the asking rent of an apartment, €12.6/m² a month with charges (2025), in Bernières-sur-Mer, and a mortgage rate of 3.2%.

Assumptions
90
3.2
1
Property tax (taxe foncière), insurance, maintenance and co-ownership charges.
3
What the deposit and purchase costs could earn if invested instead.
7
Notary fees and transfer duties, paid once.

Owning and renting cost about the same each month.

Rent a month
€1,131
Owning a month, not recovered
€1,092
Interest
€716
Running costs
€249
Return given up
€127
Cash out a month, if buying
€1,410

Gross rental yield in Bernières-sur-Mer

A year's asking rent as a share of the sale price, apartments, for each year the rent map was published. Higher means rent is dear compared with buying.

Show the numbers
PeriodBernières-sur-Mer
20254.5%
20243.5%
20234.3%
20223.9%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are asking rents with charges included, from the ANIL rent map, so they run a little above what tenants pay in rent alone, and the yield reads a little high.

Other reports for Bernières-sur-Mer

At the median sale price, a 90 m² home costs €281,970. With 10% down and a 30-year mortgage, the payment is €1,097 a month. The HCSF caps it at 35% of a household's income.

Payment, two incomes
24%
Payment, one income
48%

Figures for Calvados: Bernières-sur-Mer has no reliable figures of its own.

8.4% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
5,026

In 2022 the population fell by 9 while 3 homes were started.

Homes started, 2022
3
Population change, 2022
−9

2.5% of the 1,927 homes counted in the 2023 census stood empty, whether for sale, to let or for other reasons.

Empty, 2023 census
2.5%
Empty homes
49

In 2025, 7% of the homes authorised were in existing buildings: conversions, extensions and changes of use.

Homes in existing buildings, 2025
7%