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West Dunbartonshire · report

Past price cycles in West Dunbartonshire

Sale prices have fallen by 3% or more 9 times since 2004. The deepest began in May 2008.

Deepest fall
−23.9%
Recovery from the low
88 months

Prices in West Dunbartonshire and the UK, indexed

Average sale prices, both set to 100 in January 2004.

  • West Dunbartonshire
  • United Kingdom
  • 100 = January 2004
Show the numbers
PeriodWest DunbartonshireUnited Kingdom
Aug 2026253.8216.4
Jul 2026245.6215.7
Jun 2026243.9214.5
May 2026243.4215.7
Apr 2026248.3214.7
Mar 2026247.5212.9
Feb 2026245.9213.5
Jan 2026244.6213.0
Dec 2025243.8212.4
Nov 2025236.6214.4
Oct 2025232.8213.8
Sep 2025229.6213.6
Aug 2025235.2214.4
Jul 2025233.5213.1
Jun 2025231.4211.4
May 2025227.4209.3
Apr 2025224.7206.2
Mar 2025225.9212.4
Feb 2025226.2209.8
Jan 2025230.0210.0
Dec 2024233.3209.2
Nov 2024234.5209.6
Oct 2024235.0210.2
Sep 2024233.1209.8
Aug 2024232.3210.1
Jul 2024232.9208.0
Jun 2024230.6205.7
May 2024232.3204.9
Apr 2024228.8203.3
Mar 2024230.2202.2
Feb 2024224.9201.8
Jan 2024227.1202.9
Dec 2023225.4203.0
Nov 2023229.5204.8
Oct 2023224.4206.2
Sep 2023226.8207.1
Aug 2023218.8208.1
Jul 2023216.7207.0
Jun 2023211.6204.7
May 2023210.1203.9
Apr 2023210.4203.3
Mar 2023211.7202.8
Feb 2023220.9205.1
Jan 2023225.2206.8
Dec 2022224.2208.6
Nov 2022225.2210.3
Oct 2022222.9210.6
Sep 2022228.1210.6
Aug 2022228.1210.1
Jul 2022228.8208.4
Jun 2022223.3204.6
May 2022217.3202.1
Apr 2022215.0199.8
Mar 2022211.7197.5
Feb 2022204.8196.8
Jan 2022203.2196.6
Dec 2021206.3194.3
Nov 2021213.7193.3
Oct 2021214.5189.6
Sep 2021212.9194.5
Aug 2021206.7188.9
Jul 2021204.9183.4
Jun 2021199.9192.4
May 2021200.8182.7
Apr 2021194.7181.5
Mar 2021195.0184.2
Feb 2021196.1181.5
Jan 2021198.1181.0
Dec 2020198.0181.0
Nov 2020195.8179.6
Oct 2020191.1177.8
Sep 2020185.9176.3
Aug 2020185.2174.5
Jul 2020193.7172.8
Jun 2020192.7171.4
May 2020190.6169.0
Apr 2020182.7168.1
Mar 2020183.5169.9
Feb 2020185.2168.4
Jan 2020181.8169.3
Dec 2019182.1169.2
Nov 2019177.6169.4
Oct 2019185.2170.0
Sep 2019186.7170.5
Aug 2019187.2170.4
Jul 2019182.4169.8
Jun 2019178.4167.9
May 2019175.8167.2
Apr 2019169.8167.0
Mar 2019173.3165.8
Feb 2019175.9166.3
Jan 2019181.5166.7
Dec 2018178.5167.7
Nov 2018176.8168.1
Oct 2018179.3168.8
Sep 2018181.3169.0
Aug 2018182.3169.3
Jul 2018177.7168.8
Jun 2018174.1166.7
May 2018173.3165.6
Apr 2018172.5164.9
Mar 2018173.5163.4
Feb 2018173.7164.4
Jan 2018178.1163.9
Dec 2017181.3164.5
Nov 2017176.9163.9
Oct 2017169.7164.3
Sep 2017165.2164.2
Aug 2017166.7164.8
Jul 2017162.8164.1
Jun 2017161.9162.0
May 2017156.5160.6
Apr 2017156.9159.6
Mar 2017157.0157.1
Feb 2017157.3157.5
Jan 2017161.5157.1
Dec 2016159.9157.3
Nov 2016162.0157.0
Oct 2016163.3156.3
Sep 2016165.1156.8
Aug 2016164.8157.1
Jul 2016163.5157.1
Jun 2016159.7155.4
May 2016160.1153.9
Apr 2016152.7152.2
Mar 2016162.0151.6
Feb 2016162.9150.1
Jan 2016170.2150.0
Dec 2015163.1149.6
Nov 2015163.1149.1
Oct 2015164.8148.0
Sep 2015166.1147.8
Aug 2015164.5147.5
Jul 2015159.4146.1
Jun 2015157.4143.7
May 2015156.8142.6
Apr 2015159.4141.1
Mar 2015161.7139.8
Feb 2015162.8139.3
Jan 2015157.9139.2
Dec 2014155.8139.9
Nov 2014154.0139.6
Oct 2014154.5140.1
Sep 2014153.2140.3
Aug 2014162.0140.1
Jul 2014162.5138.5
Jun 2014165.5136.6
May 2014157.7135.4
Apr 2014155.5134.0
Mar 2014153.7131.1
Feb 2014153.5130.6
Jan 2014159.9130.1
Dec 2013154.5129.9
Nov 2013157.1128.7
Oct 2013157.9128.0
Sep 2013159.2128.6
Aug 2013158.4128.5
Jul 2013149.4127.5
Jun 2013150.0126.0
May 2013147.9125.0
Apr 2013147.0124.4
Mar 2013149.6123.1
Feb 2013146.6122.4
Jan 2013156.6122.4
Dec 2012153.1123.3
Nov 2012160.7123.5
Oct 2012155.2123.4
Sep 2012158.6124.3
Aug 2012159.1124.8
Jul 2012162.2124.6
Jun 2012158.5124.1
May 2012156.7122.9
Apr 2012155.2122.5
Mar 2012162.9121.2
Feb 2012161.2120.8
Jan 2012163.4121.1
Dec 2011160.6122.0
Nov 2011160.7122.5
Oct 2011165.7122.4
Sep 2011165.6123.8
Aug 2011169.5124.1
Jul 2011167.8124.0
Jun 2011168.1122.5
May 2011167.1122.3
Apr 2011160.5122.8
Mar 2011157.8120.9
Feb 2011151.7121.5
Jan 2011159.1122.1
Dec 2010166.5123.2
Nov 2010172.6123.4
Oct 2010170.6124.9
Sep 2010167.0126.3
Aug 2010168.1126.6
Jul 2010170.4126.6
Jun 2010174.4125.3
May 2010170.8124.7
Apr 2010164.6124.1
Mar 2010158.6122.6
Feb 2010163.6122.6
Jan 2010166.6122.3
Dec 2009171.8122.7
Nov 2009172.4121.9
Oct 2009171.1121.5
Sep 2009170.5120.7
Aug 2009169.2119.7
Jul 2009179.6118.6
Jun 2009177.4116.5
May 2009173.7115.4
Apr 2009162.5113.8
Mar 2009158.6112.8
Feb 2009164.2113.5
Jan 2009166.0114.8
Dec 2008171.3117.5
Nov 2008167.5119.3
Oct 2008173.9122.8
Sep 2008173.3125.3
Aug 2008180.1128.6
Jul 2008182.9131.3
Jun 2008190.0132.7
May 2008192.6134.5
Apr 2008189.8133.7
Mar 2008181.6133.5
Feb 2008177.3134.5
Jan 2008174.8135.6
Dec 2007181.2138.1
Nov 2007179.7138.3
Oct 2007186.6138.4
Sep 2007184.3138.7
Aug 2007184.3138.6
Jul 2007182.1137.8
Jun 2007173.8136.0
May 2007170.1134.6
Apr 2007158.3133.0
Mar 2007155.4130.4
Feb 2007154.9129.4
Jan 2007162.8129.0
Dec 2006162.3129.1
Nov 2006159.6127.5
Oct 2006155.2126.8
Sep 2006157.7126.1
Aug 2006158.8125.6
Jul 2006162.0124.6
Jun 2006166.7122.8
May 2006163.9121.6
Apr 2006150.1120.5
Mar 2006143.7117.9
Feb 2006138.2117.0
Jan 2006144.5116.8
Dec 2005144.6117.0
Nov 2005142.8116.3
Oct 2005138.7116.0
Sep 2005138.0116.2
Aug 2005142.5116.4
Jul 2005145.6115.9
Jun 2005147.6114.4
May 2005145.7113.5
Apr 2005138.5112.3
Mar 2005125.9110.8
Feb 2005118.4109.9
Jan 2005116.4110.0
Dec 2004118.7110.0
Nov 2004123.2110.9
Oct 2004125.3111.0
Sep 2004132.4110.2
Aug 2004125.5110.4
Jul 2004125.5109.2
Jun 2004115.4106.9
May 2004114.9105.0
Apr 2004108.8103.8
Mar 2004105.299.3
Feb 2004103.699.0
Jan 2004100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
September 2004January 2005−12.1%43
June 2005September 2005−6.5%37
June 2006February 2007−7.1%83
October 2007January 2008−6.3%33
May 2008February 2013−23.9%5788
July 2020August 2020−4.4%13
October 2021January 2022−5.3%33
July 2022May 2023−8.2%106
October 2024April 2025−4.4%64

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for West Dunbartonshire

Next 12 months

Sale prices have an 80% chance of landing between £129,160 and £151,430 by August 2027.

Expected, August 2027
£140,295
Chance of a rise
82%

Affordability

At the average sale price, a home costs £132,345. With 10% down and a 30-year mortgage, the payment is £611 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
9%
Payment, one income
18%

Buy or rent

Figures for Scotland: West Dunbartonshire has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

New homes

8.8% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
223
Per 1,000 residents
2.5

Foreign buyers

Figures for United Kingdom: West Dunbartonshire has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

People and new homes

In 2025 the population fell by 500 while 234 homes were finished.

Homes finished, 2025
234
Population change, 2025
−500

Renovation

In 2026, 0% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
0%