Imofolio

South Ayrshire · report

Past price cycles in South Ayrshire

Sale prices have fallen by 3% or more 8 times since 2004. The deepest began in August 2007.

Deepest fall
−21.0%
Recovery from the low
93 months

Prices in South Ayrshire and the UK, indexed

Average sale prices, both set to 100 in January 2004.

  • South Ayrshire
  • United Kingdom
  • 100 = January 2004
Show the numbers
PeriodSouth AyrshireUnited Kingdom
Aug 2026231.5216.4
Jul 2026231.2215.7
Jun 2026230.1214.5
May 2026226.0215.7
Apr 2026221.2214.7
Mar 2026218.6212.9
Feb 2026221.3213.5
Jan 2026224.5213.0
Dec 2025232.2212.4
Nov 2025231.1214.4
Oct 2025227.8213.8
Sep 2025222.6213.6
Aug 2025218.9214.4
Jul 2025211.9213.1
Jun 2025209.6211.4
May 2025206.9209.3
Apr 2025204.2206.2
Mar 2025207.0212.4
Feb 2025212.6209.8
Jan 2025220.9210.0
Dec 2024222.6209.2
Nov 2024223.0209.6
Oct 2024222.4210.2
Sep 2024222.2209.8
Aug 2024222.9210.1
Jul 2024220.7208.0
Jun 2024217.2205.7
May 2024209.6204.9
Apr 2024208.7203.3
Mar 2024212.2202.2
Feb 2024216.1201.8
Jan 2024217.2202.9
Dec 2023211.8203.0
Nov 2023213.5204.8
Oct 2023216.6206.2
Sep 2023219.3207.1
Aug 2023216.9208.1
Jul 2023212.8207.0
Jun 2023208.6204.7
May 2023207.2203.9
Apr 2023203.1203.3
Mar 2023209.5202.8
Feb 2023207.8205.1
Jan 2023213.8206.8
Dec 2022215.4208.6
Nov 2022217.9210.3
Oct 2022221.4210.6
Sep 2022220.9210.6
Aug 2022224.5210.1
Jul 2022221.3208.4
Jun 2022217.8204.6
May 2022208.6202.1
Apr 2022208.3199.8
Mar 2022208.7197.5
Feb 2022216.6196.8
Jan 2022213.1196.6
Dec 2021213.2194.3
Nov 2021209.4193.3
Oct 2021214.1189.6
Sep 2021207.8194.5
Aug 2021205.9188.9
Jul 2021196.1183.4
Jun 2021189.0192.4
May 2021189.4182.7
Apr 2021188.3181.5
Mar 2021192.5184.2
Feb 2021189.4181.5
Jan 2021189.9181.0
Dec 2020190.4181.0
Nov 2020191.0179.6
Oct 2020189.3177.8
Sep 2020183.5176.3
Aug 2020180.8174.5
Jul 2020178.5172.8
Jun 2020172.0171.4
May 2020168.2169.0
Apr 2020160.2168.1
Mar 2020167.3169.9
Feb 2020164.6168.4
Jan 2020172.2169.3
Dec 2019169.3169.2
Nov 2019174.4169.4
Oct 2019173.6170.0
Sep 2019175.2170.5
Aug 2019173.6170.4
Jul 2019169.7169.8
Jun 2019166.3167.9
May 2019162.8167.2
Apr 2019164.1167.0
Mar 2019163.8165.8
Feb 2019164.1166.3
Jan 2019167.2166.7
Dec 2018170.8167.7
Nov 2018172.6168.1
Oct 2018172.1168.8
Sep 2018174.4169.0
Aug 2018177.1169.3
Jul 2018178.9168.8
Jun 2018175.5166.7
May 2018171.3165.6
Apr 2018167.2164.9
Mar 2018168.3163.4
Feb 2018169.6164.4
Jan 2018169.7163.9
Dec 2017172.7164.5
Nov 2017172.4163.9
Oct 2017172.5164.3
Sep 2017168.6164.2
Aug 2017168.2164.8
Jul 2017168.5164.1
Jun 2017165.9162.0
May 2017164.0160.6
Apr 2017161.5159.6
Mar 2017165.2157.1
Feb 2017160.0157.5
Jan 2017160.3157.1
Dec 2016158.7157.3
Nov 2016164.3157.0
Oct 2016163.3156.3
Sep 2016164.4156.8
Aug 2016163.2157.1
Jul 2016159.5157.1
Jun 2016156.7155.4
May 2016156.2153.9
Apr 2016160.4152.2
Mar 2016159.4151.6
Feb 2016159.7150.1
Jan 2016158.4150.0
Dec 2015158.5149.6
Nov 2015159.2149.1
Oct 2015164.1148.0
Sep 2015166.2147.8
Aug 2015168.8147.5
Jul 2015166.3146.1
Jun 2015164.9143.7
May 2015163.0142.6
Apr 2015161.3141.1
Mar 2015161.4139.8
Feb 2015162.5139.3
Jan 2015164.0139.2
Dec 2014164.8139.9
Nov 2014162.3139.6
Oct 2014162.3140.1
Sep 2014162.8140.3
Aug 2014163.2140.1
Jul 2014160.9138.5
Jun 2014157.4136.6
May 2014154.8135.4
Apr 2014157.1134.0
Mar 2014155.4131.1
Feb 2014155.8130.6
Jan 2014154.6130.1
Dec 2013158.7129.9
Nov 2013159.9128.7
Oct 2013161.3128.0
Sep 2013158.7128.6
Aug 2013156.5128.5
Jul 2013151.5127.5
Jun 2013153.2126.0
May 2013154.1125.0
Apr 2013154.6124.4
Mar 2013152.2123.1
Feb 2013150.6122.4
Jan 2013148.9122.4
Dec 2012150.9123.3
Nov 2012153.3123.5
Oct 2012157.9123.4
Sep 2012156.9124.3
Aug 2012156.0124.8
Jul 2012157.0124.6
Jun 2012155.6124.1
May 2012153.8122.9
Apr 2012151.3122.5
Mar 2012153.2121.2
Feb 2012156.5120.8
Jan 2012160.2121.1
Dec 2011160.8122.0
Nov 2011165.8122.5
Oct 2011166.0122.4
Sep 2011168.8123.8
Aug 2011163.4124.1
Jul 2011164.7124.0
Jun 2011165.5122.5
May 2011167.0122.3
Apr 2011161.4122.8
Mar 2011155.2120.9
Feb 2011156.9121.5
Jan 2011162.0122.1
Dec 2010166.5123.2
Nov 2010164.7123.4
Oct 2010164.5124.9
Sep 2010166.5126.3
Aug 2010166.9126.6
Jul 2010165.1126.6
Jun 2010164.5125.3
May 2010164.8124.7
Apr 2010164.8124.1
Mar 2010161.6122.6
Feb 2010161.8122.6
Jan 2010161.8122.3
Dec 2009162.4122.7
Nov 2009162.1121.9
Oct 2009164.6121.5
Sep 2009164.9120.7
Aug 2009167.0119.7
Jul 2009164.3118.6
Jun 2009166.2116.5
May 2009165.7115.4
Apr 2009163.1113.8
Mar 2009155.9112.8
Feb 2009157.3113.5
Jan 2009165.6114.8
Dec 2008173.2117.5
Nov 2008170.3119.3
Oct 2008171.2122.8
Sep 2008170.7125.3
Aug 2008180.3128.6
Jul 2008183.0131.3
Jun 2008185.4132.7
May 2008184.9134.5
Apr 2008180.8133.7
Mar 2008183.2133.5
Feb 2008180.5134.5
Jan 2008184.3135.6
Dec 2007181.8138.1
Nov 2007181.3138.3
Oct 2007182.7138.4
Sep 2007187.1138.7
Aug 2007188.5138.6
Jul 2007182.6137.8
Jun 2007178.4136.0
May 2007171.3134.6
Apr 2007164.8133.0
Mar 2007161.8130.4
Feb 2007158.2129.4
Jan 2007161.7129.0
Dec 2006163.7129.1
Nov 2006171.8127.5
Oct 2006168.4126.8
Sep 2006163.3126.1
Aug 2006159.2125.6
Jul 2006161.1124.6
Jun 2006158.1122.8
May 2006147.9121.6
Apr 2006145.1120.5
Mar 2006147.1117.9
Feb 2006152.7117.0
Jan 2006153.7116.8
Dec 2005151.8117.0
Nov 2005149.9116.3
Oct 2005151.4116.0
Sep 2005152.4116.2
Aug 2005150.0116.4
Jul 2005144.5115.9
Jun 2005144.0114.4
May 2005136.9113.5
Apr 2005128.6112.3
Mar 2005128.9110.8
Feb 2005128.5109.9
Jan 2005132.3110.0
Dec 2004127.3110.0
Nov 2004126.0110.9
Oct 2004125.9111.0
Sep 2004121.4110.2
Aug 2004125.1110.4
Jul 2004126.9109.2
Jun 2004125.4106.9
May 2004116.4105.0
Apr 2004115.1103.8
Mar 2004109.299.3
Feb 2004115.699.0
Jan 2004100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
February 2004March 2004−5.5%12
July 2004September 2004−4.3%23
January 2006April 2006−5.6%32
November 2006February 2007−7.9%34
August 2007January 2013−21.0%6593
February 2022April 2022−3.8%22
August 2022April 2023−9.5%830
December 2025March 2026−5.9%3Not yet

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for South Ayrshire

Sale prices have an 80% chance of landing between £162,539 and £211,361 by August 2027.

Expected, August 2027
£186,950
Chance of a rise
77%

At the average sale price, a home costs £173,126. With 10% down and a 30-year mortgage, the payment is £799 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
11%
Payment, one income
22%

Figures for Scotland: South Ayrshire has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

35.8% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
154
Per 1,000 residents
1.4

Figures for United Kingdom: South Ayrshire has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population grew by 8 while 192 homes were finished: 0.0 new residents for every new home.

New residents per new home, 2025
0.0
Population change, 2025
+8

In 2026, 3% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
3%