Imofolio

Na h-Eileanan Siar · report

Past price cycles in Na h-Eileanan Siar

Sale prices have fallen by 3% or more 20 times since 2004. The deepest began in May 2009.

Deepest fall
−29.0%
Recovery from the low
51 months

Prices in Na h-Eileanan Siar and the UK, indexed

Average sale prices, both set to 100 in January 2004.

  • Na h-Eileanan Siar
  • United Kingdom
  • 100 = January 2004
Show the numbers
PeriodNa h-Eileanan SiarUnited Kingdom
Aug 2026377.8216.4
Jul 2026372.6215.7
Jun 2026372.6214.5
May 2026385.8215.7
Apr 2026379.9214.7
Mar 2026357.8212.9
Feb 2026336.3213.5
Jan 2026330.2213.0
Dec 2025351.2212.4
Nov 2025361.2214.4
Oct 2025360.7213.8
Sep 2025359.6213.6
Aug 2025332.6214.4
Jul 2025335.1213.1
Jun 2025332.6211.4
May 2025355.8209.3
Apr 2025368.7206.2
Mar 2025367.0212.4
Feb 2025350.4209.8
Jan 2025364.2210.0
Dec 2024363.2209.2
Nov 2024367.9209.6
Oct 2024346.0210.2
Sep 2024368.6209.8
Aug 2024337.3210.1
Jul 2024340.2208.0
Jun 2024335.7205.7
May 2024368.8204.9
Apr 2024383.8203.3
Mar 2024392.3202.2
Feb 2024409.5201.8
Jan 2024390.5202.9
Dec 2023389.9203.0
Nov 2023399.8204.8
Oct 2023382.9206.2
Sep 2023404.4207.1
Aug 2023391.0208.1
Jul 2023422.5207.0
Jun 2023387.9204.7
May 2023365.3203.9
Apr 2023353.9203.3
Mar 2023372.3202.8
Feb 2023381.5205.1
Jan 2023358.6206.8
Dec 2022358.4208.6
Nov 2022372.4210.3
Oct 2022394.5210.6
Sep 2022381.9210.6
Aug 2022365.3210.1
Jul 2022359.8208.4
Jun 2022356.0204.6
May 2022363.1202.1
Apr 2022373.3199.8
Mar 2022369.6197.5
Feb 2022382.6196.8
Jan 2022370.0196.6
Dec 2021357.1194.3
Nov 2021326.0193.3
Oct 2021306.3189.6
Sep 2021313.4194.5
Aug 2021325.3188.9
Jul 2021328.9183.4
Jun 2021323.8192.4
May 2021321.2182.7
Apr 2021317.5181.5
Mar 2021333.1184.2
Feb 2021320.2181.5
Jan 2021339.1181.0
Dec 2020310.0181.0
Nov 2020334.8179.6
Oct 2020299.9177.8
Sep 2020318.1176.3
Aug 2020289.4174.5
Jul 2020307.5172.8
Jun 2020332.0171.4
May 2020303.4169.0
Apr 2020325.4168.1
Mar 2020286.9169.9
Feb 2020320.8168.4
Jan 2020308.3169.3
Dec 2019297.9169.2
Nov 2019314.0169.4
Oct 2019318.8170.0
Sep 2019323.8170.5
Aug 2019303.4170.4
Jul 2019300.2169.8
Jun 2019298.2167.9
May 2019302.1167.2
Apr 2019285.7167.0
Mar 2019305.4165.8
Feb 2019280.5166.3
Jan 2019290.3166.7
Dec 2018279.3167.7
Nov 2018302.2168.1
Oct 2018294.1168.8
Sep 2018298.9169.0
Aug 2018277.5169.3
Jul 2018275.8168.8
Jun 2018261.7166.7
May 2018268.9165.6
Apr 2018264.3164.9
Mar 2018254.2163.4
Feb 2018249.1164.4
Jan 2018240.9163.9
Dec 2017235.2164.5
Nov 2017255.8163.9
Oct 2017264.1164.3
Sep 2017277.0164.2
Aug 2017258.5164.8
Jul 2017243.6164.1
Jun 2017217.2162.0
May 2017218.1160.6
Apr 2017232.2159.6
Mar 2017269.0157.1
Feb 2017268.7157.5
Jan 2017282.0157.1
Dec 2016260.7157.3
Nov 2016267.7157.0
Oct 2016251.1156.3
Sep 2016253.9156.8
Aug 2016244.7157.1
Jul 2016265.1157.1
Jun 2016281.1155.4
May 2016284.5153.9
Apr 2016255.0152.2
Mar 2016233.5151.6
Feb 2016222.1150.1
Jan 2016233.9150.0
Dec 2015245.7149.6
Nov 2015259.0149.1
Oct 2015257.2148.0
Sep 2015239.1147.8
Aug 2015233.2147.5
Jul 2015221.3146.1
Jun 2015240.1143.7
May 2015245.5142.6
Apr 2015255.9141.1
Mar 2015252.2139.8
Feb 2015259.6139.3
Jan 2015269.0139.2
Dec 2014285.0139.9
Nov 2014275.8139.6
Oct 2014246.8140.1
Sep 2014224.0140.3
Aug 2014213.2140.1
Jul 2014240.4138.5
Jun 2014233.8136.6
May 2014232.6135.4
Apr 2014225.9134.0
Mar 2014260.6131.1
Feb 2014268.7130.6
Jan 2014274.3130.1
Dec 2013248.4129.9
Nov 2013258.5128.7
Oct 2013238.7128.0
Sep 2013251.4128.6
Aug 2013248.8128.5
Jul 2013264.7127.5
Jun 2013224.5126.0
May 2013222.2125.0
Apr 2013232.9124.4
Mar 2013275.5123.1
Feb 2013272.4122.4
Jan 2013242.9122.4
Dec 2012247.8123.3
Nov 2012242.3123.5
Oct 2012265.3123.4
Sep 2012247.3124.3
Aug 2012277.2124.8
Jul 2012269.1124.6
Jun 2012277.5124.1
May 2012276.3122.9
Apr 2012285.9122.5
Mar 2012281.8121.2
Feb 2012285.4120.8
Jan 2012279.0121.1
Dec 2011275.2122.0
Nov 2011259.5122.5
Oct 2011256.0122.4
Sep 2011253.6123.8
Aug 2011255.3124.1
Jul 2011259.8124.0
Jun 2011261.7122.5
May 2011245.0122.3
Apr 2011251.2122.8
Mar 2011249.9120.9
Feb 2011264.9121.5
Jan 2011248.4122.1
Dec 2010252.2123.2
Nov 2010220.3123.4
Oct 2010227.0124.9
Sep 2010248.6126.3
Aug 2010261.2126.6
Jul 2010264.9126.6
Jun 2010244.4125.3
May 2010246.9124.7
Apr 2010248.6124.1
Mar 2010237.4122.6
Feb 2010250.1122.6
Jan 2010240.2122.3
Dec 2009248.6122.7
Nov 2009232.1121.9
Oct 2009232.7121.5
Sep 2009249.7120.7
Aug 2009256.0119.7
Jul 2009290.3118.6
Jun 2009265.1116.5
May 2009300.4115.4
Apr 2009257.5113.8
Mar 2009283.2112.8
Feb 2009246.4113.5
Jan 2009245.0114.8
Dec 2008245.9117.5
Nov 2008244.7119.3
Oct 2008232.6122.8
Sep 2008226.9125.3
Aug 2008220.1128.6
Jul 2008213.4131.3
Jun 2008206.8132.7
May 2008197.2134.5
Apr 2008224.0133.7
Mar 2008192.6133.5
Feb 2008214.1134.5
Jan 2008211.3135.6
Dec 2007257.6138.1
Nov 2007245.8138.3
Oct 2007259.0138.4
Sep 2007229.3138.7
Aug 2007255.5138.6
Jul 2007222.5137.8
Jun 2007230.4136.0
May 2007204.7134.6
Apr 2007234.2133.0
Mar 2007222.5130.4
Feb 2007223.1129.4
Jan 2007228.2129.0
Dec 2006242.1129.1
Nov 2006245.1127.5
Oct 2006225.4126.8
Sep 2006213.2126.1
Aug 2006180.4125.6
Jul 2006173.3124.6
Jun 2006170.0122.8
May 2006176.4121.6
Apr 2006150.0120.5
Mar 2006147.5117.9
Feb 2006162.1117.0
Jan 2006190.0116.8
Dec 2005188.6117.0
Nov 2005186.5116.3
Oct 2005188.3116.0
Sep 2005184.7116.2
Aug 2005171.7116.4
Jul 2005163.1115.9
Jun 2005167.2114.4
May 2005185.0113.5
Apr 2005179.1112.3
Mar 2005183.7110.8
Feb 2005164.7109.9
Jan 2005176.3110.0
Dec 2004154.1110.0
Nov 2004163.6110.9
Oct 2004163.1111.0
Sep 2004169.6110.2
Aug 2004161.5110.4
Jul 2004163.7109.2
Jun 2004162.8106.9
May 2004158.2105.0
Apr 2004116.9103.8
Mar 200497.099.3
Feb 200483.099.0
Jan 2004100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
January 2004February 2004−17.0%12
September 2004December 2004−9.1%31
January 2005February 2005−6.6%11
May 2005July 2005−11.8%23
January 2006March 2006−22.4%26
November 2006May 2007−16.5%63
August 2007September 2007−10.2%11
October 2007March 2008−25.6%512
March 2009April 2009−9.1%11
May 2009August 2014−29.0%6351
November 2018December 2018−7.6%13
March 2019April 2019−6.4%15
September 2019March 2020−11.4%61
April 2020May 2020−6.8%11
June 2020August 2020−12.8%23
November 2020December 2020−7.4%11
January 2021October 2021−9.7%92
February 2022June 2022−7.0%44
October 2022April 2023−10.3%63
July 2023January 2026−21.8%30Not yet

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Na h-Eileanan Siar

Sale prices have an 80% chance of landing between £146,314 and £205,437 by August 2027.

Expected, August 2027
£175,875
Chance of a rise
89%

At the average sale price, a home costs £147,416. With 10% down and a 30-year mortgage, the payment is £680 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
12%
Payment, one income
24%

Figures for Scotland: Na h-Eileanan Siar has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

89.0% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
9
Per 1,000 residents
0.3

Figures for United Kingdom: Na h-Eileanan Siar has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population fell by 160 while 69 homes were finished.

Homes finished, 2025
69
Population change, 2025
−160

In 2026, 0% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
0%