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Moray · report

New homes in Moray

15.6% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
306
Per 1,000 residents
3.2

Homes started in Moray

Homes started over the previous 12 months, at each quarter.

  • Moray
  • Ten-year average
Show the numbers
PeriodMoray
Jun 2026306
Mar 2026302
Dec 2025228
Sep 2025225
Jun 2025313
Mar 2025430
Dec 2024399
Sep 2024433
Jun 2024404
Mar 2024296
Dec 2023399
Sep 2023359
Jun 2023360
Mar 2023372
Dec 2022317
Sep 2022329
Jun 2022319
Mar 2022407
Dec 2021350
Sep 2021376
Jun 2021311
Mar 2021162
Dec 2020297
Sep 2020307
Jun 2020353
Mar 2020478
Dec 2019381
Sep 2019355
Jun 2019479
Mar 2019371
Dec 2018400
Sep 2018561
Jun 2018464
Mar 2018483
Dec 2017476
Sep 2017304
Jun 2017332
Mar 2017320
Dec 2016376
Sep 2016364
Jun 2016313
Mar 2016372
Dec 2015319
Sep 2015374
Jun 2015460
Mar 2015441
Dec 2014475
Sep 2014409
Jun 2014289
Mar 2014243
Dec 2013326
Sep 2013283
Jun 2013265
Mar 2013670
Dec 2012568
Sep 2012655
Jun 2012809
Mar 2012496
Dec 2011723
Sep 2011848
Jun 2011798
Mar 2011816
Dec 2010807
Sep 2010723
Jun 2010767
Mar 2010759
Dec 2009530
Sep 2009409
Jun 2009268
Mar 2009141
Dec 2008207
Sep 2008287
Jun 2008309
Mar 2008368
Dec 2007378
Sep 2007399
Jun 2007448
Mar 2007466
Dec 2006524
Sep 2006577
Jun 2006557
Mar 2006615
Dec 2005637
Sep 2005609
Jun 2005689
Mar 2005589
Dec 2004466
Sep 2004470
Jun 2004372
Mar 2004375
Dec 2003362
Sep 2003251
Jun 2003258
Mar 2003297
Dec 2002260
Sep 2002322
Jun 2002310
Mar 2002305
Dec 2001372
Sep 2001321
Jun 2001370
Mar 2001333
Dec 2000524
Sep 2000560
Jun 2000470
Mar 2000440
Dec 1999144
Sep 199984
Jun 1999125
Mar 1999156
Dec 1998151
Sep 1998175
Jun 1998141
Mar 1998180
Dec 1997338
Sep 1997361
Jun 1997353
Mar 1997368

A start is the first count of a new home in the UK: no nation counts homes granted planning permission. Most starts are finished one to two years later. England's and Wales's counts come from building control, which misses some homes; Scotland counts housing association approvals as starts; Northern Ireland's begin in 2015.

Other reports for Moray

Next 12 months

Sale prices have an 80% chance of landing between £196,985 and £227,117 by August 2027.

Expected, August 2027
£212,051
Chance of a rise
77%

Affordability

At the average sale price, a home costs £203,371. With 10% down and a 30-year mortgage, the payment is £938 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
17%
Payment, one income
33%

Buy or rent

Figures for Scotland: Moray has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

Foreign buyers

Figures for United Kingdom: Moray has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Past cycles

Sale prices have fallen by 3% or more 10 times since 2004. The deepest began in July 2008.

Deepest fall
−14.7%
Recovery from the low
62 months

People and new homes

In 2025 the population fell by 293 while 247 homes were finished.

Homes finished, 2025
247
Population change, 2025
−293

Renovation

In 2026, 3% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
3%