Imofolio

Liverpool · report

Past price cycles in Liverpool

Sale prices have fallen by 3% or more 7 times since 1995. The deepest began in September 2007.

Deepest fall
−20.4%
Recovery from the low
64 months

Prices in Liverpool and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Liverpool
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodLiverpoolUnited Kingdom
Aug 2026562.2534.7
Jul 2026561.8532.9
Jun 2026549.5530.1
May 2026547.5533.1
Apr 2026545.0530.6
Mar 2026538.4526.0
Feb 2026528.7527.6
Jan 2026531.7526.4
Dec 2025541.7524.8
Nov 2025539.2529.6
Oct 2025539.1528.4
Sep 2025536.5527.8
Aug 2025537.0529.8
Jul 2025521.6526.5
Jun 2025515.9522.4
May 2025525.7517.1
Apr 2025528.9509.5
Mar 2025526.5524.8
Feb 2025510.8518.5
Jan 2025509.1518.8
Dec 2024503.5517.0
Nov 2024508.8518.0
Oct 2024506.1519.4
Sep 2024506.3518.4
Aug 2024498.6519.1
Jul 2024494.7514.0
Jun 2024486.9508.3
May 2024480.4506.3
Apr 2024474.7502.2
Mar 2024471.9499.5
Feb 2024475.9498.6
Jan 2024478.3501.2
Dec 2023478.0501.6
Nov 2023490.5505.9
Oct 2023493.1509.4
Sep 2023500.5511.7
Aug 2023483.9514.2
Jul 2023474.5511.4
Jun 2023467.8505.8
May 2023468.2503.9
Apr 2023479.3502.2
Mar 2023480.1501.1
Feb 2023484.0506.8
Jan 2023484.4511.0
Dec 2022490.8515.4
Nov 2022493.1519.5
Oct 2022492.2520.3
Sep 2022494.3520.3
Aug 2022482.6519.2
Jul 2022479.7514.8
Jun 2022474.6505.4
May 2022475.6499.4
Apr 2022466.0493.8
Mar 2022454.3488.0
Feb 2022454.5486.2
Jan 2022449.4485.7
Dec 2021439.8480.1
Nov 2021446.2477.7
Oct 2021444.7468.5
Sep 2021446.7480.5
Aug 2021448.5466.8
Jul 2021445.2453.1
Jun 2021445.2475.4
May 2021430.4451.4
Apr 2021433.3448.4
Mar 2021434.3455.2
Feb 2021426.6448.6
Jan 2021414.6447.3
Dec 2020407.1447.3
Nov 2020399.3443.9
Oct 2020396.9439.4
Sep 2020392.9435.7
Aug 2020392.1431.1
Jul 2020383.1426.9
Jun 2020375.5423.4
May 2020363.9417.6
Apr 2020367.6415.5
Mar 2020363.0419.7
Feb 2020355.5416.0
Jan 2020344.5418.4
Dec 2019354.7418.1
Nov 2019364.6418.7
Oct 2019375.3420.2
Sep 2019373.0421.3
Aug 2019374.6421.0
Jul 2019371.1419.6
Jun 2019362.9415.0
May 2019353.1413.2
Apr 2019355.2412.6
Mar 2019359.6409.7
Feb 2019366.9410.8
Jan 2019364.9411.8
Dec 2018366.8414.4
Nov 2018371.3415.3
Oct 2018369.3417.1
Sep 2018366.4417.5
Aug 2018360.4418.3
Jul 2018363.7417.0
Jun 2018353.8411.9
May 2018340.2409.2
Apr 2018338.5407.5
Mar 2018345.1403.7
Feb 2018355.4406.1
Jan 2018348.7405.0
Dec 2017349.5406.5
Nov 2017353.6404.9
Oct 2017352.9406.0
Sep 2017354.2405.7
Aug 2017347.7407.2
Jul 2017347.2405.4
Jun 2017338.8400.2
May 2017331.2396.8
Apr 2017329.8394.4
Mar 2017326.0388.3
Feb 2017328.4389.1
Jan 2017328.3388.3
Dec 2016326.1388.7
Nov 2016325.0388.0
Oct 2016322.7386.2
Sep 2016330.0387.5
Aug 2016328.5388.1
Jul 2016329.6388.1
Jun 2016327.2384.0
May 2016324.9380.4
Apr 2016321.4376.0
Mar 2016312.1374.6
Feb 2016316.8370.8
Jan 2016319.9370.6
Dec 2015321.8369.6
Nov 2015324.0368.4
Oct 2015318.5365.6
Sep 2015323.2365.1
Aug 2015317.8364.3
Jul 2015317.3361.0
Jun 2015315.5355.0
May 2015310.5352.3
Apr 2015313.8348.5
Mar 2015311.2345.5
Feb 2015310.5344.2
Jan 2015305.7343.9
Dec 2014307.9345.7
Nov 2014313.8344.9
Oct 2014315.8346.1
Sep 2014308.9346.6
Aug 2014308.5346.2
Jul 2014304.8342.2
Jun 2014311.1337.5
May 2014307.3334.6
Apr 2014304.7331.1
Mar 2014296.7323.9
Feb 2014295.3322.7
Jan 2014293.7321.4
Dec 2013291.8321.0
Nov 2013294.5318.1
Oct 2013297.9316.4
Sep 2013297.6317.7
Aug 2013295.7317.4
Jul 2013295.1314.9
Jun 2013295.9311.4
May 2013289.2308.9
Apr 2013286.8307.3
Mar 2013283.4304.3
Feb 2013288.9302.5
Jan 2013287.3302.5
Dec 2012288.2304.6
Nov 2012285.6305.3
Oct 2012290.7305.0
Sep 2012296.9307.2
Aug 2012298.7308.3
Jul 2012293.9307.9
Jun 2012290.5306.7
May 2012291.0303.8
Apr 2012294.2302.8
Mar 2012291.9299.3
Feb 2012291.2298.5
Jan 2012293.2299.3
Dec 2011300.2301.3
Nov 2011300.0302.6
Oct 2011296.0302.5
Sep 2011294.9305.8
Aug 2011294.8306.6
Jul 2011294.7306.4
Jun 2011297.2302.6
May 2011297.9302.1
Apr 2011296.2303.4
Mar 2011295.7298.8
Feb 2011299.6300.2
Jan 2011305.2301.8
Dec 2010307.5304.3
Nov 2010313.2304.9
Oct 2010313.4308.5
Sep 2010315.5312.0
Aug 2010308.4312.8
Jul 2010309.6312.8
Jun 2010306.8309.7
May 2010306.8308.2
Apr 2010307.9306.7
Mar 2010304.2302.8
Feb 2010311.1302.8
Jan 2010312.2302.1
Dec 2009312.3303.2
Nov 2009309.0301.2
Oct 2009313.2300.2
Sep 2009317.0298.2
Aug 2009311.8295.9
Jul 2009300.9293.0
Jun 2009297.5287.8
May 2009291.9285.0
Apr 2009300.0281.1
Mar 2009301.0278.6
Feb 2009309.9280.3
Jan 2009307.8283.6
Dec 2008311.1290.3
Nov 2008318.2294.8
Oct 2008325.7303.4
Sep 2008334.1309.6
Aug 2008335.3317.6
Jul 2008334.8324.4
Jun 2008337.2328.0
May 2008338.6332.4
Apr 2008339.7330.4
Mar 2008338.7329.8
Feb 2008347.9332.2
Jan 2008352.9335.1
Dec 2007354.1341.3
Nov 2007350.6341.8
Oct 2007352.3342.0
Sep 2007356.0342.8
Aug 2007352.5342.3
Jul 2007347.9340.4
Jun 2007342.3336.1
May 2007340.1332.5
Apr 2007338.8328.7
Mar 2007337.2322.2
Feb 2007338.0319.8
Jan 2007339.3318.8
Dec 2006336.8319.0
Nov 2006332.4315.0
Oct 2006327.9313.4
Sep 2006326.9311.6
Aug 2006327.6310.3
Jul 2006327.1307.7
Jun 2006330.1303.4
May 2006323.2300.5
Apr 2006322.5297.7
Mar 2006315.8291.4
Feb 2006320.7289.0
Jan 2006317.7288.6
Dec 2005314.3289.0
Nov 2005310.4287.4
Oct 2005305.5286.6
Sep 2005304.6287.1
Aug 2005298.1287.6
Jul 2005296.8286.4
Jun 2005291.1282.8
May 2005292.1280.6
Apr 2005283.7277.6
Mar 2005280.6273.7
Feb 2005281.3271.5
Jan 2005286.6271.7
Dec 2004288.6271.9
Nov 2004282.9273.9
Oct 2004278.7274.3
Sep 2004278.1272.3
Aug 2004272.5272.8
Jul 2004264.8269.7
Jun 2004252.3264.1
May 2004239.6259.5
Apr 2004231.6256.4
Mar 2004221.4245.3
Feb 2004218.0244.7
Jan 2004210.3247.1
Dec 2003204.8245.6
Nov 2003197.1240.9
Oct 2003193.3243.6
Sep 2003186.9239.4
Aug 2003180.8240.2
Jul 2003166.6236.0
Jun 2003164.6231.9
May 2003159.7231.4
Apr 2003160.6233.0
Mar 2003156.0227.6
Feb 2003158.6222.8
Jan 2003157.7225.2
Dec 2002155.2226.8
Nov 2002151.1219.5
Oct 2002148.9217.3
Sep 2002151.9215.7
Aug 2002149.7210.6
Jul 2002150.9206.0
Jun 2002145.2204.4
May 2002144.8196.4
Apr 2002140.4191.4
Mar 2002139.2188.9
Feb 2002137.6182.5
Jan 2002138.1176.1
Dec 2001137.8176.7
Nov 2001136.3176.7
Oct 2001136.1176.7
Sep 2001136.3180.3
Aug 2001136.2180.3
Jul 2001135.5180.3
Jun 2001133.4174.1
May 2001131.7174.1
Apr 2001128.2174.1
Mar 2001129.7168.0
Feb 2001130.3168.0
Jan 2001131.8168.0
Dec 2000129.2168.9
Nov 2000125.9168.9
Oct 2000123.3168.9
Sep 2000120.7164.0
Aug 2000120.2164.0
Jul 2000120.2164.0
Jun 2000120.7161.0
May 2000119.8161.0
Apr 2000117.5161.0
Mar 2000115.6152.6
Feb 2000114.3152.6
Jan 2000115.6152.6
Dec 1999116.0148.8
Nov 1999115.8148.8
Oct 1999115.9148.8
Sep 1999116.1145.1
Aug 1999117.0145.1
Jul 1999116.9145.1
Jun 1999115.2137.1
May 1999113.3137.1
Apr 1999108.4137.1
Mar 1999107.1131.5
Feb 1999107.6131.5
Jan 1999105.9131.5
Dec 1998104.3130.7
Nov 1998103.2130.7
Oct 1998105.5130.7
Sep 1998107.1131.3
Aug 1998106.5131.3
Jul 1998107.1131.3
Jun 1998105.4125.8
May 1998104.5125.8
Apr 1998101.9125.8
Mar 1998102.3119.5
Feb 1998101.3119.5
Jan 1998102.9119.5
Dec 1997103.2116.5
Nov 1997105.0116.5
Oct 1997106.1116.5
Sep 1997105.6117.4
Aug 1997104.3117.4
Jul 1997102.4117.4
Jun 1997102.3111.7
May 1997102.4111.7
Apr 1997103.4111.7
Mar 1997103.0109.5
Feb 1997102.5109.5
Jan 1997103.1109.5
Dec 1996103.5108.0
Nov 1996104.3108.0
Oct 1996105.3108.0
Sep 1996104.6106.2
Aug 1996103.1106.2
Jul 1996101.0106.2
Jun 1996100.7102.2
May 1996100.6102.2
Apr 1996101.0102.2
Mar 1996100.1102.1
Feb 199699.7102.1
Jan 199698.1102.1
Dec 199598.5100.6
Nov 199598.9100.6
Oct 199599.0100.6
Sep 199599.0102.0
Aug 199598.6102.0
Jul 199598.9102.0
Jun 199599.5101.1
May 1995100.3101.1
Apr 199598.5101.1
Mar 199598.5100.0
Feb 199597.0100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
October 1997February 1998−4.5%45
September 1998November 1998−3.6%23
September 2007March 2013−20.4%6664
November 2018May 2019−4.9%63
October 2019January 2020−8.2%35
September 2022June 2023−5.4%93
September 2023March 2024−5.7%66

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Liverpool

Sale prices have an 80% chance of landing between £197,522 and £221,729 by August 2027.

Expected, August 2027
£209,626
Chance of a rise
99%

At the average sale price, a home costs £188,427. With 10% down and a 30-year mortgage, the payment is £869 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
14%
Payment, one income
28%

Owning and renting the average home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£916
Owning per month
£887

68.4% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
220
Per 1,000 residents
0.4

Figures for United Kingdom: Liverpool has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population fell by 109 while 240 homes were finished.

Homes finished, 2025
240
Population change, 2025
−109

8.6% of the 227,471 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
8.6%
Empty homes
19,615

In 2025, 3% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
3%