Imofolio
Sign inGet started for free

Hartlepool · report

Buy or rent in Hartlepool

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£562
Owning per month
£643

Try your own numbers

Starting from the average sale price of £136,625 and the average private rent of £562 a month in Hartlepool, and a mortgage rate of 4.6%.

Assumptions
4.6
1
Buildings insurance, maintenance, and any service charge and ground rent. Council tax is paid by tenants too, so it is left out.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (land transaction tax in Wales, LBTT in Scotland), conveyancing, survey and lender's fees, paid once.

Renting costs less each month than owning.

Rent a month
£562
Owning a month, not recovered
£643
Interest
£471
Running costs
£114
Return given up
£58
Cash out a month, if buying
£744

Gross rental yield in Hartlepool

A year's rent as a share of the average sale price, month by month. Higher means rent is dear compared with buying.

Show the numbers
PeriodHartlepool
Aug 20264.9%
Jul 20264.9%
Jun 20265.1%
May 20265.1%
Apr 20265.3%
Mar 20265.1%
Feb 20265.1%
Jan 20265.2%
Dec 20255.2%
Nov 20255.2%
Oct 20255.2%
Sep 20255.1%
Aug 20255.1%
Jul 20255.2%
Jun 20255.2%
May 20255.2%
Apr 20255.2%
Mar 20255.2%
Feb 20255.1%
Jan 20254.9%
Dec 20244.9%
Nov 20245.0%
Oct 20245.2%
Sep 20245.3%
Aug 20245.4%
Jul 20245.3%
Jun 20245.4%
May 20245.4%
Apr 20245.5%
Mar 20245.3%
Feb 20245.2%
Jan 20245.2%
Dec 20235.1%
Nov 20235.2%
Oct 20234.9%
Sep 20235.1%
Aug 20235.1%
Jul 20235.1%
Jun 20235.2%
May 20235.1%
Apr 20235.0%
Mar 20234.9%
Feb 20234.8%
Jan 20234.8%
Dec 20224.8%
Nov 20224.8%
Oct 20224.8%
Sep 20224.8%
Aug 20224.7%
Jul 20224.9%
Jun 20224.9%
May 20225.1%
Apr 20225.0%
Mar 20225.1%
Feb 20225.1%
Jan 20225.2%
Dec 20215.2%
Nov 20215.1%
Oct 20215.1%
Sep 20215.1%
Aug 20215.1%
Jul 20215.2%
Jun 20215.2%
May 20215.2%
Apr 20215.2%
Mar 20215.4%
Feb 20215.5%
Jan 20215.6%
Dec 20205.8%
Nov 20205.8%
Oct 20205.9%
Sep 20205.8%
Aug 20206.1%
Jul 20206.0%
Jun 20206.2%
May 20206.0%
Apr 20206.0%
Mar 20205.8%
Feb 20205.8%
Jan 20205.7%
Dec 20195.6%
Nov 20195.5%
Oct 20195.7%
Sep 20195.8%
Aug 20195.8%
Jul 20195.7%
Jun 20195.7%
May 20195.9%
Apr 20196.0%
Mar 20196.0%
Feb 20195.7%
Jan 20195.5%
Dec 20185.3%
Nov 20185.5%
Oct 20185.5%
Sep 20185.6%
Aug 20185.6%
Jul 20185.7%
Jun 20185.7%
May 20185.7%
Apr 20185.9%
Mar 20186.0%
Feb 20185.7%
Jan 20185.5%
Dec 20175.5%
Nov 20175.6%
Oct 20175.7%
Sep 20175.7%
Aug 20175.6%
Jul 20175.5%
Jun 20175.6%
May 20175.6%
Apr 20175.9%
Mar 20176.0%
Feb 20176.0%
Jan 20175.8%
Dec 20165.6%
Nov 20165.7%
Oct 20165.7%
Sep 20165.7%
Aug 20165.6%
Jul 20165.6%
Jun 20165.7%
May 20165.8%
Apr 20165.8%
Mar 20165.9%
Feb 20165.8%
Jan 20165.8%
Dec 20155.8%
Nov 20155.8%
Oct 20155.9%
Sep 20155.9%
Aug 20155.7%
Jul 20155.9%
Jun 20155.9%
May 20156.1%
Apr 20156.0%
Mar 20156.2%
Feb 20156.3%
Jan 20156.2%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are ONS's average of all private tenancies, new and continuing, which runs below what a new tenant pays; Scotland's are mostly advertised new lets, and its councils and Northern Ireland's take their nation's figure.

Other reports for Hartlepool

Next 12 months

Sale prices have an 80% chance of landing between £129,135 and £154,198 by August 2027.

Expected, August 2027
£141,666
Chance of a rise
70%

Affordability

At the average sale price, a home costs £136,625. With 10% down and a 30-year mortgage, the payment is £630 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
12%
Payment, one income
24%

New homes

16.8% more homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
420
Per 1,000 residents
4.2

Foreign buyers

Figures for United Kingdom: Hartlepool has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Past cycles

Sale prices have fallen by 3% or more 12 times since 1995. The deepest began in November 2007.

Deepest fall
−28.3%
Recovery from the low
102 months

People and new homes

In 2025 the population grew by 1,792 while 400 homes were finished: 4.5 new residents for every new home.

New residents per new home, 2025
4.5
Population change, 2025
+1,792

Empty homes

7.5% of the 44,316 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
7.5%
Empty homes
3,315

Renovation

In 2025, 1% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
1%