Imofolio
Sign inGet started for free

Dumfries and Galloway · report

Past price cycles in Dumfries and Galloway

Sale prices have fallen by 3% or more 7 times since 2004. The deepest began in July 2007.

Deepest fall
−20.4%
Recovery from the low
80 months

Prices in Dumfries and Galloway and the UK, indexed

Average sale prices, both set to 100 in January 2004.

  • Dumfries and Galloway
  • United Kingdom
  • 100 = January 2004
Show the numbers
PeriodDumfries and GallowayUnited Kingdom
Aug 2026249.9216.4
Jul 2026246.5215.7
Jun 2026244.2214.5
May 2026239.6215.7
Apr 2026235.0214.7
Mar 2026234.5212.9
Feb 2026235.7213.5
Jan 2026240.0213.0
Dec 2025239.6212.4
Nov 2025242.2214.4
Oct 2025243.1213.8
Sep 2025243.9213.6
Aug 2025240.4214.4
Jul 2025235.7213.1
Jun 2025236.3211.4
May 2025236.3209.3
Apr 2025235.6206.2
Mar 2025233.5212.4
Feb 2025232.8209.8
Jan 2025233.1210.0
Dec 2024229.2209.2
Nov 2024227.6209.6
Oct 2024226.2210.2
Sep 2024230.0209.8
Aug 2024232.2210.1
Jul 2024232.1208.0
Jun 2024227.3205.7
May 2024222.2204.9
Apr 2024221.6203.3
Mar 2024226.5202.2
Feb 2024223.5201.8
Jan 2024222.2202.9
Dec 2023220.0203.0
Nov 2023225.8204.8
Oct 2023230.4206.2
Sep 2023231.6207.1
Aug 2023227.3208.1
Jul 2023225.1207.0
Jun 2023223.8204.7
May 2023224.9203.9
Apr 2023221.4203.3
Mar 2023220.2202.8
Feb 2023222.5205.1
Jan 2023229.1206.8
Dec 2022232.5208.6
Nov 2022232.9210.3
Oct 2022232.1210.6
Sep 2022230.7210.6
Aug 2022233.2210.1
Jul 2022228.6208.4
Jun 2022227.9204.6
May 2022222.1202.1
Apr 2022220.6199.8
Mar 2022221.1197.5
Feb 2022216.4196.8
Jan 2022212.6196.6
Dec 2021208.5194.3
Nov 2021210.3193.3
Oct 2021210.5189.6
Sep 2021205.3194.5
Aug 2021206.2188.9
Jul 2021202.7183.4
Jun 2021196.4192.4
May 2021192.5182.7
Apr 2021193.7181.5
Mar 2021199.5184.2
Feb 2021198.8181.5
Jan 2021197.9181.0
Dec 2020195.5181.0
Nov 2020191.6179.6
Oct 2020188.1177.8
Sep 2020181.7176.3
Aug 2020177.9174.5
Jul 2020175.4172.8
Jun 2020182.5171.4
May 2020183.4169.0
Apr 2020185.8168.1
Mar 2020180.1169.9
Feb 2020181.7168.4
Jan 2020179.4169.3
Dec 2019181.8169.2
Nov 2019179.0169.4
Oct 2019178.9170.0
Sep 2019179.9170.5
Aug 2019180.9170.4
Jul 2019181.8169.8
Jun 2019176.8167.9
May 2019178.1167.2
Apr 2019172.3167.0
Mar 2019175.7165.8
Feb 2019173.5166.3
Jan 2019175.8166.7
Dec 2018172.4167.7
Nov 2018175.9168.1
Oct 2018181.2168.8
Sep 2018184.0169.0
Aug 2018177.0169.3
Jul 2018171.6168.8
Jun 2018169.2166.7
May 2018173.6165.6
Apr 2018175.9164.9
Mar 2018178.4163.4
Feb 2018175.1164.4
Jan 2018173.8163.9
Dec 2017171.7164.5
Nov 2017175.6163.9
Oct 2017178.1164.3
Sep 2017180.0164.2
Aug 2017176.1164.8
Jul 2017171.8164.1
Jun 2017165.6162.0
May 2017162.6160.6
Apr 2017162.4159.6
Mar 2017163.6157.1
Feb 2017165.8157.5
Jan 2017166.9157.1
Dec 2016165.5157.3
Nov 2016165.1157.0
Oct 2016163.3156.3
Sep 2016164.8156.8
Aug 2016162.9157.1
Jul 2016161.4157.1
Jun 2016156.5155.4
May 2016156.8153.9
Apr 2016159.7152.2
Mar 2016164.1151.6
Feb 2016166.0150.1
Jan 2016163.9150.0
Dec 2015162.4149.6
Nov 2015161.1149.1
Oct 2015164.3148.0
Sep 2015167.8147.8
Aug 2015169.7147.5
Jul 2015167.7146.1
Jun 2015166.6143.7
May 2015166.0142.6
Apr 2015165.9141.1
Mar 2015165.0139.8
Feb 2015167.0139.3
Jan 2015166.9139.2
Dec 2014173.1139.9
Nov 2014171.9139.6
Oct 2014173.5140.1
Sep 2014167.6140.3
Aug 2014165.3140.1
Jul 2014166.0138.5
Jun 2014162.2136.6
May 2014160.7135.4
Apr 2014153.1134.0
Mar 2014155.3131.1
Feb 2014156.1130.6
Jan 2014158.9130.1
Dec 2013162.1129.9
Nov 2013163.2128.7
Oct 2013166.7128.0
Sep 2013164.9128.6
Aug 2013165.2128.5
Jul 2013165.1127.5
Jun 2013159.9126.0
May 2013157.3125.0
Apr 2013156.4124.4
Mar 2013163.0123.1
Feb 2013164.6122.4
Jan 2013162.1122.4
Dec 2012155.8123.3
Nov 2012157.3123.5
Oct 2012159.2123.4
Sep 2012164.1124.3
Aug 2012167.3124.8
Jul 2012170.5124.6
Jun 2012170.0124.1
May 2012166.5122.9
Apr 2012162.8122.5
Mar 2012164.6121.2
Feb 2012162.4120.8
Jan 2012164.1121.1
Dec 2011167.3122.0
Nov 2011172.4122.5
Oct 2011180.2122.4
Sep 2011177.1123.8
Aug 2011178.2124.1
Jul 2011170.6124.0
Jun 2011168.9122.5
May 2011166.1122.3
Apr 2011170.7122.8
Mar 2011176.3120.9
Feb 2011177.8121.5
Jan 2011177.6122.1
Dec 2010179.0123.2
Nov 2010182.6123.4
Oct 2010186.2124.9
Sep 2010185.3126.3
Aug 2010184.4126.6
Jul 2010181.1126.6
Jun 2010179.3125.3
May 2010177.6124.7
Apr 2010177.5124.1
Mar 2010176.5122.6
Feb 2010179.7122.6
Jan 2010180.5122.3
Dec 2009181.8122.7
Nov 2009175.4121.9
Oct 2009172.3121.5
Sep 2009170.6120.7
Aug 2009174.3119.7
Jul 2009170.9118.6
Jun 2009169.4116.5
May 2009165.1115.4
Apr 2009166.6113.8
Mar 2009170.6112.8
Feb 2009164.9113.5
Jan 2009166.7114.8
Dec 2008167.6117.5
Nov 2008170.9119.3
Oct 2008176.1122.8
Sep 2008175.9125.3
Aug 2008183.9128.6
Jul 2008186.5131.3
Jun 2008183.0132.7
May 2008179.6134.5
Apr 2008174.7133.7
Mar 2008178.8133.5
Feb 2008185.7134.5
Jan 2008187.3135.6
Dec 2007190.5138.1
Nov 2007186.1138.3
Oct 2007183.9138.4
Sep 2007185.1138.7
Aug 2007189.2138.6
Jul 2007192.4137.8
Jun 2007182.2136.0
May 2007171.1134.6
Apr 2007163.3133.0
Mar 2007166.7130.4
Feb 2007163.7129.4
Jan 2007163.2129.0
Dec 2006158.5129.1
Nov 2006165.0127.5
Oct 2006164.0126.8
Sep 2006166.6126.1
Aug 2006170.0125.6
Jul 2006167.5124.6
Jun 2006164.0122.8
May 2006156.2121.6
Apr 2006152.9120.5
Mar 2006143.8117.9
Feb 2006142.6117.0
Jan 2006142.3116.8
Dec 2005144.4117.0
Nov 2005142.8116.3
Oct 2005143.7116.0
Sep 2005146.4116.2
Aug 2005148.8116.4
Jul 2005147.5115.9
Jun 2005140.1114.4
May 2005128.8113.5
Apr 2005123.4112.3
Mar 2005122.5110.8
Feb 2005127.0109.9
Jan 2005132.9110.0
Dec 2004141.1110.0
Nov 2004136.8110.9
Oct 2004134.3111.0
Sep 2004130.7110.2
Aug 2004131.3110.4
Jul 2004127.2109.2
Jun 2004123.0106.9
May 2004119.5105.0
Apr 2004117.1103.8
Mar 2004109.599.3
Feb 2004108.699.0
Jan 2004100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
December 2004March 2005−13.2%34
August 2005January 2006−4.4%53
August 2006December 2006−6.8%45
July 2007April 2014−20.4%8180
March 2021May 2021−3.5%22
August 2022December 2023−5.7%1615
September 2025March 2026−3.9%63

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Dumfries and Galloway

Next 12 months

Sale prices have an 80% chance of landing between £176,271 and £203,061 by August 2027.

Expected, August 2027
£189,666
Chance of a rise
96%

Affordability

At the average sale price, a home costs £171,854. With 10% down and a 30-year mortgage, the payment is £793 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
14%
Payment, one income
27%

Buy or rent

Figures for Scotland: Dumfries and Galloway has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

New homes

37.5% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
179
Per 1,000 residents
1.2

Foreign buyers

Figures for United Kingdom: Dumfries and Galloway has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

People and new homes

In 2025 the population fell by 483 while 146 homes were finished.

Homes finished, 2025
146
Population change, 2025
−483

Renovation

In 2026, 0% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
0%