Derby · report
House prices in Derby: the next 12 months
Sale prices have an 80% chance of landing between £210,293 and £231,117 by August 2027.
- Expected, August 2027
- £220,705
- Chance of a rise
- 90%
Derby: five years of prices and the expected path
Average sale price per home, £, monthly, with the next 12 months' expected path
- Derby
- East Midlands
- United Kingdom
- Expected path
- 80% range
Show the numbers
| Period | Derby | East Midlands | United Kingdom |
|---|---|---|---|
| Aug 2027 · Expected path | £220,705 (£210,293–£231,117) | £244,375 | £280,154 |
| Jul 2027 · Expected path | £219,819 (£210,012–£229,627) | £244,173 | £279,560 |
| Jun 2027 · Expected path | £218,933 (£209,739–£228,128) | £243,971 | £278,967 |
| May 2027 · Expected path | £218,048 (£209,476–£226,620) | £243,770 | £278,374 |
| Apr 2027 · Expected path | £217,162 (£209,225–£225,099) | £243,568 | £277,781 |
| Mar 2027 · Expected path | £216,276 (£208,990–£223,563) | £243,366 | £277,188 |
| Feb 2027 · Expected path | £215,390 (£208,775–£222,006) | £243,165 | £276,595 |
| Jan 2027 · Expected path | £214,505 (£208,587–£220,423) | £242,963 | £276,002 |
| Dec 2026 · Expected path | £213,619 (£208,436–£218,802) | £242,762 | £275,409 |
| Nov 2026 · Expected path | £212,733 (£208,343–£217,124) | £242,560 | £274,816 |
| Oct 2026 · Expected path | £211,847 (£208,345–£215,350) | £242,358 | £274,223 |
| Sep 2026 · Expected path | £210,962 (£208,544–£213,379) | £242,157 | £273,630 |
| Aug 2026 | £210,076 | £241,955 | £273,037 |
| Jul 2026 | £208,525 | £241,060 | £272,146 |
| Jun 2026 | £204,985 | £238,396 | £270,690 |
| May 2026 | £206,995 | £242,610 | £272,221 |
| Apr 2026 | £207,227 | £242,002 | £270,966 |
| Mar 2026 | £206,836 | £241,579 | £268,631 |
| Feb 2026 | £204,284 | £241,087 | £269,423 |
| Jan 2026 | £203,297 | £240,921 | £268,814 |
| Dec 2025 | £202,021 | £240,597 | £268,002 |
| Nov 2025 | £202,776 | £240,489 | £270,472 |
| Oct 2025 | £203,231 | £240,774 | £269,819 |
| Sep 2025 | £204,262 | £239,659 | £269,556 |
| Aug 2025 | £204,470 | £240,801 | £270,575 |
| Jul 2025 | £201,881 | £237,763 | £268,843 |
| Jun 2025 | £199,518 | £234,828 | £266,796 |
| May 2025 | £201,406 | £233,359 | £264,078 |
| Apr 2025 | £201,725 | £228,979 | £260,162 |
| Mar 2025 | £203,198 | £240,072 | £268,019 |
| Feb 2025 | £203,529 | £236,450 | £264,771 |
| Jan 2025 | £205,774 | £236,516 | £264,936 |
| Dec 2024 | £207,355 | £237,904 | £263,991 |
| Nov 2024 | £204,470 | £235,874 | £264,515 |
| Oct 2024 | £204,635 | £236,104 | £265,252 |
| Sep 2024 | £204,604 | £234,886 | £264,750 |
| Aug 2024 | £203,332 | £234,304 | £265,085 |
| Jul 2024 | £198,852 | £233,319 | £262,479 |
| Jun 2024 | £195,988 | £228,627 | £259,585 |
| May 2024 | £197,372 | £230,613 | £258,565 |
| Apr 2024 | £200,424 | £227,940 | £256,478 |
| Mar 2024 | £200,238 | £227,703 | £255,082 |
| Feb 2024 | £200,665 | £227,623 | £254,633 |
| Jan 2024 | £201,320 | £227,053 | £255,972 |
| Dec 2023 | £201,473 | £229,757 | £256,177 |
| Nov 2023 | £199,240 | £233,029 | £258,368 |
| Oct 2023 | £198,491 | £232,325 | £260,129 |
| Sep 2023 | £201,502 | £233,437 | £261,318 |
| Aug 2023 | £199,680 | £235,914 | £262,602 |
| Jul 2023 | £198,391 | £233,810 | £261,182 |
| Jun 2023 | £196,051 | £232,790 | £258,275 |
| May 2023 | £198,908 | £229,615 | £257,330 |
| Apr 2023 | £197,568 | £230,965 | £256,479 |
| Mar 2023 | £196,857 | £229,868 | £255,885 |
| Feb 2023 | £197,840 | £232,456 | £258,788 |
| Jan 2023 | £200,020 | £235,315 | £260,941 |
| Dec 2022 | £200,455 | £237,956 | £263,190 |
| Nov 2022 | £199,004 | £237,753 | £265,299 |
| Oct 2022 | £196,476 | £237,264 | £265,693 |
| Sep 2022 | £196,966 | £236,940 | £265,727 |
| Aug 2022 | £195,254 | £237,151 | £265,124 |
| Jul 2022 | £195,093 | £233,487 | £262,904 |
| Jun 2022 | £191,136 | £231,038 | £258,118 |
| May 2022 | £189,084 | £226,878 | £255,040 |
| Apr 2022 | £187,003 | £224,769 | £252,167 |
| Mar 2022 | £184,606 | £222,760 | £249,232 |
| Feb 2022 | £181,935 | £221,012 | £248,309 |
| Jan 2022 | £180,703 | £219,956 | £248,031 |
| Dec 2021 | £181,117 | £218,318 | £245,189 |
| Nov 2021 | £181,990 | £216,112 | £243,930 |
| Oct 2021 | £180,221 | £212,790 | £239,236 |
| Sep 2021 | £179,494 | £217,444 | £245,371 |
What the model expects
The central estimate at each horizon, and the range prices land in 8 times out of 10.
| Horizon | Expected | 80% range | Chance of a rise | Chance of beating inflation |
|---|---|---|---|---|
| In 3 months (November 2026) | £212,733 | £208,343 – £217,124 | 78% | 60% |
| In 4 months (December 2026) | £213,619 | £208,436 – £218,802 | 81% | 61% |
| In 12 months (August 2027) | £220,705 | £210,293 – £231,117 | 90% | 66% |
The outlook carries the region's own monthly price history forward: the recent trend and how far prices usually stray from it. It knows nothing about interest-rate decisions, new laws or local projects, so read it as a description of momentum, not a forecast to act on.
Other reports for Derby
At the average sale price, a home costs £210,076. With 10% down and a 30-year mortgage, the payment is £969 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 16%
- Payment, one income
- 32%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £871
- Owning per month
- £989
58.3% fewer homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 230
- Per 1,000 residents
- 0.8
Figures for United Kingdom: Derby has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Sale prices have fallen by 3% or more 7 times since 1995. The deepest began in September 2007.
- Deepest fall
- −21.8%
- Recovery from the low
- 85 months
In 2025 the population grew by 1,691 while 520 homes were finished: 3.3 new residents for every new home.
- New residents per new home, 2025
- 3.3
- Population change, 2025
- +1,691
5.5% of the 111,926 homes counted in the 2021 census had nobody usually living in them.
- Empty, 2021 census
- 5.5%
- Empty homes
- 6,185
In 2025, 11% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2025
- 11%