Cotswold · report
House prices in Cotswold: the next 12 months
Sale prices have an 80% chance of landing between £348,445 and £518,515 by August 2027.
- Expected, August 2027
- £433,480
- Chance of a rise
- 54%
Cotswold: five years of prices and the expected path
Average sale price per home, £, monthly, with the next 12 months' expected path
- Cotswold
- South West
- United Kingdom
- Expected path
- 80% range
Show the numbers
| Period | Cotswold | South West | United Kingdom |
|---|---|---|---|
| Aug 2027 · Expected path | £433,480 (£348,445–£518,515) | £308,828 | £280,154 |
| Jul 2027 · Expected path | £432,882 (£351,548–£514,216) | £308,437 | £279,560 |
| Jun 2027 · Expected path | £432,283 (£354,811–£509,755) | £308,046 | £278,967 |
| May 2027 · Expected path | £431,684 (£358,261–£505,107) | £307,656 | £278,374 |
| Apr 2027 · Expected path | £431,086 (£361,931–£500,241) | £307,265 | £277,781 |
| Mar 2027 · Expected path | £430,487 (£365,863–£495,111) | £306,874 | £277,188 |
| Feb 2027 · Expected path | £429,888 (£370,118–£489,658) | £306,483 | £276,595 |
| Jan 2027 · Expected path | £429,289 (£374,782–£483,797) | £306,093 | £276,002 |
| Dec 2026 · Expected path | £428,691 (£379,986–£477,395) | £305,702 | £275,409 |
| Nov 2026 · Expected path | £428,092 (£385,955–£470,229) | £305,311 | £274,816 |
| Oct 2026 · Expected path | £427,493 (£393,124–£461,863) | £304,920 | £274,223 |
| Sep 2026 · Expected path | £426,895 (£402,616–£451,173) | £304,530 | £273,630 |
| Aug 2026 | £426,296 | £304,139 | £273,037 |
| Jul 2026 | £421,807 | £302,027 | £272,146 |
| Jun 2026 | £417,417 | £303,232 | £270,690 |
| May 2026 | £414,026 | £302,533 | £272,221 |
| Apr 2026 | £418,100 | £303,427 | £270,966 |
| Mar 2026 | £415,045 | £301,647 | £268,631 |
| Feb 2026 | £422,845 | £301,220 | £269,423 |
| Jan 2026 | £423,955 | £300,664 | £268,814 |
| Dec 2025 | £425,436 | £298,687 | £268,002 |
| Nov 2025 | £424,079 | £302,921 | £270,472 |
| Oct 2025 | £431,908 | £300,893 | £269,819 |
| Sep 2025 | £437,522 | £301,093 | £269,556 |
| Aug 2025 | £436,399 | £304,262 | £270,575 |
| Jul 2025 | £419,445 | £302,826 | £268,843 |
| Jun 2025 | £399,152 | £298,838 | £266,796 |
| May 2025 | £393,138 | £297,421 | £264,078 |
| Apr 2025 | £395,257 | £292,255 | £260,162 |
| Mar 2025 | £408,053 | £303,287 | £268,019 |
| Feb 2025 | £413,944 | £301,560 | £264,771 |
| Jan 2025 | £430,302 | £301,828 | £264,936 |
| Dec 2024 | £446,392 | £300,210 | £263,991 |
| Nov 2024 | £469,121 | £300,240 | £264,515 |
| Oct 2024 | £469,461 | £306,423 | £265,252 |
| Sep 2024 | £465,974 | £304,305 | £264,750 |
| Aug 2024 | £441,624 | £303,164 | £265,085 |
| Jul 2024 | £439,204 | £301,845 | £262,479 |
| Jun 2024 | £432,387 | £297,239 | £259,585 |
| May 2024 | £444,677 | £298,492 | £258,565 |
| Apr 2024 | £452,316 | £297,850 | £256,478 |
| Mar 2024 | £456,464 | £295,240 | £255,082 |
| Feb 2024 | £453,616 | £296,587 | £254,633 |
| Jan 2024 | £444,169 | £299,150 | £255,972 |
| Dec 2023 | £443,749 | £294,676 | £256,177 |
| Nov 2023 | £450,348 | £299,952 | £258,368 |
| Oct 2023 | £457,978 | £305,147 | £260,129 |
| Sep 2023 | £461,079 | £304,837 | £261,318 |
| Aug 2023 | £447,881 | £307,132 | £262,602 |
| Jul 2023 | £431,637 | £306,036 | £261,182 |
| Jun 2023 | £420,153 | £300,808 | £258,275 |
| May 2023 | £425,247 | £302,199 | £257,330 |
| Apr 2023 | £436,068 | £302,791 | £256,479 |
| Mar 2023 | £451,232 | £303,206 | £255,885 |
| Feb 2023 | £446,661 | £306,826 | £258,788 |
| Jan 2023 | £460,506 | £309,102 | £260,941 |
| Dec 2022 | £450,789 | £308,957 | £263,190 |
| Nov 2022 | £453,672 | £313,892 | £265,299 |
| Oct 2022 | £445,744 | £313,800 | £265,693 |
| Sep 2022 | £448,454 | £314,370 | £265,727 |
| Aug 2022 | £443,963 | £314,238 | £265,124 |
| Jul 2022 | £432,568 | £309,032 | £262,904 |
| Jun 2022 | £422,349 | £299,771 | £258,118 |
| May 2022 | £421,367 | £301,875 | £255,040 |
| Apr 2022 | £419,391 | £296,983 | £252,167 |
| Mar 2022 | £412,163 | £291,647 | £249,232 |
| Feb 2022 | £404,006 | £291,034 | £248,309 |
| Jan 2022 | £403,311 | £291,018 | £248,031 |
| Dec 2021 | £417,074 | £285,237 | £245,189 |
| Nov 2021 | £417,122 | £284,105 | £243,930 |
| Oct 2021 | £405,475 | £276,090 | £239,236 |
| Sep 2021 | £380,020 | £283,935 | £245,371 |
What the model expects
The central estimate at each horizon, and the range prices land in 8 times out of 10.
| Horizon | Expected | 80% range | Chance of a rise | Chance of beating inflation |
|---|---|---|---|---|
| In 3 months (November 2026) | £428,092 | £385,955 – £470,229 | 52% | 48% |
| In 4 months (December 2026) | £428,691 | £379,986 – £477,395 | 53% | 47% |
| In 12 months (August 2027) | £433,480 | £348,445 – £518,515 | 54% | 45% |
The outlook carries the region's own monthly price history forward: the recent trend and how far prices usually stray from it. It knows nothing about interest-rate decisions, new laws or local projects, so read it as a description of momentum, not a forecast to act on.
Other reports for Cotswold
At the average sale price, a home costs £426,296. With 10% down and a 30-year mortgage, the payment is £1,967 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 29%
- Payment, one income
- 57%
Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £1,263
- Owning per month
- £2,007
50.2% fewer homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 190
- Per 1,000 residents
- 2.1
Figures for United Kingdom: Cotswold has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Sale prices have fallen by 3% or more 20 times since 1995. The deepest began in November 2007.
- Deepest fall
- −17.8%
- Recovery from the low
- 51 months
In 2025 the population fell by 219 while 190 homes were finished.
- Homes finished, 2025
- 190
- Population change, 2025
- −219
8.0% of the 45,515 homes counted in the 2021 census had nobody usually living in them.
- Empty, 2021 census
- 8.0%
- Empty homes
- 3,660
In 2025, 17% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2025
- 17%