Imofolio

Calderdale · report

Past price cycles in Calderdale

Sale prices have fallen by 3% or more 12 times since 1995. The deepest began in December 2007.

Deepest fall
−19.1%
Recovery from the low
42 months

Prices in Calderdale and the UK, indexed

Average sale prices, both set to 100 in January 1995.

  • Calderdale
  • United Kingdom
  • 100 = January 1995
Show the numbers
PeriodCalderdaleUnited Kingdom
Aug 2026489.7534.7
Jul 2026477.2532.9
Jun 2026473.8530.1
May 2026469.2533.1
Apr 2026474.3530.6
Mar 2026470.4526.0
Feb 2026465.0527.6
Jan 2026462.2526.4
Dec 2025461.3524.8
Nov 2025463.1529.6
Oct 2025459.2528.4
Sep 2025460.9527.8
Aug 2025454.3529.8
Jul 2025454.6526.5
Jun 2025433.8522.4
May 2025446.8517.1
Apr 2025449.5509.5
Mar 2025462.0524.8
Feb 2025453.0518.5
Jan 2025447.7518.8
Dec 2024445.8517.0
Nov 2024443.6518.0
Oct 2024445.0519.4
Sep 2024440.9518.4
Aug 2024439.1519.1
Jul 2024423.3514.0
Jun 2024416.6508.3
May 2024409.9506.3
Apr 2024418.5502.2
Mar 2024417.9499.5
Feb 2024423.5498.6
Jan 2024423.9501.2
Dec 2023430.6501.6
Nov 2023421.9505.9
Oct 2023418.5509.4
Sep 2023418.9511.7
Aug 2023423.3514.2
Jul 2023420.9511.4
Jun 2023417.8505.8
May 2023412.3503.9
Apr 2023407.6502.2
Mar 2023402.9501.1
Feb 2023408.8506.8
Jan 2023419.8511.0
Dec 2022426.5515.4
Nov 2022427.8519.5
Oct 2022423.5520.3
Sep 2022419.4520.3
Aug 2022404.5519.2
Jul 2022397.0514.8
Jun 2022388.3505.4
May 2022396.0499.4
Apr 2022398.7493.8
Mar 2022398.2488.0
Feb 2022394.1486.2
Jan 2022387.6485.7
Dec 2021389.1480.1
Nov 2021399.6477.7
Oct 2021401.4468.5
Sep 2021392.5480.5
Aug 2021386.3466.8
Jul 2021380.3453.1
Jun 2021383.5475.4
May 2021376.8451.4
Apr 2021375.9448.4
Mar 2021368.9455.2
Feb 2021361.6448.6
Jan 2021356.3447.3
Dec 2020358.2447.3
Nov 2020356.1443.9
Oct 2020354.4439.4
Sep 2020352.7435.7
Aug 2020344.8431.1
Jul 2020336.2426.9
Jun 2020331.7423.4
May 2020330.4417.6
Apr 2020335.4415.5
Mar 2020333.5419.7
Feb 2020335.1416.0
Jan 2020338.1418.4
Dec 2019341.7418.1
Nov 2019347.4418.7
Oct 2019343.9420.2
Sep 2019343.9421.3
Aug 2019338.5421.0
Jul 2019333.8419.6
Jun 2019329.0415.0
May 2019329.3413.2
Apr 2019328.1412.6
Mar 2019326.3409.7
Feb 2019326.5410.8
Jan 2019327.9411.8
Dec 2018330.2414.4
Nov 2018330.7415.3
Oct 2018331.6417.1
Sep 2018327.3417.5
Aug 2018326.8418.3
Jul 2018326.0417.0
Jun 2018328.5411.9
May 2018323.7409.2
Apr 2018317.4407.5
Mar 2018312.4403.7
Feb 2018312.7406.1
Jan 2018312.6405.0
Dec 2017311.9406.5
Nov 2017308.5404.9
Oct 2017311.5406.0
Sep 2017316.0405.7
Aug 2017319.4407.2
Jul 2017319.8405.4
Jun 2017314.6400.2
May 2017308.2396.8
Apr 2017303.3394.4
Mar 2017291.5388.3
Feb 2017291.9389.1
Jan 2017293.2388.3
Dec 2016305.5388.7
Nov 2016309.8388.0
Oct 2016311.8386.2
Sep 2016312.5387.5
Aug 2016306.6388.1
Jul 2016305.8388.1
Jun 2016302.1384.0
May 2016303.2380.4
Apr 2016296.9376.0
Mar 2016297.2374.6
Feb 2016293.8370.8
Jan 2016299.6370.6
Dec 2015297.8369.6
Nov 2015299.9368.4
Oct 2015296.4365.6
Sep 2015297.0365.1
Aug 2015297.0364.3
Jul 2015294.6361.0
Jun 2015287.8355.0
May 2015280.7352.3
Apr 2015273.9348.5
Mar 2015277.7345.5
Feb 2015282.3344.2
Jan 2015284.5343.9
Dec 2014282.7345.7
Nov 2014281.0344.9
Oct 2014284.0346.1
Sep 2014284.1346.6
Aug 2014282.2346.2
Jul 2014280.5342.2
Jun 2014278.5337.5
May 2014275.0334.6
Apr 2014273.7331.1
Mar 2014269.8323.9
Feb 2014272.1322.7
Jan 2014269.9321.4
Dec 2013270.6321.0
Nov 2013268.7318.1
Oct 2013271.3316.4
Sep 2013275.1317.7
Aug 2013275.4317.4
Jul 2013270.4314.9
Jun 2013267.9311.4
May 2013264.1308.9
Apr 2013263.5307.3
Mar 2013252.9304.3
Feb 2013256.3302.5
Jan 2013262.6302.5
Dec 2012273.0304.6
Nov 2012271.4305.3
Oct 2012269.7305.0
Sep 2012271.2307.2
Aug 2012274.7308.3
Jul 2012268.8307.9
Jun 2012263.3306.7
May 2012258.5303.8
Apr 2012256.9302.8
Mar 2012256.1299.3
Feb 2012257.7298.5
Jan 2012261.2299.3
Dec 2011262.9301.3
Nov 2011265.2302.6
Oct 2011265.9302.5
Sep 2011273.8305.8
Aug 2011272.0306.6
Jul 2011273.8306.4
Jun 2011274.4302.6
May 2011274.0302.1
Apr 2011273.0303.4
Mar 2011267.1298.8
Feb 2011267.4300.2
Jan 2011270.5301.8
Dec 2010275.8304.3
Nov 2010284.2304.9
Oct 2010290.3308.5
Sep 2010293.5312.0
Aug 2010287.3312.8
Jul 2010284.8312.8
Jun 2010277.0309.7
May 2010273.5308.2
Apr 2010268.3306.7
Mar 2010264.6302.8
Feb 2010273.6302.8
Jan 2010275.0302.1
Dec 2009279.4303.2
Nov 2009277.1301.2
Oct 2009274.1300.2
Sep 2009271.2298.2
Aug 2009262.7295.9
Jul 2009258.5293.0
Jun 2009257.2287.8
May 2009259.6285.0
Apr 2009256.9281.1
Mar 2009254.8278.6
Feb 2009254.1280.3
Jan 2009262.9283.6
Dec 2008266.6290.3
Nov 2008274.8294.8
Oct 2008278.4303.4
Sep 2008290.1309.6
Aug 2008294.4317.6
Jul 2008300.5324.4
Jun 2008299.3328.0
May 2008295.2332.4
Apr 2008296.3330.4
Mar 2008296.0329.8
Feb 2008306.2332.2
Jan 2008307.7335.1
Dec 2007312.4341.3
Nov 2007309.6341.8
Oct 2007310.8342.0
Sep 2007310.8342.8
Aug 2007309.9342.3
Jul 2007309.5340.4
Jun 2007308.4336.1
May 2007303.9332.5
Apr 2007298.1328.7
Mar 2007292.6322.2
Feb 2007294.9319.8
Jan 2007292.5318.8
Dec 2006292.9319.0
Nov 2006288.9315.0
Oct 2006292.0313.4
Sep 2006286.8311.6
Aug 2006286.3310.3
Jul 2006277.0307.7
Jun 2006279.1303.4
May 2006273.0300.5
Apr 2006273.5297.7
Mar 2006268.1291.4
Feb 2006268.3289.0
Jan 2006267.2288.6
Dec 2005271.6289.0
Nov 2005269.9287.4
Oct 2005268.7286.6
Sep 2005267.0287.1
Aug 2005267.5287.6
Jul 2005264.2286.4
Jun 2005255.7282.8
May 2005249.0280.6
Apr 2005238.7277.6
Mar 2005241.7273.7
Feb 2005241.2271.5
Jan 2005244.0271.7
Dec 2004237.3271.9
Nov 2004236.0273.9
Oct 2004238.3274.3
Sep 2004235.1272.3
Aug 2004229.6272.8
Jul 2004222.3269.7
Jun 2004215.9264.1
May 2004207.8259.5
Apr 2004199.3256.4
Mar 2004190.2245.3
Feb 2004188.9244.7
Jan 2004188.6247.1
Dec 2003190.7245.6
Nov 2003183.7240.9
Oct 2003178.1243.6
Sep 2003172.8239.4
Aug 2003169.3240.2
Jul 2003167.4236.0
Jun 2003163.7231.9
May 2003160.6231.4
Apr 2003153.5233.0
Mar 2003149.8227.6
Feb 2003148.1222.8
Jan 2003147.9225.2
Dec 2002147.3226.8
Nov 2002143.9219.5
Oct 2002143.4217.3
Sep 2002140.1215.7
Aug 2002140.2210.6
Jul 2002136.4206.0
Jun 2002133.6204.4
May 2002128.4196.4
Apr 2002121.5191.4
Mar 2002119.5188.9
Feb 2002119.5182.5
Jan 2002122.2176.1
Dec 2001123.4176.7
Nov 2001123.0176.7
Oct 2001125.5176.7
Sep 2001121.9180.3
Aug 2001121.7180.3
Jul 2001115.5180.3
Jun 2001116.0174.1
May 2001112.6174.1
Apr 2001114.2174.1
Mar 2001110.9168.0
Feb 2001111.4168.0
Jan 2001110.7168.0
Dec 2000112.4168.9
Nov 2000112.2168.9
Oct 2000112.7168.9
Sep 2000113.0164.0
Aug 2000111.9164.0
Jul 2000110.6164.0
Jun 2000109.0161.0
May 2000107.3161.0
Apr 2000104.7161.0
Mar 2000100.4152.6
Feb 200099.8152.6
Jan 2000100.2152.6
Dec 1999104.3148.8
Nov 1999103.8148.8
Oct 1999104.4148.8
Sep 1999102.5145.1
Aug 1999102.3145.1
Jul 1999101.9145.1
Jun 1999103.0137.1
May 1999102.1137.1
Apr 1999100.8137.1
Mar 199998.2131.5
Feb 1999100.0131.5
Jan 1999101.6131.5
Dec 1998102.4130.7
Nov 1998100.9130.7
Oct 1998100.6130.7
Sep 1998101.8131.3
Aug 1998103.1131.3
Jul 1998103.4131.3
Jun 1998103.4125.8
May 1998102.2125.8
Apr 1998102.2125.8
Mar 1998101.9119.5
Feb 1998103.3119.5
Jan 1998102.8119.5
Dec 1997102.6116.5
Nov 1997101.8116.5
Oct 1997102.6116.5
Sep 1997102.3117.4
Aug 1997103.0117.4
Jul 1997102.6117.4
Jun 1997101.1111.7
May 199798.9111.7
Apr 199796.4111.7
Mar 199796.7109.5
Feb 199797.6109.5
Jan 199798.4109.5
Dec 199698.1108.0
Nov 199697.1108.0
Oct 199698.2108.0
Sep 199699.4106.2
Aug 199698.8106.2
Jul 199697.6106.2
Jun 199695.5102.2
May 199695.5102.2
Apr 199694.0102.2
Mar 199693.5102.1
Feb 199694.6102.1
Jan 199693.9102.1
Dec 199593.9100.6
Nov 199593.6100.6
Oct 199594.5100.6
Sep 199596.1102.0
Aug 199596.3102.0
Jul 199598.9102.0
Jun 199599.9101.1
May 199599.3101.1
Apr 199597.8101.1
Mar 199597.6100.0
Feb 199598.6100.0
Jan 1995100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
January 1995March 1996−6.5%1415
July 1998March 1999−5.0%87
October 1999February 2000−4.4%42
October 2001February 2002−4.8%43
December 2007March 2013−19.1%6342
September 2016March 2017−6.7%63
July 2017November 2017−3.5%46
November 2019May 2020−4.9%64
October 2021January 2022−3.4%37
November 2022March 2023−5.8%49
December 2023May 2024−4.8%53
March 2025June 2025−6.1%35

The UK House Price Index goes back to 1968 for the UK, its nations and England's regions, to 1995 for councils in England and Wales, to 2004 in Scotland and to 2005 in Northern Ireland, where it is quarterly. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Calderdale

Sale prices have an 80% chance of landing between £202,025 and £231,965 by August 2027.

Expected, August 2027
£216,995
Chance of a rise
95%

At the average sale price, a home costs £197,651. With 10% down and a 30-year mortgage, the payment is £912 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
15%
Payment, one income
30%

Renting the average home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£760
Owning per month
£931

59.8% more homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
420
Per 1,000 residents
2.0

Figures for United Kingdom: Calderdale has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

In 2025 the population grew by 895 while 290 homes were finished: 3.1 new residents for every new home.

New residents per new home, 2025
3.1
Population change, 2025
+895

5.7% of the 96,249 homes counted in the 2021 census had nobody usually living in them.

Empty, 2021 census
5.7%
Empty homes
5,525

In 2025, 31% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
31%