Argyll and Bute · report
Foreign buyers in Argyll and Bute
Figures for United Kingdom: Argyll and Bute has no reliable figures of its own.
Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.
- Bought by buyers abroad, 12 months
- 1.8%
Homes bought by buyers living abroad in the United Kingdom
Share of purchases in England and Northern Ireland paying the non-resident surcharge on stamp duty land tax, by quarter (HMRC). UK citizens living abroad count as non-residents.
Show the numbers
| Period | United Kingdom |
|---|---|
| Q1 2025 | 1.6% |
| Q4 2024 | 1.8% |
| Q3 2024 | 1.8% |
| Q2 2024 | 2.2% |
| Q1 2024 | 2.2% |
| Q4 2023 | 2.2% |
| Q3 2023 | 2.1% |
| Q2 2023 | 2.0% |
| Q1 2023 | 2.2% |
| Q4 2022 | 2.0% |
| Q3 2022 | 2.1% |
| Q2 2022 | 2.0% |
Who lives here
Net migration: the people who moved in, from abroad or the rest of the UK, minus those who left, in each year to 30 June (ONS).
- Net migration, Argyll and Bute, 2025
- +150
- 1.7 per 1,000 residents
Residence is not nationality: a foreign citizen living in the UK buys as a resident, and a UK citizen living abroad as a non-resident. The count is of purchases paying the non-resident surcharge on stamp duty land tax, which applies in England and Northern Ireland only. HMRC stopped publishing it each quarter after March 2025, so the report ends there.
Other reports for Argyll and Bute
Sale prices have an 80% chance of landing between £190,259 and £233,794 by August 2027.
- Expected, August 2027
- £212,026
- Chance of a rise
- 87%
At the average sale price, a home costs £192,735. With 10% down and a 30-year mortgage, the payment is £889 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.
- Payment, two incomes
- 14%
- Payment, one income
- 27%
Figures for Scotland: Argyll and Bute has no reliable figures of its own.
Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.
- Rent per month
- £1,011
- Owning per month
- £934
68.8% fewer homes were started in the last 12 months than in an average year of the past decade.
- Started, 12 months
- 69
- Per 1,000 residents
- 0.8
Sale prices have fallen by 3% or more 12 times since 2004. The deepest began in October 2007.
- Deepest fall
- −22.7%
- Recovery from the low
- 94 months
In 2025 the population fell by 490 while 59 homes were finished.
- Homes finished, 2025
- 59
- Population change, 2025
- −490
In 2026, 5% of the homes added came from existing buildings rather than new ones.
- Homes from existing buildings, 2026
- 5%