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Aberdeenshire · report

Buy or rent in Aberdeenshire

Figures for Scotland: Aberdeenshire has no reliable figures of its own.

Owning the average home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the average sale price; rent is the average of all private tenancies. Repaying the loan is saving, so it is left out.

Rent per month
£1,011
Owning per month
£934

Try your own numbers

Starting from the average sale price of £198,397 and the average private rent of £1,011 a month in Scotland, and a mortgage rate of 4.6%.

Assumptions
4.6
1
Buildings insurance, maintenance, and any service charge and ground rent. Council tax is paid by tenants too, so it is left out.
3
What the deposit and purchase costs could earn if invested instead.
7
Stamp duty (land transaction tax in Wales, LBTT in Scotland), conveyancing, survey and lender's fees, paid once.

Owning costs less each month than renting.

Rent a month
£1,011
Owning a month, not recovered
£934
Interest
£684
Running costs
£165
Return given up
£84
Cash out a month, if buying
£1,081

Gross rental yield in Scotland

A year's rent as a share of the average sale price, month by month. Higher means rent is dear compared with buying.

Show the numbers
PeriodScotland
Aug 20266.1%
Jul 20266.2%
Jun 20266.3%
May 20266.2%
Apr 20266.3%
Mar 20266.5%
Feb 20266.5%
Jan 20266.5%
Dec 20256.4%
Nov 20256.3%
Oct 20256.3%
Sep 20256.2%
Aug 20256.2%
Jul 20256.2%
Jun 20256.3%
May 20256.4%
Apr 20256.4%
Mar 20256.5%
Feb 20256.6%
Jan 20256.4%
Dec 20246.5%
Nov 20246.4%
Oct 20246.3%
Sep 20246.3%
Aug 20246.2%
Jul 20246.2%
Jun 20246.3%
May 20246.4%
Apr 20246.3%
Mar 20246.4%
Feb 20246.4%
Jan 20246.3%
Dec 20236.3%
Nov 20236.2%
Oct 20236.1%
Sep 20236.0%
Aug 20235.9%
Jul 20235.9%
Jun 20236.0%
May 20235.8%
Apr 20235.9%
Mar 20235.9%
Feb 20236.0%
Jan 20235.8%
Dec 20225.7%
Nov 20225.5%
Oct 20225.4%
Sep 20225.4%
Aug 20225.3%
Jul 20225.3%
Jun 20225.3%
May 20225.4%
Apr 20225.5%
Mar 20225.5%
Feb 20225.5%
Jan 20225.4%
Dec 20215.5%
Nov 20215.4%
Oct 20215.4%
Sep 20215.4%
Aug 20215.4%
Jul 20215.5%
Jun 20215.6%
May 20215.7%
Apr 20215.9%
Mar 20215.7%
Feb 20215.8%
Jan 20215.8%
Dec 20205.8%
Nov 20205.7%
Oct 20205.8%
Sep 20205.9%
Aug 20206.1%
Jul 20206.1%
Jun 20206.0%
May 20206.1%
Apr 20206.2%
Mar 20206.2%
Feb 20206.2%
Jan 20206.1%
Dec 20196.2%
Nov 20196.1%
Oct 20196.0%
Sep 20196.0%
Aug 20196.0%
Jul 20196.0%
Jun 20196.0%
May 20196.0%
Apr 20196.1%
Mar 20196.1%
Feb 20196.2%
Jan 20196.1%
Dec 20186.1%
Nov 20186.1%
Oct 20186.0%
Sep 20186.0%
Aug 20185.9%
Jul 20185.9%
Jun 20186.0%
May 20186.0%
Apr 20186.0%
Mar 20186.2%
Feb 20186.1%
Jan 20186.1%
Dec 20176.1%
Nov 20176.1%
Oct 20176.1%
Sep 20176.1%
Aug 20176.0%
Jul 20176.0%
Jun 20176.1%
May 20176.2%
Apr 20176.2%
Mar 20176.4%
Feb 20176.4%
Jan 20176.3%
Dec 20166.3%
Nov 20166.1%
Oct 20166.2%
Sep 20166.1%
Aug 20166.1%
Jul 20166.0%
Jun 20166.1%
May 20166.2%
Apr 20166.3%
Mar 20166.3%
Feb 20166.4%
Jan 20166.3%
Dec 20156.2%
Nov 20156.2%
Oct 20156.2%
Sep 20156.2%
Aug 20156.2%
Jul 20156.1%
Jun 20156.2%
May 20156.2%
Apr 20156.3%
Mar 20156.0%
Feb 20156.3%
Jan 20156.2%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance. Rents here are ONS's average of all private tenancies, new and continuing, which runs below what a new tenant pays; Scotland's are mostly advertised new lets, and its councils and Northern Ireland's take their nation's figure.

Other reports for Aberdeenshire

Next 12 months

Sale prices have an 80% chance of landing between £189,934 and £217,138 by August 2027.

Expected, August 2027
£203,536
Chance of a rise
60%

Affordability

At the average sale price, a home costs £200,965. With 10% down and a 30-year mortgage, the payment is £927 a month. The UK sets no cap on the payment; no more than 15% of new mortgages may lend over 4.5 times income.

Payment, two incomes
13%
Payment, one income
25%

New homes

47.2% fewer homes were started in the last 12 months than in an average year of the past decade.

Started, 12 months
571
Per 1,000 residents
2.2

Foreign buyers

Figures for United Kingdom: Aberdeenshire has no reliable figures of its own.

Buyers living abroad bought 1.8% of the homes sold here in the four quarters to Q1 2025.

Bought by buyers abroad, 12 months
1.8%

Past cycles

Sale prices have fallen by 3% or more 7 times since 2004. The deepest began in April 2015.

Deepest fall
−13.9%
Recovery from the low
32 months

People and new homes

In 2025 the population fell by 514 while 802 homes were finished.

Homes finished, 2025
802
Population change, 2025
−514

Renovation

In 2026, 1% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2026
1%