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Cádiz · report

Past price cycles in Cádiz

Appraised values have fallen by 3% or more 2 times since 2005. The deepest began in Q3 2007.

Deepest fall
−43.4%
Recovery from the low
105 months

Prices in Cádiz and in Spain, indexed

Appraised values, both set to 100 in Q1 2005.

  • Cádiz
  • Spain
  • 100 = Q1 2005
Show the numbers
PeriodCádizSpain
Q2 2026158.1139.7
Q1 2026162.2137.4
Q4 2025155.2132.3
Q3 2025155.5127.8
Q2 2025145.1124.2
Q1 2025148.2120.6
Q4 2024137.1117.0
Q3 2024140.8114.0
Q2 2024136.0112.5
Q1 2024134.0110.7
Q4 2023125.7109.3
Q3 2023126.0107.5
Q2 2023126.1106.4
Q1 2023125.5106.1
Q4 2022122.1103.8
Q3 2022119.2103.2
Q2 2022115.0103.3
Q1 2022116.2102.9
Q4 2021112.0100.5
Q3 2021111.298.6
Q2 2021106.497.9
Q1 2021104.096.4
Q4 2020105.896.3
Q3 2020110.096.1
Q2 2020104.995.5
Q1 2020106.197.3
Q4 2019107.198.1
Q3 2019105.997.2
Q2 2019102.997.2
Q1 2019102.497.1
Q4 201898.796.0
Q3 201899.194.3
Q2 201897.594.2
Q1 201898.493.0
Q4 201796.992.5
Q3 201792.891.4
Q2 201790.790.8
Q1 201792.790.5
Q4 201690.989.7
Q3 201693.489.0
Q2 201695.089.4
Q1 201692.288.5
Q4 201591.088.4
Q3 201593.887.6
Q2 201593.187.6
Q1 201594.386.5
Q4 201497.486.8
Q3 201493.586.4
Q2 201497.386.6
Q1 201498.186.6
Q4 201392.587.0
Q3 201398.688.7
Q2 2013102.889.2
Q1 2013109.690.0
Q4 2012115.990.9
Q3 2012108.292.9
Q2 2012122.895.3
Q1 2012118.197.9
Q4 2011121.5101.0
Q3 2011126.2102.6
Q2 2011124.2104.0
Q1 2011122.1105.5
Q4 2010133.7108.3
Q3 2010140.0108.7
Q2 2010133.7109.7
Q1 2010139.4110.7
Q4 2009132.6112.3
Q3 2009134.4112.5
Q2 2009130.9114.0
Q1 2009141.1116.2
Q4 2008139.9119.8
Q3 2008147.0122.7
Q2 2008157.1124.3
Q1 2008145.4124.7
Q4 2007143.9123.7
Q3 2007160.4122.3
Q2 2007140.7121.9
Q1 2007140.5120.1
Q4 2006135.2118.1
Q3 2006127.2116.1
Q2 2006120.6115.2
Q1 2006122.2112.0
Q4 2005134.6108.2
Q3 2005111.2105.7
Q2 2005107.2104.0
Q1 2005100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
Q4 2005Q2 2006−10.4%66
Q3 2007Q2 2017−43.4%117105

Spain against the EU since 2015

Eurostat's house price index for all dwellings, 2015 = 100. National figures, comparable across member states.

  • Spain
  • EU
  • 2015 = 100
Show the numbers
PeriodSpainEU
Q2 2026200.6168.6
Q1 2026194.1166.5
Q4 2025187.5164.6
Q3 2025184.1163.5
Q2 2025178.9161.0
Q1 2025172.0158.5
Q4 2024166.1156.2
Q3 2024163.1155.1
Q2 2024158.6152.7
Q1 2024153.2149.8
Q4 2023149.1148.9
Q3 2023150.7149.1
Q2 2023147.0148.2
Q1 2023144.0147.6
Q4 2022143.0148.7
Q3 2022144.2150.9
Q2 2022141.7149.6
Q1 2022139.1146.2
Q4 2021135.6143.2
Q3 2021133.9140.2
Q2 2021131.2136.0
Q1 2021128.1132.1
Q4 2020127.6129.8
Q3 2020128.6128.1
Q2 2020127.0126.3
Q1 2020126.9124.4
Q4 2019125.4122.7
Q3 2019126.3121.5
Q2 2019124.3119.8
Q1 2019122.9117.6
Q4 2018121.0116.8
Q3 2018120.5115.9
Q2 2018117.9114.2
Q1 2018115.0112.3
Q4 2017113.4111.2
Q3 2017112.4110.4
Q2 2017110.4108.8
Q1 2017108.2106.9
Q4 2016105.8106.1
Q3 2016105.4105.4
Q2 2016104.6103.8
Q1 2016102.7102.0
Q4 2015101.3101.1
Q3 2015101.3100.8
Q2 2015100.799.8
Q1 201596.798.3

Appraised values go back to 1995 for Spain, its regions and provinces, and to 2005 for municipalities over 25,000 inhabitants. They are quarterly, so falls are dated by quarter. A fall counts once values drop 3% below a peak, and ends when they are back at it.

Other reports for Cádiz

At the average appraised value, a 90 m² home costs €271,899. With 10% down and a 30-year mortgage, the payment is €1,037 a month. Spain sets no cap on the payment; lenders must assess each borrower's solvency.

Payment, two incomes
30%
Payment, one income
60%

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the appraised value; rent is the mean of new leases. Repaying the loan is saving, so it is left out.

Rent per month
€920
Owning per month
€962

66.1% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
2,978
Per 1,000 residents
27.1

Buyers living abroad bought 3.6% of the homes sold here in the four quarters to Q2 2026.

Bought by buyers abroad, 12 months
3.6%

4.9% of the 56,479 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
4.9%
Empty homes
2,748