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Vizela · report

Buy or rent in Vizela

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€496
Owning per month
€500

Try your own numbers

Starting from INE's median sale price of €1,585/m² and median new-lease rent of 5.5 €/m² a month in Vizela, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning and renting cost about the same each month.

Rent a month
€496
Owning a month, not recovered
€500
Interest
€321
Running costs
€119
Return given up
€61
Cash out a month, if buying
€660

Gross rental yield in Vizela

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodVizela
Q2 20264.2%
Q1 20264.6%
Q4 20254.6%
Q3 20255.0%
Q2 20255.2%
Q1 20255.7%
Q4 20245.3%
Q3 20245.3%
Q2 20245.2%
Q1 20244.8%
Q4 20234.6%
Q3 20234.7%
Q2 20234.9%
Q1 20235.2%
Q4 20225.2%
Q3 20225.0%
Q2 20224.7%
Q1 20224.5%
Q4 20214.3%
Q3 20214.3%
Q2 20214.4%
Q1 20214.6%
Q4 20204.2%
Q3 20204.4%
Q2 20204.5%
Q1 20204.9%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Vizela

Asking prices have an 80% chance of landing between €2,000/m² and €2,463/m² by September 2027.

Expected, September 2027
€2,231/m²
Chance of a rise
96%

At the bank valuation, a 90 m² home costs €152,640. With 10% down and a 30-year mortgage, the payment is €579 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
24%
Payment, one income
48%

Sellers ask 13.3% more than banks value homes at. A year ago the gap was +9.2%.

Gap today
+13.3%
Change in a year
+4.1 pp

32.2% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
154
Per 1,000 residents
6.1

Figures for Ave: Vizela has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 17.9% less per m² than buyers living in Portugal.

Abroad against residents
−17.9%

Bank valuations have fallen by 3% or more 10 times since 2018. The deepest began in September 2019.

Deepest fall
−22.6%
Recovery from the low
6 months

In 2025 the population grew by 125 while 84 homes were finished: 1.5 new residents for every new home.

New residents per new home, 2025
1.5
Population change, 2025
+125

7.8% of the 9,832 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
7.8%
Empty homes
765

In 2025, 20% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
20%
Reconstructions per 100 new buildings
0.0

Public bodies signed €1.6M of housing works here in 2012, and €1.6M since 2012.

Signed in 2012
€1.6M
Per resident, 2012
€64

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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