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Vila Real de Santo António · report

Asking prices against bank valuations in Vila Real de Santo António

Sellers ask 27.8% more than banks value homes at. A year ago the gap was +36.6%.

Gap today
+27.8%
Change in a year
−8.8 pp

How far apart the three prices are in Vila Real de Santo António

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 202627.8%——
Aug 202635.9%——
Jul 202637.2%——
Jun 202644.0%11.7%-22.5%
May 202651.2%——
Apr 202645.8%——
Mar 202642.5%10.5%-21.1%
Feb 202654.3%——
Jan 202649.3%——
Dec 202547.3%9.2%-21.5%
Nov 202540.2%——
Oct 202533.9%——
Sep 202536.6%10.5%-19.8%
Aug 202542.7%——
Jul 202543.3%——
Jun 202532.0%11.4%-17.2%
May 202531.6%——
Apr 202528.2%——
Mar 202542.7%12.3%-16.6%
Feb 202546.0%——
Jan 202547.1%——
Dec 202437.3%13.4%-14.7%
Nov 202433.2%——
Oct 202436.8%——
Sep 202428.6%16.3%-13.8%
Aug 202425.9%——
Jul 202427.9%——
Jun 202423.6%14.0%-16.9%
May 202429.5%——
Apr 202441.4%——
Mar 202440.4%16.9%-17.9%
Feb 202436.6%——
Jan 202437.4%——
Dec 202337.8%17.0%-19.1%
Nov 202350.4%——
Oct 202346.3%——
Sep 202348.8%17.5%-17.9%
Aug 202333.5%——
Jul 202328.3%——
Jun 202347.1%22.9%-15.1%
May 202350.4%——
Apr 202358.0%——
Mar 202348.1%25.0%-12.3%
Feb 202351.1%——
Jan 202341.8%——
Dec 202237.1%23.8%-12.3%
Nov 202239.8%——
Oct 202240.1%——
Sep 202239.2%20.6%-15.1%
Aug 202239.0%——
Jul 202247.6%——
Jun 202246.8%12.0%-20.2%
May 202242.9%——
Apr 202238.2%——
Mar 202239.6%12.2%-18.7%
Feb 202240.8%——
Jan 202245.7%——
Dec 202145.0%14.5%-18.8%
Nov 202137.9%——
Oct 202141.4%——
Sep 202137.2%16.7%-19.2%
Aug 202138.3%——
Jul 202129.9%——
Jun 202132.3%18.0%-21.2%
May 202129.1%——
Apr 202139.9%——
Mar 202147.9%22.0%—
Feb 202156.9%——
Jan 202165.7%——
Dec 202066.3%25.6%—
Nov 202055.9%——
Oct 202044.7%——
Sep 202045.1%25.7%—
Aug 202058.7%——
Jul 202064.6%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Vila Real de Santo António

Asking prices have an 80% chance of landing between €3,665/m² and €4,198/m² by September 2027.

Expected, September 2027
€3,931/m²
Chance of a rise
80%

At the bank valuation, a 90 m² home costs €264,330. With 10% down and a 30-year mortgage, the payment is €1,003 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
46%
Payment, one income
91%

Renting a 90 m² home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€893
Owning per month
€984

20.6% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
105
Per 1,000 residents
4.7

Over the last 12 months, buyers domiciled abroad paid 5.2% more per m² than buyers living in Portugal.

Abroad against residents
+5.2%

Bank valuations have fallen by 3% or more 7 times since 2020. The deepest began in September 2020.

Deepest fall
−14.6%
Recovery from the low
5 months

In 2025 the population fell by 51 while 113 homes were finished.

Homes finished, 2025
113
Population change, 2025
−51

14.9% of the 20,740 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
14.9%
Empty homes
3,085

In 2025, 15% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
15%
Reconstructions per 100 new buildings
0.0

Public bodies signed €44.6M of housing works here in 2025, and €44.7M since 2012.

Signed in 2025
€44.6M
Per resident, 2025
€1,994

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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