Imofolio

Santa Marta de Penaguião · report

Buy or rent in Santa Marta de Penaguião

Figures for Douro: Santa Marta de Penaguião has no reliable figures of its own.

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€443
Owning per month
€253

Try your own numbers

Starting from INE's median sale price of €801/m² and median new-lease rent of 4.9 €/m² a month in Douro, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€443
Owning a month, not recovered
€253
Interest
€162
Running costs
€60
Return given up
€31
Cash out a month, if buying
€334

Gross rental yield in Douro

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodDouro
Q2 20267.4%
Q1 20267.5%
Q4 20257.3%
Q3 20258.0%
Q2 20258.2%
Q1 20258.4%
Q4 20248.4%
Q3 20248.1%
Q2 20247.9%
Q1 20247.6%
Q4 20237.3%
Q3 20237.0%
Q2 20236.9%
Q1 20236.9%
Q4 20226.8%
Q3 20226.5%
Q2 20226.5%
Q1 20226.5%
Q4 20216.6%
Q3 20216.9%
Q2 20217.0%
Q1 20216.8%
Q4 20206.7%
Q3 20206.7%
Q2 20206.6%
Q1 20206.7%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Santa Marta de Penaguião

At the median sale price, a 90 m² home costs €47,970. With 10% down and a 30-year mortgage, the payment is €182 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
9%
Payment, one income
18%

11.4% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
9
Per 1,000 residents
1.5

Figures for Douro: Santa Marta de Penaguião has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 31.0% less per m² than buyers living in Portugal.

Abroad against residents
−31.0%

In 2025 the population fell by 79 while 3 homes were finished.

Homes finished, 2025
3
Population change, 2025
−79

10.6% of the 4,652 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
10.6%
Empty homes
492

In 2025, 0% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
0%
Reconstructions per 100 new buildings
0.0

Public bodies signed €205K of housing works here in 2025, and €2.4M since 2012.

Signed in 2025
€205K
Per resident, 2025
€34

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

Made with Imofolio · imofolio.com/en/market/portugal/santa-marta-de-penaguiao/rentbuy

Selling homes in Portugal? Keep the whole sale in one place.

Imofolio is the CRM for estate agents and agencies: properties, buyers, viewings, proposals and your own website, from the first enquiry to the closing.