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Ponte de Lima · report

Past price cycles in Ponte de Lima

Bank valuations have fallen by 3% or more 11 times since 2015. The deepest began in June 2015.

Deepest fall
−17.9%
Recovery from the low
20 months

Prices in Ponte de Lima and Portugal, indexed

Bank valuations, both set to 100 in June 2015.

  • Ponte de Lima
  • Portugal
  • 100 = June 2015
Show the numbers
PeriodPonte de LimaPortugal
Sep 2026223.0296.2
Aug 2026223.0293.1
Jul 2026220.9291.3
Jun 2026226.3289.7
May 2026229.3287.1
Apr 2026240.0282.7
Mar 2026255.7279.7
Feb 2026255.0275.9
Jan 2026233.7273.7
Dec 2025210.3270.6
Nov 2025206.3267.9
Oct 2025197.4263.3
Sep 2025194.3259.4
Aug 2025186.6255.5
Jul 2025193.0252.9
Jun 2025186.4248.5
May 2025204.7245.3
Apr 2025182.3242.7
Mar 2025196.4240.2
Feb 2025190.7235.4
Jan 2025191.9230.7
Dec 2024187.9227.2
Nov 2024190.4226.3
Oct 2024190.0223.8
Sep 2024190.3220.4
Aug 2024190.4216.4
Jul 2024188.6213.0
Jun 2024182.1210.4
May 2024180.3209.4
Apr 2024184.7207.5
Mar 2024183.9205.5
Feb 2024184.9202.9
Jan 2024171.9201.6
Dec 2023149.7199.7
Nov 2023144.6199.0
Oct 2023142.6199.7
Sep 2023147.7200.4
Aug 2023154.7200.0
Jul 2023156.3198.3
Jun 2023160.9197.4
May 2023159.3196.4
Apr 2023171.4193.9
Mar 2023162.0192.8
Feb 2023164.4192.2
Jan 2023153.6193.1
Dec 2022143.6189.6
Nov 2022138.7188.4
Oct 2022145.0184.7
Sep 2022148.3185.8
Aug 2022152.6183.9
Jul 2022154.1184.3
Jun 2022156.1183.0
May 2022152.0179.5
Apr 2022147.7176.3
Mar 2022145.9173.1
Feb 2022147.4170.9
Jan 2022146.1168.0
Dec 2021138.1167.1
Nov 2021141.0165.4
Oct 2021146.7162.7
Sep 2021151.4160.7
Aug 2021147.1158.8
Jul 2021131.6158.8
Jun 2021121.4158.0
May 2021131.3157.6
Apr 2021133.9156.0
Mar 2021137.7154.4
Feb 2021138.4152.7
Jan 2021127.3152.1
Dec 2020122.9150.3
Nov 2020129.7148.8
Oct 2020138.6147.1
Sep 2020140.4146.7
Aug 2020133.0146.7
Jul 2020127.3146.6
Jun 2020123.0145.5
May 2020126.7144.9
Apr 2020128.0144.5
Mar 2020129.0144.3
Feb 2020123.9144.5
Jan 2020112.4143.4
Dec 2019113.1141.9
Nov 2019122.6139.9
Oct 2019131.0139.0
Sep 2019129.7138.6
Aug 2019121.4137.1
Jul 2019128.3135.8
Jun 2019117.7133.9
May 2019117.9133.0
Apr 2019117.7132.0
Mar 2019120.0130.8
Feb 2019121.0130.0
Jan 2019116.9127.8
Dec 2018120.9127.0
Nov 2018118.7125.9
Oct 2018120.9125.7
Sep 2018110.6124.7
Aug 2018109.9123.7
Jul 2018110.7122.4
Jun 2018107.0121.2
May 2018102.6120.8
Apr 2018106.6120.2
Mar 2018115.9119.6
Feb 2018114.7118.5
Jan 2018109.6117.3
Dec 2017107.0115.9
Nov 2017108.0115.6
Oct 2017115.4115.2
Sep 2017121.0114.6
Aug 2017121.0112.9
Jul 2017112.0112.0
Jun 2017105.3111.8
May 201798.3111.4
Apr 201797.6111.1
Mar 201797.6110.4
Feb 201797.6110.1
Jan 201799.9109.4
Dec 201699.3108.3
Nov 201698.3107.4
Oct 201698.3106.6
Sep 201695.3106.1
Aug 201698.7105.9
Jul 201689.6104.8
Jun 201689.6104.4
May 201691.0104.0
Apr 201693.0103.3
Mar 201694.6102.5
Feb 201696.6102.1
Jan 201699.7102.1
Dec 201585.1102.5
Nov 201587.4101.8
Oct 201582.1101.4
Sep 201594.3101.0
Aug 201596.9100.7
Jul 201599.0100.9
Jun 2015100.0100.0

Every fall of 3% or more

From the peak to the lowest month after it, and how long prices took to get back.

PeakLowFallMonths fallingMonths to recover
June 2015October 2015−17.9%420
September 2017May 2018−15.2%89
July 2019August 2019−5.3%11
October 2019January 2020−14.2%37
September 2020June 2021−13.5%92
September 2021December 2021−8.8%35
June 2022November 2022−11.2%53
April 2023October 2023−16.8%63
March 2025April 2025−7.2%11
May 2025June 2025−8.9%15
March 2026July 2026−13.6%4Not yet

Portugal against the EU since 2015

Eurostat's house price index for all dwellings, 2015 = 100. National figures, comparable across member states.

  • Portugal
  • EU
  • 2015 = 100
Show the numbers
PeriodPortugalEU
Q2 2026301.4168.6
Q1 2026291.0166.5
Q4 2025280.2164.6
Q3 2025269.4163.5
Q2 2025258.8161.0
Q1 2025247.1158.5
Q4 2024235.7156.2
Q3 2024228.9155.1
Q2 2024220.7152.7
Q1 2024212.5149.8
Q4 2023211.3148.9
Q3 2023208.5149.1
Q2 2023204.7148.2
Q1 2023198.6147.6
Q4 2022195.9148.7
Q3 2022193.8150.9
Q2 2022188.3149.6
Q1 2022182.6146.2
Q4 2021176.0143.2
Q3 2021171.3140.2
Q2 2021166.4136.0
Q1 2021161.7132.1
Q4 2020157.7129.8
Q3 2020153.6128.1
Q2 2020154.3126.3
Q1 2020151.7124.4
Q4 2019146.1122.7
Q3 2019143.7121.5
Q2 2019140.7119.8
Q1 2019137.1117.6
Q4 2018132.3116.8
Q3 2018129.7115.9
Q2 2018128.5114.2
Q1 2018125.6112.3
Q4 2017121.1111.2
Q3 2017119.6110.4
Q2 2017115.5108.8
Q1 2017111.9106.9
Q4 2016109.6106.1
Q3 2016108.3105.4
Q2 2016106.9103.8
Q1 2016103.7102.0
Q4 2015101.8101.1
Q3 2015100.7100.8
Q2 2015100.699.8
Q1 201596.998.3

Bank valuations go back to 2011, so they include the fall after the euro crisis; asking prices start in 2015. A fall counts once prices drop 3% below a peak, and ends when they are back at it.

Other reports for Ponte de Lima

Asking prices have an 80% chance of landing between €1,447/m² and €1,796/m² by September 2027.

Expected, September 2027
€1,622/m²
Chance of a rise
46%

At the bank valuation, a 90 m² home costs €140,490. With 10% down and a 30-year mortgage, the payment is €533 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
23%
Payment, one income
47%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€553
Owning per month
€509

Sellers ask 4.8% more than banks value homes at. A year ago the gap was +15.4%.

Gap today
+4.8%
Change in a year
−10.6 pp

8.4% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
201
Per 1,000 residents
4.7

Figures for Alto Minho: Ponte de Lima has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 1.0% less per m² than buyers living in Portugal.

Abroad against residents
−1.0%

In 2025 the population grew by 345 while 97 homes were finished: 3.6 new residents for every new home.

New residents per new home, 2025
3.6
Population change, 2025
+345

8.2% of the 22,850 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
8.2%
Empty homes
1,885

In 2025, 13% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
13%
Reconstructions per 100 new buildings
2.6

Public bodies signed €504.1K of housing works here in 2025, and €5.5M since 2012.

Signed in 2025
€504.1K
Per resident, 2025
€12

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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