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Odivelas · report

Asking prices against bank valuations in Odivelas

Sellers ask 12.2% more than banks value homes at. A year ago the gap was +13.8%.

Gap today
+12.2%
Change in a year
−1.6 pp

How far apart the three prices are in Odivelas

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 202612.2%——
Aug 202613.0%——
Jul 202614.8%——
Jun 202614.2%-5.5%-16.9%
May 202614.7%——
Apr 202614.7%——
Mar 202613.6%-5.2%-16.8%
Feb 202613.9%——
Jan 202612.0%——
Dec 202512.0%-3.7%-16.2%
Nov 202511.2%——
Oct 202514.9%——
Sep 202513.8%-2.2%-15.9%
Aug 202514.2%——
Jul 202516.4%——
Jun 202517.3%-1.4%-15.8%
May 202515.2%——
Apr 202514.6%——
Mar 202514.8%-0.7%-15.7%
Feb 202517.8%——
Jan 202518.4%——
Dec 202418.2%1.0%-14.9%
Nov 202418.0%——
Oct 202417.6%——
Sep 202416.8%3.7%-13.5%
Aug 202419.9%——
Jul 202418.0%——
Jun 202417.7%4.4%-13.1%
May 202417.6%——
Apr 202419.9%——
Mar 202419.0%6.6%-12.0%
Feb 202421.3%——
Jan 202421.4%——
Dec 202324.6%5.6%-12.5%
Nov 202323.0%——
Oct 202320.7%——
Sep 202318.8%4.8%-12.2%
Aug 202319.6%——
Jul 202319.7%——
Jun 202320.5%4.6%-12.4%
May 202322.1%——
Apr 202323.2%——
Mar 202321.6%3.1%-12.7%
Feb 202318.9%——
Jan 202314.7%——
Dec 202216.5%4.3%-11.5%
Nov 202217.3%——
Oct 202218.9%——
Sep 202220.7%4.3%-12.2%
Aug 202220.2%——
Jul 202218.4%——
Jun 202216.5%3.5%-13.4%
May 202218.4%——
Apr 202215.9%——
Mar 202216.2%2.3%-15.1%
Feb 202215.3%——
Jan 202219.7%——
Dec 202121.2%2.0%-15.9%
Nov 202121.3%——
Oct 202122.0%——
Sep 202123.0%1.3%-16.4%
Aug 202124.1%——
Jul 202121.8%——
Jun 202121.2%2.2%-15.2%
May 202120.9%——
Apr 202119.9%——
Mar 202119.2%1.9%-15.2%
Feb 202120.1%——
Jan 202120.2%——
Dec 202021.8%2.3%-14.8%
Nov 202021.1%——
Oct 202020.2%——
Sep 202020.9%4.2%-13.1%
Aug 202020.4%——
Jul 202020.4%——
Jun 202018.3%4.8%-13.0%
May 202020.2%——
Apr 202019.3%——
Mar 202018.4%7.6%-11.6%
Feb 202019.0%——
Jan 202020.2%——
Dec 201919.8%9.3%-11.5%
Nov 201921.3%——
Oct 201921.6%——
Sep 201923.9%——
Aug 201920.7%——
Jul 201922.2%——
Jun 201925.1%——
May 201925.2%——
Apr 201925.5%——
Mar 201924.7%——
Feb 201926.8%——
Jan 201925.3%——
Dec 201829.2%——
Nov 201827.1%——
Oct 201828.1%——
Sep 201824.1%——
Aug 201826.7%——
Jul 201827.5%——
Jun 201827.8%——
May 201824.4%——
Apr 201821.5%——
Mar 201816.3%——
Feb 201813.9%——
Jan 201813.2%——
Dec 201713.6%——
Nov 201720.9%——
Oct 201719.2%——
Sep 201717.9%——
Aug 201716.7%——
Jul 201718.6%——
Jun 201718.5%——
May 201718.7%——
Apr 201719.6%——
Mar 201720.9%——
Feb 201720.5%——
Jan 201717.5%——
Dec 201614.4%——
Nov 201614.0%——
Oct 201617.3%——
Sep 201620.5%——
Aug 201621.0%——
Jul 201625.2%——
Jun 201627.4%——
May 201626.9%——
Apr 201626.2%——
Mar 201619.5%——
Feb 201617.8%——
Jan 201617.0%——
Dec 201519.4%——
Nov 201519.8%——
Oct 201518.1%——
Sep 201521.2%——
Aug 201524.5%——
Jul 201524.5%——
Jun 201525.6%——
May 201528.5%——
Apr 201529.2%——
Mar 201528.4%——
Feb 201526.3%——
Jan 201533.1%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Odivelas

Next 12 months

Asking prices have an 80% chance of landing between €4,057/m² and €4,379/m² by September 2027.

Expected, September 2027
€4,218/m²
Chance of a rise
100%

Affordability

At the bank valuation, a 90 m² home costs €299,970. With 10% down and a 30-year mortgage, the payment is €1,138 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
48%
Payment, one income
97%

Buy or rent

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€1,161
Owning per month
€1,135

New homes

46.8% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
189
Per 1,000 residents
1.0

Foreign buyers

Over the last 12 months, buyers domiciled abroad paid 7.8% more per m² than buyers living in Portugal.

Abroad against residents
+7.8%

Past cycles

Bank valuations have fallen by 3% or more 2 times since 2011. The deepest began in February 2011.

Deepest fall
−18.1%
Recovery from the low
50 months

People and new homes

In 2025 the population fell by 1,824 while 344 homes were finished.

Homes finished, 2025
344
Population change, 2025
−1,824

Empty homes

8.7% of the 71,883 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
8.7%
Empty homes
6,267

Renovation

In 2025, 1% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
1%
Reconstructions per 100 new buildings
0.6

Public housing works

Public bodies signed €14.6M of housing works here in 2025, and €33.1M since 2012.

Signed in 2025
€14.6M
Per resident, 2025
€79

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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