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Mealhada · report

Buy or rent in Mealhada

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€481
Owning per month
€358

Try your own numbers

Starting from INE's median sale price of €1,134/m² and median new-lease rent of 5.4 €/m² a month in Mealhada, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€481
Owning a month, not recovered
€358
Interest
€230
Running costs
€85
Return given up
€43
Cash out a month, if buying
€472

Gross rental yield in Mealhada

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodMealhada
Q2 20265.7%
Q1 20265.5%
Q4 20255.3%
Q3 20255.8%
Q2 20255.9%
Q1 20256.0%
Q4 20246.0%
Q3 20246.2%
Q2 20246.4%
Q1 20247.0%
Q4 20236.9%
Q3 20236.0%
Q2 20235.9%
Q1 20235.4%
Q4 20225.5%
Q3 20225.3%
Q2 20225.4%
Q1 20225.5%
Q4 20215.7%
Q3 20215.9%
Q2 20215.9%
Q1 20216.0%
Q4 20205.8%
Q3 20205.4%
Q2 20205.5%
Q1 20205.3%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Mealhada

Bank valuations have an 80% chance of landing between €1,009/m² and €1,579/m² by September 2027.

Expected, September 2027
€1,294/m²
Chance of a rise
49%

At the bank valuation, a 90 m² home costs €116,910. With 10% down and a 30-year mortgage, the payment is €444 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
17%
Payment, one income
34%

57.0% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
49
Per 1,000 residents
2.5

Figures for Região de Coimbra: Mealhada has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 10.7% less per m² than buyers living in Portugal.

Abroad against residents
−10.7%

In 2025 the population grew by 86 while 21 homes were finished: 4.1 new residents for every new home.

New residents per new home, 2025
4.1
Population change, 2025
+86

15.1% of the 10,386 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
15.1%
Empty homes
1,566

In 2025, 25% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
25%
Reconstructions per 100 new buildings
0.0

Public bodies signed €1.5M of housing works here in 2025, and €2.1M since 2012.

Signed in 2025
€1.5M
Per resident, 2025
€73

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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