House prices in Lousada: the next 12 months

At the bank valuation, a 90 m² home costs €135,360. With 10% down and a 30-year mortgage, the payment is €514 a month. Banco de Portugal caps it at 50% of a household's net income.

Owning and renting a 90 m² home cost about the same each month. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Sellers ask 17.4% more than banks value homes at. A year ago the gap was +24.9%.

137.3% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Figures for Tâmega e Sousa: Lousada has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 17.8% less per m² than buyers living in Portugal.

Bank valuations have fallen by 3% or more 10 times since 2015. The deepest began in August 2016.

In 2025 the population grew by 753 while 178 homes were finished: 4.2 new residents for every new home.

9.6% of the 20,038 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

In 2025, 16% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Public bodies signed €354.6K of housing works here in 2025, and €4.9M since 2012.