Borba · report
Buy or rent in Borba
Renting a 90 m² home costs less each month than owning it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.
- Rent per month
- €273
- Owning per month
- €289
Try your own numbers
Starting from INE's median sale price of €915/m² and median new-lease rent of 3.0 €/m² a month in Borba, and a mortgage rate of 3.0%.
Renting costs less each month than owning.
- Rent a month
- €273
- Owning a month, not recovered
- €289
- Interest
- €185
- Running costs
- €69
- Return given up
- €35
- Cash out a month, if buying
- €381
Gross rental yield in Borba
A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.
Show the numbers
| Period | Borba |
|---|---|
| Q2 2026 | 4.0% |
| Q1 2026 | 4.1% |
| Q4 2025 | 4.9% |
| Q3 2025 | 5.6% |
| Q2 2025 | 5.8% |
| Q1 2025 | 5.6% |
| Q4 2024 | 5.6% |
| Q3 2024 | 4.8% |
| Q2 2024 | 4.2% |
| Q1 2024 | 4.9% |
| Q4 2023 | 5.1% |
| Q3 2023 | 5.9% |
| Q2 2023 | 6.0% |
| Q1 2023 | 5.8% |
| Q4 2022 | 4.7% |
| Q3 2022 | 4.5% |
| Q2 2022 | 4.3% |
| Q1 2022 | 4.3% |
| Q4 2021 | 4.9% |
| Q3 2021 | 5.0% |
| Q2 2021 | 6.5% |
| Q1 2021 | 6.3% |
| Q4 2020 | 7.6% |
| Q3 2020 | 7.7% |
| Q2 2020 | 7.0% |
| Q1 2020 | 7.7% |
The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.
Other reports for Borba
At the median sale price, a 90 m² home costs €82,350. With 10% down and a 30-year mortgage, the payment is €312 a month. Banco de Portugal caps it at 50% of a household's net income.
- Payment, two incomes
- 13%
- Payment, one income
- 25%
7.3% fewer homes were licensed for construction in the last 12 months than in an average year of the past decade.
- Licensed, 12 months
- 6
- Per 1,000 residents
- 0.9
Figures for Alentejo: Borba has no reliable figures of its own.
Over the last 12 months, buyers domiciled abroad paid 24.9% more per m² than buyers living in Portugal.
- Abroad against residents
- +24.9%
In 2025 the population fell by 73 while 3 homes were finished.
- Homes finished, 2025
- 3
- Population change, 2025
- −73
18.3% of the 4,206 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.
- Empty, 2021 census
- 18.3%
- Empty homes
- 769
In 2025, 50% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.
- Work on existing buildings, 2025
- 50%
- Reconstructions per 100 new buildings
- 0.0
Public bodies signed €2.6M of housing works here in 2025, and €2.6M since 2012.
- Signed in 2025
- €2.6M
- Per resident, 2025
- €390
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