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Arouca · report

Asking prices against bank valuations in Arouca

Sellers ask 14.3% less than banks value homes at.

Gap today
−14.3%

How far apart the three prices are in Arouca

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale price
Sep 2026-14.3%—
Aug 2026-7.7%—
Jul 20264.3%—
Jun 20264.3%7.5%
May 20262.5%—
Apr 2026-1.8%—
Mar 2026-13.7%4.5%
Feb 2026-16.4%—

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Arouca

Asking prices have an 80% chance of landing between €1,196/m² and €1,640/m² by September 2027.

Expected, September 2027
€1,418/m²
Chance of a rise
83%

At the median sale price, a 90 m² home costs €94,590. With 10% down and a 30-year mortgage, the payment is €359 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
16%
Payment, one income
31%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€475
Owning per month
€332

6.2% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
69
Per 1,000 residents
3.2

Figures for Área Metropolitana do Porto: Arouca has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 31.6% more per m² than buyers living in Portugal.

Abroad against residents
+31.6%

Asking prices have fallen by 3% or more 9 times since 2017. The deepest began in February 2024.

Deepest fall
−14.3%
Recovery from the low
11 months

In 2025 the population fell by 27 while 26 homes were finished.

Homes finished, 2025
26
Population change, 2025
−27

10.1% of the 11,157 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
10.1%
Empty homes
1,127

In 2025, 21% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
21%
Reconstructions per 100 new buildings
0.0

Public bodies signed €1.7M of housing works here in 2024, and €4.9M since 2012.

Signed in 2024
€1.7M
Per resident, 2024
€81

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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