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Amarante · report

Asking prices against bank valuations in Amarante

Sellers ask 6.4% less than banks value homes at. A year ago the gap was −0.2%.

Gap today
−6.4%
Change in a year
−6.2 pp

How far apart the three prices are in Amarante

Each line sets one measure of price against another, in %. Above zero, the first is higher.

  • Asking price against bank valuation
  • Asking price against sale price
  • Bank valuation against sale price
  • No gap
Show the numbers
PeriodAsking price against bank valuationAsking price against sale priceBank valuation against sale price
Sep 2026-6.4%——
Aug 2026-3.0%——
Jul 20264.7%——
Jun 20265.8%15.2%12.1%
May 20261.6%——
Apr 2026-0.5%——
Mar 20260.2%12.4%8.8%
Feb 20261.7%——
Jan 20267.1%——
Dec 20254.5%10.3%4.6%
Nov 20252.0%——
Oct 2025-4.1%——
Sep 2025-0.2%12.5%5.2%
Aug 20255.1%——
Jul 202511.2%——
Jun 20256.9%13.8%7.1%
May 20255.2%——
Apr 20252.3%——
Mar 20256.9%17.8%12.5%
Feb 20259.3%——
Jan 202520.4%——
Dec 20247.7%10.6%10.6%
Nov 20246.2%——
Oct 20246.1%——
Sep 20243.6%10.9%14.2%
Aug 20242.4%——
Jul 2024-1.0%——
Jun 20242.1%10.5%16.2%
May 2024-1.8%——
Apr 2024-6.0%——
Mar 2024-7.0%2.7%8.2%
Feb 2024-5.7%——
Jan 2024-8.0%——
Dec 2023-6.7%8.1%11.6%
Nov 2023-6.1%——
Oct 2023-1.0%——
Sep 2023-1.7%5.0%7.0%
Aug 2023-7.6%——
Jul 2023-8.5%——
Jun 2023-8.5%4.5%6.0%
May 2023-0.3%——
Apr 20230.7%——
Mar 20230.2%0.8%2.9%
Feb 20230.2%——
Jan 20233.2%——
Dec 20220.4%-5.5%-2.3%
Nov 20224.4%——
Oct 2022-3.1%——
Sep 2022-1.6%-4.7%0.1%
Aug 2022-4.3%——
Jul 2022-7.7%——
Jun 2022-5.1%-2.0%1.7%
May 2022-5.6%——
Apr 2022-5.5%——
Mar 2022-3.7%-1.1%2.4%
Feb 2022-5.2%——
Jan 2022-1.9%——
Dec 2021-9.1%2.9%7.1%
Nov 2021-7.3%——
Oct 2021-0.7%——
Sep 20210.1%2.5%4.4%
Aug 20211.4%——
Jul 2021-0.8%——
Jun 2021-1.8%0.5%3.8%
May 2021-5.1%——
Apr 2021-7.0%——
Mar 2021-4.8%-0.5%2.6%
Feb 2021-8.7%——
Jan 2021-2.4%——
Dec 20202.2%0.7%1.9%
Nov 20208.6%——
Oct 2020-2.7%——
Sep 2020-4.1%-1.5%-0.6%
Aug 2020-7.0%——
Jul 2020-4.5%——
Jun 2020-5.3%0.1%-1.6%
May 2020-3.2%——
Apr 2020-2.4%——
Mar 20201.2%2.6%-1.8%
Feb 20201.5%——
Jan 20202.8%——
Dec 20193.4%2.1%-3.2%
Nov 20195.8%——
Oct 20193.8%——
Sep 20195.4%——
Aug 20191.0%——
Jul 20197.5%——
Jun 201910.8%——
May 20197.7%——
Apr 20194.2%——
Mar 20193.2%——
Feb 20195.8%——
Jan 20196.5%——
Dec 20187.9%——
Nov 20186.3%——
Oct 20183.2%——
Sep 20181.1%——
Aug 20181.0%——
Jul 20188.1%——
Jun 20187.8%——
May 201810.1%——
Apr 20188.6%——
Mar 20186.9%——
Feb 20187.1%——
Jan 20189.4%——
Dec 20179.9%——
Nov 201715.8%——
Oct 201717.1%——
Sep 201716.7%——
Aug 201713.6%——
Jul 201712.3%——
Jun 20177.6%——
May 201711.6%——
Apr 201711.1%——
Mar 20178.8%——
Feb 20177.0%——
Jan 20179.7%——
Dec 201615.9%——
Nov 201613.9%——
Oct 201615.1%——
Sep 201615.9%——
Aug 201612.6%——
Jul 201616.4%——
Jun 20168.4%——
May 20165.0%——
Apr 201612.4%——
Mar 201612.4%——
Feb 201615.3%——
Jan 201626.4%——
Dec 201538.1%——
Nov 201537.2%——
Oct 201526.2%——
Sep 201535.5%——
Aug 201540.7%——
Jul 201531.7%——
Jun 201520.1%——
May 201522.9%——

New homes against existing homes, Portugal

Eurostat's house price index for Portugal, newly built and existing dwellings, 2015 = 100. National figures, shown here as context.

  • Existing homes
  • New homes
  • 2015 = 100
Show the numbers
PeriodExisting homesNew homes
Q2 2026327.5235.2
Q1 2026316.1227.2
Q4 2025303.2221.2
Q3 2025290.0215.6
Q2 2025277.5209.5
Q1 2025264.0201.7
Q4 2024250.8194.6
Q3 2024243.5189.0
Q2 2024234.5183.0
Q1 2024225.7176.2
Q4 2023223.2177.6
Q3 2023220.4175.0
Q2 2023216.5171.6
Q1 2023209.7167.0
Q4 2022206.4166.1
Q3 2022203.8165.3
Q2 2022198.7158.9
Q1 2022191.3157.9
Q4 2021183.2155.1
Q3 2021177.7152.5
Q2 2021173.2146.6
Q1 2021168.4142.4
Q4 2020163.6140.3
Q3 2020159.4136.6
Q2 2020160.3136.9
Q1 2020157.4135.0
Q4 2019151.5130.3
Q3 2019148.6129.4
Q2 2019145.2127.9
Q1 2019142.1122.8
Q4 2018136.6120.3
Q3 2018134.1117.2
Q2 2018132.9115.9
Q1 2018129.2115.8
Q4 2017124.7111.0
Q3 2017122.8110.9
Q2 2017118.0109.0
Q1 2017114.3105.6
Q4 2016111.5104.8
Q3 2016110.2103.8
Q2 2016108.3103.5
Q1 2016104.7101.3
Q4 2015102.1101.3
Q3 2015101.0100.0
Q2 201599.9101.9
Q1 201597.096.8

Asking prices are what sellers advertise on property portals. Bank valuations are what lenders' surveyors assess. Sale prices are what deeds record, as INE's 12-month median, so the other two are averaged over the same 12 months before they are compared.

Other reports for Amarante

Asking prices have an 80% chance of landing between €1,245/m² and €1,643/m² by September 2027.

Expected, September 2027
€1,444/m²
Chance of a rise
62%

At the bank valuation, a 90 m² home costs €134,370. With 10% down and a 30-year mortgage, the payment is €510 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
24%
Payment, one income
48%

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€436
Owning per month
€382

132.3% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
311
Per 1,000 residents
5.9

Figures for Tâmega e Sousa: Amarante has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 17.8% less per m² than buyers living in Portugal.

Abroad against residents
−17.8%

Bank valuations have fallen by 3% or more 13 times since 2014. The deepest began in June 2015.

Deepest fall
−12.0%
Recovery from the low
3 months

In 2025 the population grew by 148 while 135 homes were finished: 1.1 new residents for every new home.

New residents per new home, 2025
1.1
Population change, 2025
+148

12.7% of the 29,418 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
12.7%
Empty homes
3,741

In 2025, 31% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
31%
Reconstructions per 100 new buildings
0.0

Public bodies signed €7.6M of housing works here in 2025, and €7.7M since 2012.

Signed in 2025
€7.6M
Per resident, 2025
€144

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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