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Amadora · report

Buy or rent in Amadora

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€1,197
Owning per month
€1,047

Try your own numbers

Starting from INE's median sale price of €3,315/m² and median new-lease rent of 13.3 €/m² a month in Amadora, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€1,197
Owning a month, not recovered
€1,047
Interest
€671
Running costs
€249
Return given up
€127
Cash out a month, if buying
€1,381

Gross rental yield in Amadora

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodAmadora
Q2 20264.8%
Q1 20265.0%
Q4 20255.1%
Q3 20255.4%
Q2 20255.6%
Q1 20255.7%
Q4 20245.8%
Q3 20245.8%
Q2 20245.8%
Q1 20245.8%
Q4 20235.7%
Q3 20235.6%
Q2 20235.6%
Q1 20235.6%
Q4 20225.6%
Q3 20225.6%
Q2 20225.6%
Q1 20225.6%
Q4 20215.8%
Q3 20215.8%
Q2 20216.0%
Q1 20216.1%
Q4 20206.2%
Q3 20206.4%
Q2 20206.4%
Q1 20206.5%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Amadora

Asking prices have an 80% chance of landing between €4,258/m² and €4,593/m² by September 2027.

Expected, September 2027
€4,425/m²
Chance of a rise
100%

At the bank valuation, a 90 m² home costs €303,030. With 10% down and a 30-year mortgage, the payment is €1,150 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
50%
Payment, one income
101%

Sellers ask 18.0% more than banks value homes at. A year ago the gap was +19.6%.

Gap today
+18.0%
Change in a year
−1.6 pp

209.5% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
500
Per 1,000 residents
2.4

Over the last 12 months, buyers domiciled abroad paid 2.6% less per m² than buyers living in Portugal.

Abroad against residents
−2.6%

Bank valuations have fallen by 3% or more once since 2011. That fall began in March 2011.

Deepest fall
−26.0%
Recovery from the low
40 months

In 2025 the population grew by 436 while 82 homes were finished: 5.3 new residents for every new home.

New residents per new home, 2025
5.3
Population change, 2025
+436

9.3% of the 87,144 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
9.3%
Empty homes
8,101

In 2025, 8% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
8%
Reconstructions per 100 new buildings
0.0

Public bodies signed €834.2K of housing works here in 2025, and €40.7M since 2012.

Signed in 2025
€834.2K
Per resident, 2025
€4

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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