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Almeida · report

Buy or rent in Almeida

Owning a 90 m² home costs less each month than renting it. Owning counts interest, running costs and the return the deposit could earn, at the median sale price. Repaying the loan is saving, so it is left out.

Rent per month
€257
Owning per month
€131

Try your own numbers

Starting from INE's median sale price of €414/m² and median new-lease rent of 2.9 €/m² a month in Almeida, and a mortgage rate of 3.0%.

Assumptions
90
3
1
IMI, insurance, maintenance and condominium.
3
What the deposit and purchase costs could earn if invested instead.
7
IMT, stamp duty, registration and fees, paid once.

Owning costs less each month than renting.

Rent a month
€257
Owning a month, not recovered
€131
Interest
€84
Running costs
€31
Return given up
€16
Cash out a month, if buying
€172

Gross rental yield in Almeida

A year's rent as a share of the sale price, from INE's medians. Higher means rent is dear compared with buying.

Show the numbers
PeriodAlmeida
Q2 20268.3%
Q1 20269.4%
Q3 202510.9%
Q1 20249.7%
Q4 20239.2%
Q3 202310.6%
Q2 202312.7%
Q1 20207.6%

The comparison counts only the costs of owning you never get back: interest, running costs and what the deposit and purchase costs could earn elsewhere. Loan repayments build equity, so they are left out. So is any rise in the home's value, because nobody knows it in advance.

Other reports for Almeida

At the median sale price, a 90 m² home costs €37,260. With 10% down and a 30-year mortgage, the payment is €141 a month. Banco de Portugal caps it at 50% of a household's net income.

Payment, two incomes
6%
Payment, one income
12%

10.9% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
8
Per 1,000 residents
1.4

Figures for Beiras e Serra da Estrela: Almeida has no reliable figures of its own.

Over the last 12 months, buyers domiciled abroad paid 23.0% less per m² than buyers living in Portugal.

Abroad against residents
−23.0%

In 2025 the population fell by 40 while 5 homes were finished.

Homes finished, 2025
5
Population change, 2025
−40

11.3% of the 6,741 homes counted in the 2021 census stood empty, whether for sale, to let or for other reasons.

Empty, 2021 census
11.3%
Empty homes
759

In 2025, 25% of the buildings finished were work on existing buildings: extensions, alterations and reconstructions.

Work on existing buildings, 2025
25%
Reconstructions per 100 new buildings
0.0

Public bodies signed €140K of housing works here in 2025, and €140K since 2012.

Signed in 2025
€140K
Per resident, 2025
€25

Data: INE, ECB and others · updated October 27, 2026

Asking prices and bank valuations are not sale prices. This is a description of public data, not financial advice.

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