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Hedensted · report

Affordability in Hedensted

At the average sale price of houses, a 90 m² home costs DKK 936,090. With 10% down and a 30-year mortgage, the payment is DKK 4,013 a month. Denmark sets no cap on the payment; lenders treat debt above four times gross income as high.

Payment, two incomes
8%
Payment, one income
16%

Try your own numbers

Starting from the average sale price of houses, DKK 10,401/m², in Hedensted, a median disposable income of DKK 298,603 a year per person, equivalised (2024, Hedensted), and a mortgage rate of 4.0% (September 2026).

Assumptions
90
Statistics Denmark's median is per person, equivalised: one income is a single adult's, and two incomes is close to a couple who both earn it.
4

The payment takes 8% of disposable income. Denmark sets no limit on it.

Home price
DKK 936,090
Monthly payment
DKK 4,022
Share of net income
8%

The mortgage payment as a share of income, year by year

A 90 m² home with 10% down over 30 years, at each year's average price and rate, against one and against two of that year's median incomes.

  • Two median incomes
  • One median income
Show the numbers
PeriodTwo median incomesOne median income
20248.2%16.3%
20238.9%17.9%
20227.0%14.0%
20216.3%12.6%
20205.6%11.3%
20196.2%12.4%
20186.2%12.4%
20176.9%13.8%
20166.6%13.1%
20156.4%12.8%
20146.7%13.4%
20136.9%13.7%
20128.2%16.3%
20118.4%16.8%
20108.4%16.8%
200910.3%20.7%
200814.5%29.1%
200715.8%31.5%
200611.4%22.8%
20059.8%19.5%
20048.8%17.6%
20038.8%17.7%

Denmark against the EU

Share of people spending over 40% of their disposable income on housing, then the rest of Eurostat's survey of living conditions. These are national figures, shown here as context.

  • Denmark
  • EU
Show the numbers
YearDenmarkEU
202514.7%7.7%
202414.6%8.2%
202315.4%8.8%
202214.7%8.7%
202115.5%8.7%
202014.1%7.8%
201915.6%9.4%
201814.7%9.6%
201715.7%10.1%
201615.1%10.9%
201515.1%11.2%
201415.6%11.5%
201317.9%11.6%
201216.7%11.5%
201118.5%10.6%
201021.9%10.0%
Share of people whoDenmarkEU
Spend over 40% of income on housing6.3%7.7%
… nationals (adults)4.4%7.1%
… citizens of another EU country (adults)17.1%15.2%
… non-EU citizens (adults)38.0%18.1%
Live in an overcrowded home12.7%16.8%
Own their home outright39.7%43.7%
Own with a mortgage31.5%24.8%
Rent at market price16.3%20.8%
Rent at a reduced price or free12.5%10.7%

Income is Statistics Denmark's median equivalised disposable income: a family's income after tax, divided by its equivalence scale, so one income is a single adult's. Denmark sets no limit on the payment as a share of income. Lenders need a 5% deposit, and debt above four times gross income counts as high, which rules out some variable-rate and interest-only loans when the loan is also above 60% of the home's value.

Other reports for Hedensted

Asking prices have an 80% chance of landing between DKK 14,897/m² and DKK 16,856/m² by September 2027.

Expected, September 2027
DKK 15,876/m²
Chance of a rise
94%

Houses sold in Q2 2026 had first been offered at 6.2% more than they fetched. A year ago the gap was +7.9%.

Gap today
+6.2%
Change in a year
−1.7 pp

102.7% more homes were licensed for construction in the last 12 months than in an average year of the past decade.

Licensed, 12 months
581
Per 1,000 residents
12.0

Asking prices have fallen by 3% or more 2 times since 2004. The deepest began in June 2008.

Deepest fall
−29.3%
Recovery from the low
159 months

In 2025 the population grew by 405 while 266 homes were finished: 1.5 new residents for every new home.

New residents per new home, 2025
1.5
Population change, 2025
+405

6.0% of the 23,060 homes registered on 1 January 2026 had nobody living in them.

Empty, 2026
6.0%
Empty homes
1,378

In 2025, 4% of the homes added came from existing buildings rather than new ones.

Homes from existing buildings, 2025
4%